Riverview Bancorp Inc (RVSB) — Defensive Interval Ratio
Riverview Bancorp Inc (RVSB) has a Defensive Interval Ratio of 2 days as of March 2026. Defensive assets of $5.28 Million (cash $-, short-term investments $1.15 Million, receivables $4.13 Million) cover 2 days of daily cash needs of $3.44 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Riverview Bancorp Inc Defensive Interval Ratio (1998–2026)
This chart shows how Riverview Bancorp Inc's Defensive Interval Ratio has evolved across 29 annual periods from 1998 to 2026. As of March 2026, the ratio stands at 2 days, meaning defensive assets of $5.28 Million can fund 2 days of operations without new revenue. For the complete balance sheet picture, see RVSB total assets.
Annual Defensive Interval Ratio for Riverview Bancorp Inc (1998–2026)
The table below presents the year-by-year Defensive Interval Ratio for Riverview Bancorp Inc from 1998 to 2026, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Riverview Bancorp Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 2 days | $5.28 Million | $3.44 Million/day | $- | $1.15 Million | ▼ -4 days |
| 2025 | 5 days | $18.56 Million | $3.38 Million/day | $- | $14.04 Million | ▼ -38 days |
| 2024 | 44 days | $147.61 Million | $3.37 Million/day | $- | $143.20 Million | ▼ -18 days |
| 2023 | 62 days | $216.29 Million | $3.51 Million/day | $- | $211.50 Million | ▲ +22 days |
| 2022 | 40 days | $170.43 Million | $4.26 Million/day | $- | $165.78 Million | ▼ -19 days |
| 2021 | 59 days | $221.54 Million | $3.75 Million/day | $- | $216.30 Million | ▲ +4 days |
| 2020 | 55 days | $152.00 Million | $2.75 Million/day | $- | $148.29 Million | ▼ -16 days |
| 2019 | 71 days | $182.15 Million | $2.57 Million/day | $- | $178.23 Million | ▼ -74 days |
| 2018 | 145 days | $216.70 Million | $1.49 Million/day | $- | $213.22 Million | ▲ +6 days |
| 2017 | 139 days | $203.16 Million | $1.46 Million/day | $- | $200.21 Million | ▲ +6 days |
| 2016 | 133 days | $153.07 Million | $1.15 Million/day | $- | $150.69 Million | ▼ -703 days |
| 2015 | 836 days | $17.89 Million | $21.39K/day | $- | $15.75 Million | ▼ -41 days |
| 2014 | 877 days | $25.23 Million | $28.76K/day | $- | $23.39 Million | ▲ +873 days |
| 2013 | 4 days | $7.96 Million | $1.84 Million/day | $- | $6.22 Million | ▲ +0 days |
| 2012 | 4 days | $8.47 Million | $2.07 Million/day | $- | $6.31 Million | ▼ -2 days |
| 2011 | 6 days | $11.41 Million | $1.99 Million/day | $- | $8.88 Million | ▼ -1 days |
| 2010 | 7 days | $13.71 Million | $1.90 Million/day | $- | $10.86 Million | ▲ +0 days |
| 2009 | 7 days | $13.12 Million | $1.85 Million/day | $- | $10.06 Million | ▼ -1 days |
| 2008 | 8 days | $14.92 Million | $1.85 Million/day | $- | $11.48 Million | ▲ +2 days |
| 2007 | 6 days | $11.64 Million | $1.82 Million/day | $- | $7.82 Million | ▼ 0 days |
| 2006 | 7 days | $10.84 Million | $1.66 Million/day | $- | $7.79 Million | ▼ -14 days |
| 2005 | 20 days | $25.10 Million | $1.25 Million/day | $- | $22.95 Million | ▼ -10 days |
| 2004 | 30 days | $34.12 Million | $1.12 Million/day | $- | $32.33 Million | ▼ -20 days |
| 2003 | 50 days | $43.96 Million | $878.75K/day | $- | $42.46 Million | ▲ +32 days |
| 2002 | 18 days | $16.27 Million | $915.59K/day | $- | $14.37 Million | ▼ -15 days |
| 2001 | 33 days | $28.85 Million | $878.15K/day | $- | $26.46 Million | ▲ +21 days |
| 2000 | 11 days | $7.26 Million | $636.59K/day | $- | $5.38 Million | ▲ +9 days |
| 1999 | 3 days | $1.50 Million | $548.77K/day | $- | $- | ▼ -1 days |
| 1998 | 3 days | $1.60 Million | $492.60K/day | $- | $- | — |