Riverview Bancorp Inc (RVSB) — Defensive Interval Ratio
Riverview Bancorp Inc (RVSB) has a Defensive Interval Ratio of 322 days as of December 2025. Defensive assets of $1.09 Billion (cash $-, short-term investments $13.51 Million, receivables $1.07 Billion) cover 322 days of daily cash needs of $3.38 Million/day. Check tangible equity quality of Riverview Bancorp Inc to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Riverview Bancorp Inc Defensive Interval Ratio (1998–2025)
This chart shows how Riverview Bancorp Inc's Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of December 2025, the ratio stands at 322 days, meaning defensive assets of $1.09 Billion can fund 322 days of operations without new revenue. Also explore Riverview Bancorp Inc (RVSB) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Riverview Bancorp Inc (1998–2025)
The table below presents the year-by-year Defensive Interval Ratio for Riverview Bancorp Inc from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Riverview Bancorp Inc (RVSB) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $18.56 Million | $3.38 Million/day | $- | $14.04 Million | ▼ -38 days |
| 2024 | 44 days | $147.61 Million | $3.37 Million/day | $- | $143.20 Million | ▼ -18 days |
| 2023 | 62 days | $216.29 Million | $3.51 Million/day | $- | $211.50 Million | ▲ +22 days |
| 2022 | 40 days | $170.43 Million | $4.26 Million/day | $- | $165.78 Million | ▼ -19 days |
| 2021 | 59 days | $221.54 Million | $3.75 Million/day | $- | $216.30 Million | ▲ +4 days |
| 2020 | 55 days | $152.00 Million | $2.75 Million/day | $- | $148.29 Million | ▼ -16 days |
| 2019 | 71 days | $182.15 Million | $2.57 Million/day | $- | $178.23 Million | ▼ -74 days |
| 2018 | 145 days | $216.70 Million | $1.49 Million/day | $- | $213.22 Million | ▲ +6 days |
| 2017 | 139 days | $203.16 Million | $1.46 Million/day | $- | $200.21 Million | ▲ +6 days |
| 2016 | 133 days | $153.07 Million | $1.15 Million/day | $- | $150.69 Million | ▼ -703 days |
| 2015 | 836 days | $17.89 Million | $21.39K/day | $- | $15.75 Million | ▼ -41 days |
| 2014 | 877 days | $25.23 Million | $28.76K/day | $- | $23.39 Million | ▲ +873 days |
| 2013 | 4 days | $7.96 Million | $1.84 Million/day | $- | $6.22 Million | ▲ +0 days |
| 2012 | 4 days | $8.47 Million | $2.07 Million/day | $- | $6.31 Million | ▼ -2 days |
| 2011 | 6 days | $11.41 Million | $1.99 Million/day | $- | $8.88 Million | ▼ -1 days |
| 2010 | 7 days | $13.71 Million | $1.90 Million/day | $- | $10.86 Million | ▲ +0 days |
| 2009 | 7 days | $13.12 Million | $1.85 Million/day | $- | $10.06 Million | ▼ -1 days |
| 2008 | 8 days | $14.92 Million | $1.85 Million/day | $- | $11.48 Million | ▲ +2 days |
| 2007 | 6 days | $11.64 Million | $1.82 Million/day | $- | $7.82 Million | ▼ 0 days |
| 2006 | 7 days | $10.84 Million | $1.66 Million/day | $- | $7.79 Million | ▼ -14 days |
| 2005 | 20 days | $25.10 Million | $1.25 Million/day | $- | $22.95 Million | ▼ -10 days |
| 2004 | 30 days | $34.12 Million | $1.12 Million/day | $- | $32.33 Million | ▼ -20 days |
| 2003 | 50 days | $43.96 Million | $878.75K/day | $- | $42.46 Million | ▲ +32 days |
| 2002 | 18 days | $16.27 Million | $915.59K/day | $- | $14.37 Million | ▼ -15 days |
| 2001 | 33 days | $28.85 Million | $878.15K/day | $- | $26.46 Million | ▲ +21 days |
| 2000 | 11 days | $7.26 Million | $636.59K/day | $- | $5.38 Million | ▲ +9 days |
| 1999 | 3 days | $1.50 Million | $548.77K/day | $- | $- | ▼ -1 days |
| 1998 | 3 days | $1.60 Million | $492.60K/day | $- | $- | — |