Southside Bancshares, Inc. (SBSI) — Cash Flow Quality Index

Latest as of September 2025: 8.18x

Southside Bancshares, Inc. (SBSI) has a Cash Flow Quality Index of 8.18x as of September 2025. Operating cash flow of $40.20 Million exceeds net income of $4.91 Million, indicating high earnings quality where cash backs reported profits. Explore Southside Bancshares, Inc. (SBSI) cash conversion ratio to assess how effectively this company generates cash.

Cash Flow Quality Index

8.18x
Operating CF / Net Income

Operating Cash Flow

$40.20 Million
USD

Net Income

$4.91 Million
USD

Data as of

Sep 2025
Most recent filing

Southside Bancshares, Inc. Cash Flow Quality Index (1995–2024)

Historical Cash Flow Quality Index for Southside Bancshares, Inc. across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Southside Bancshares, Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Southside Bancshares, Inc. (1995–2024)

Year-by-year earnings quality comparison for Southside Bancshares, Inc.. For live market cap and the full company financial profile, see Southside Bancshares, Inc. stock valuation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.15x $101.85 Million $88.49 Million ▲ +24.9%
2023 0.92x $79.86 Million $86.69 Million ▼ -57.3%
2022 2.16x $226.52 Million $105.02 Million ▲ +56.7%
2021 1.38x $156.10 Million $113.40 Million ▲ +24.9%
2020 1.10x $90.52 Million $82.15 Million ▲ +1.9%
2019 1.08x $80.61 Million $74.55 Million ▼ -34.5%
2018 1.65x $122.40 Million $74.14 Million ▼ -2.2%
2017 1.69x $91.73 Million $54.31 Million ▼ -3.9%
2016 1.76x $86.72 Million $49.35 Million ▲ +5.9%
2015 1.66x $72.98 Million $44.00 Million ▼ -38.3%
2014 2.69x $56.03 Million $20.83 Million ▲ +86.2%
2013 1.44x $59.51 Million $41.19 Million ▼ -28.0%
2012 2.01x $69.57 Million $34.70 Million ▲ +10.3%
2011 1.82x $73.58 Million $40.49 Million ▲ +38.4%
2010 1.31x $52.59 Million $40.06 Million ▲ +141.7%
2009 0.54x $24.91 Million $45.86 Million ▼ -42.2%
2008 0.94x $28.84 Million $30.70 Million ▼ -30.6%
2007 1.35x $22.60 Million $16.68 Million ▲ +6.0%
2006 1.28x $19.17 Million $15.00 Million ▼ -23.5%
2005 1.67x $24.36 Million $14.59 Million ▲ +23.6%
2004 1.35x $21.74 Million $16.10 Million ▼ -38.6%
2003 2.20x $29.81 Million $13.56 Million ▲ +5.7%
2002 2.08x $27.70 Million $13.32 Million ▼ -76.6%
2001 8.88x $104.20 Million $11.73 Million ▲ +899.5%
2000 0.89x $8.73 Million $9.82 Million ▼ -12.2%
1999 1.01x $8.00 Million $7.90 Million ▼ -64.0%
1998 2.81x $15.20 Million $5.40 Million ▲ +62.4%
1997 1.73x $8.68 Million $5.01 Million ▲ +228.6%
1996 0.53x $2.22 Million $4.21 Million ▼ -70.4%
1995 1.78x $8.09 Million $4.53 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.