Southside Bancshares, Inc. Cash Flow Quality Index
Southside Bancshares, Inc. cash flow quality index. Southside Bancshares, Inc. (SBSI) has a Cash Flow Quality Index of 8.18x as of September 2025. Operating cash flow of $40.20 Million exceeds net income of $4.91 Million, indicating high earnings quality where cash backs reported profits. See SBSI financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Southside Bancshares, Inc. (1995–2024)
Cash flow quality index of Southside Bancshares, Inc. from 1995 to 2024. Historical Cash Flow Quality Index for Southside Bancshares, Inc. across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Southside Bancshares, Inc. service its debt to assess how comfortably operating cash covers total debt obligations.
Southside Bancshares, Inc. Cash Flow Quality Index by Year (1995–2024)
Southside Bancshares, Inc. cash flow quality index by year from 1995 to 2024. Year-by-year earnings quality comparison for Southside Bancshares, Inc.. For the full cash flow conversion analysis, see Southside Bancshares, Inc. cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.15x | $101.85 Million | $88.49 Million | ▲ +24.9% |
| 2023 | 0.92x | $79.86 Million | $86.69 Million | ▼ -57.3% |
| 2022 | 2.16x | $226.52 Million | $105.02 Million | ▲ +56.7% |
| 2021 | 1.38x | $156.10 Million | $113.40 Million | ▲ +24.9% |
| 2020 | 1.10x | $90.52 Million | $82.15 Million | ▲ +1.9% |
| 2019 | 1.08x | $80.61 Million | $74.55 Million | ▼ -34.5% |
| 2018 | 1.65x | $122.40 Million | $74.14 Million | ▼ -2.2% |
| 2017 | 1.69x | $91.73 Million | $54.31 Million | ▼ -3.9% |
| 2016 | 1.76x | $86.72 Million | $49.35 Million | ▲ +5.9% |
| 2015 | 1.66x | $72.98 Million | $44.00 Million | ▼ -38.3% |
| 2014 | 2.69x | $56.03 Million | $20.83 Million | ▲ +86.2% |
| 2013 | 1.44x | $59.51 Million | $41.19 Million | ▼ -28.0% |
| 2012 | 2.01x | $69.57 Million | $34.70 Million | ▲ +10.3% |
| 2011 | 1.82x | $73.58 Million | $40.49 Million | ▲ +38.4% |
| 2010 | 1.31x | $52.59 Million | $40.06 Million | ▲ +141.7% |
| 2009 | 0.54x | $24.91 Million | $45.86 Million | ▼ -42.2% |
| 2008 | 0.94x | $28.84 Million | $30.70 Million | ▼ -30.6% |
| 2007 | 1.35x | $22.60 Million | $16.68 Million | ▲ +6.0% |
| 2006 | 1.28x | $19.17 Million | $15.00 Million | ▼ -23.5% |
| 2005 | 1.67x | $24.36 Million | $14.59 Million | ▲ +23.6% |
| 2004 | 1.35x | $21.74 Million | $16.10 Million | ▼ -38.6% |
| 2003 | 2.20x | $29.81 Million | $13.56 Million | ▲ +5.7% |
| 2002 | 2.08x | $27.70 Million | $13.32 Million | ▼ -76.6% |
| 2001 | 8.88x | $104.20 Million | $11.73 Million | ▲ +899.5% |
| 2000 | 0.89x | $8.73 Million | $9.82 Million | ▼ -12.2% |
| 1999 | 1.01x | $8.00 Million | $7.90 Million | ▼ -64.0% |
| 1998 | 2.81x | $15.20 Million | $5.40 Million | ▲ +62.4% |
| 1997 | 1.73x | $8.68 Million | $5.01 Million | ▲ +228.6% |
| 1996 | 0.53x | $2.22 Million | $4.21 Million | ▼ -70.4% |
| 1995 | 1.78x | $8.09 Million | $4.53 Million | — |