Southside Bancshares, Inc. (SBSI) — Cash Flow-to-Debt Ratio
Southside Bancshares, Inc. (SBSI) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $40.20 Million could theoretically repay 0% of its total liabilities ($7.55 Billion) in one year. See free cash flow generation of Southside Bancshares, Inc. to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Southside Bancshares, Inc. Cash Flow-to-Debt Ratio (1995–2024)
Historical debt coverage capacity for Southside Bancshares, Inc. across 30 annual periods. Also explore Southside Bancshares, Inc. net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Southside Bancshares, Inc. (1995–2024)
Year-by-year debt coverage analysis for Southside Bancshares, Inc.. For market capitalisation and broader financial context, see market cap of Southside Bancshares, Inc..
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $101.85 Million | $7.71 Billion | ▲ +24.3% |
| 2023 | 0.01x | $79.86 Million | $7.51 Billion | ▼ -68.0% |
| 2022 | 0.03x | $226.52 Million | $6.81 Billion | ▲ +35.2% |
| 2021 | 0.02x | $156.10 Million | $6.35 Billion | ▲ +66.6% |
| 2020 | 0.01x | $90.52 Million | $6.13 Billion | ▼ -79.0% |
| 2019 | 0.07x | $80.61 Million | $1.15 Billion | ▲ +209.7% |
| 2018 | 0.02x | $122.40 Million | $5.39 Billion | ▲ +42.1% |
| 2017 | 0.02x | $91.73 Million | $5.74 Billion | ▼ -7.1% |
| 2016 | 0.02x | $86.72 Million | $5.05 Billion | ▲ +11.1% |
| 2015 | 0.02x | $72.98 Million | $4.72 Billion | ▲ +21.0% |
| 2014 | 0.01x | $56.03 Million | $4.38 Billion | ▼ -31.5% |
| 2013 | 0.02x | $59.51 Million | $3.19 Billion | ▼ -20.0% |
| 2012 | 0.02x | $69.57 Million | $2.98 Billion | ▼ -3.4% |
| 2011 | 0.02x | $73.58 Million | $3.04 Billion | ▲ +27.9% |
| 2010 | 0.02x | $52.59 Million | $2.78 Billion | ▲ +114.0% |
| 2009 | 0.01x | $24.91 Million | $2.82 Billion | ▼ -22.3% |
| 2008 | 0.01x | $28.84 Million | $2.54 Billion | ▲ +3.7% |
| 2007 | 0.01x | $22.60 Million | $2.06 Billion | ▲ +1.7% |
| 2006 | 0.01x | $19.17 Million | $1.78 Billion | ▼ -26.0% |
| 2005 | 0.01x | $24.36 Million | $1.67 Billion | ▲ +1.4% |
| 2004 | 0.01x | $21.74 Million | $1.51 Billion | ▼ -34.8% |
| 2003 | 0.02x | $29.81 Million | $1.35 Billion | ▲ +0.7% |
| 2002 | 0.02x | $27.70 Million | $1.27 Billion | ▼ -74.7% |
| 2001 | 0.09x | $104.20 Million | $1.21 Billion | ▲ +986.8% |
| 2000 | 0.01x | $8.73 Million | $1.10 Billion | ▼ -3.3% |
| 1999 | 0.01x | $8.00 Million | $974.90 Million | ▼ -55.2% |
| 1998 | 0.02x | $15.20 Million | $829.90 Million | ▲ +12.1% |
| 1997 | 0.02x | $8.68 Million | $531.11 Million | ▲ +228.6% |
| 1996 | 0.00x | $2.22 Million | $446.09 Million | ▼ -74.5% |
| 1995 | 0.02x | $8.09 Million | $415.32 Million | — |