Southside Bancshares, Inc. Cash Flow-to-Debt Ratio
Southside Bancshares, Inc. cash flow-to-debt ratio. Southside Bancshares, Inc. (SBSI) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $40.20 Million could theoretically repay 0% of its total liabilities ($7.55 Billion) in one year. Check Southside Bancshares, Inc. (SBSI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Southside Bancshares, Inc. (1995–2024)
Cash flow-to-debt ratio of Southside Bancshares, Inc. from 1995 to 2024. Historical debt coverage capacity for Southside Bancshares, Inc. across 30 annual periods. Check how aggressively does Southside Bancshares, Inc. reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Southside Bancshares, Inc. Cash Flow-to-Debt Ratio by Year (1995–2024)
Southside Bancshares, Inc. cash flow-to-debt ratio by year from 1995 to 2024. Year-by-year debt coverage analysis for Southside Bancshares, Inc.. For the full cash flow conversion analysis, see how efficiently does Southside Bancshares, Inc. generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $101.85 Million | $7.71 Billion | ▲ +24.3% |
| 2023 | 0.01x | $79.86 Million | $7.51 Billion | ▼ -68.0% |
| 2022 | 0.03x | $226.52 Million | $6.81 Billion | ▲ +35.2% |
| 2021 | 0.02x | $156.10 Million | $6.35 Billion | ▲ +66.6% |
| 2020 | 0.01x | $90.52 Million | $6.13 Billion | ▼ -79.0% |
| 2019 | 0.07x | $80.61 Million | $1.15 Billion | ▲ +209.7% |
| 2018 | 0.02x | $122.40 Million | $5.39 Billion | ▲ +42.1% |
| 2017 | 0.02x | $91.73 Million | $5.74 Billion | ▼ -7.1% |
| 2016 | 0.02x | $86.72 Million | $5.05 Billion | ▲ +11.1% |
| 2015 | 0.02x | $72.98 Million | $4.72 Billion | ▲ +21.0% |
| 2014 | 0.01x | $56.03 Million | $4.38 Billion | ▼ -31.5% |
| 2013 | 0.02x | $59.51 Million | $3.19 Billion | ▼ -20.0% |
| 2012 | 0.02x | $69.57 Million | $2.98 Billion | ▼ -3.4% |
| 2011 | 0.02x | $73.58 Million | $3.04 Billion | ▲ +27.9% |
| 2010 | 0.02x | $52.59 Million | $2.78 Billion | ▲ +114.0% |
| 2009 | 0.01x | $24.91 Million | $2.82 Billion | ▼ -22.3% |
| 2008 | 0.01x | $28.84 Million | $2.54 Billion | ▲ +3.7% |
| 2007 | 0.01x | $22.60 Million | $2.06 Billion | ▲ +1.7% |
| 2006 | 0.01x | $19.17 Million | $1.78 Billion | ▼ -26.0% |
| 2005 | 0.01x | $24.36 Million | $1.67 Billion | ▲ +1.4% |
| 2004 | 0.01x | $21.74 Million | $1.51 Billion | ▼ -34.8% |
| 2003 | 0.02x | $29.81 Million | $1.35 Billion | ▲ +0.7% |
| 2002 | 0.02x | $27.70 Million | $1.27 Billion | ▼ -74.7% |
| 2001 | 0.09x | $104.20 Million | $1.21 Billion | ▲ +986.8% |
| 2000 | 0.01x | $8.73 Million | $1.10 Billion | ▼ -3.3% |
| 1999 | 0.01x | $8.00 Million | $974.90 Million | ▼ -55.2% |
| 1998 | 0.02x | $15.20 Million | $829.90 Million | ▲ +12.1% |
| 1997 | 0.02x | $8.68 Million | $531.11 Million | ▲ +228.6% |
| 1996 | 0.00x | $2.22 Million | $446.09 Million | ▼ -74.5% |
| 1995 | 0.02x | $8.09 Million | $415.32 Million | — |