Southside Bancshares, Inc. (SBSI) — Net Asset Quality Index
Southside Bancshares, Inc. (SBSI) has a Net Asset Quality Index of 10.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $8.38 Billion minus total liabilities of $7.55 Billion yields net assets of $834.85 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read Southside Bancshares, Inc. total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Southside Bancshares, Inc. Net Asset Quality Index Over Time (1995–2024)
This chart shows how Southside Bancshares, Inc.'s Net Asset Quality Index has evolved across 30 annual periods from 1995 to 2024. As of September 2025, the index stands at 10.0%, representing net assets of $834.85 Million against total assets of $8.38 Billion USD. For live market cap and overall valuation, see market cap of Southside Bancshares, Inc..
Annual Net Asset Quality Index for Southside Bancshares, Inc. (1995–2024)
The table below presents the year-by-year Net Asset Quality Index for Southside Bancshares, Inc. from 1995 to 2024, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check SBSI capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 9.5% | $811.94 Million | $8.52 Billion | $7.71 Billion | ▲ +0.2 pp |
| 2023 | 9.3% | $773.29 Million | $8.28 Billion | $7.51 Billion | ▼ -0.5 pp |
| 2022 | 9.9% | $746.00 Million | $7.56 Billion | $6.81 Billion | ▼ -2.7 pp |
| 2021 | 12.6% | $912.17 Million | $7.26 Billion | $6.35 Billion | ▲ +0.1 pp |
| 2020 | 12.5% | $875.30 Million | $7.01 Billion | $6.13 Billion | ▼ -70.5 pp |
| 2019 | 83.0% | $5.60 Billion | $6.75 Billion | $1.15 Billion | ▲ +71.1 pp |
| 2018 | 11.9% | $731.29 Million | $6.12 Billion | $5.39 Billion | ▲ +0.3 pp |
| 2017 | 11.6% | $754.14 Million | $6.50 Billion | $5.74 Billion | ▲ +2.3 pp |
| 2016 | 9.3% | $518.27 Million | $5.56 Billion | $5.05 Billion | ▲ +0.7 pp |
| 2015 | 8.6% | $444.06 Million | $5.16 Billion | $4.72 Billion | ▼ -0.2 pp |
| 2014 | 8.8% | $425.24 Million | $4.81 Billion | $4.38 Billion | ▲ +1.3 pp |
| 2013 | 7.5% | $259.52 Million | $3.45 Billion | $3.19 Billion | ▼ -0.4 pp |
| 2012 | 8.0% | $257.76 Million | $3.24 Billion | $2.98 Billion | ▲ +0.1 pp |
| 2011 | 7.8% | $258.93 Million | $3.30 Billion | $3.04 Billion | ▲ +0.7 pp |
| 2010 | 7.2% | $215.44 Million | $3.00 Billion | $2.78 Billion | ▲ +0.5 pp |
| 2009 | 6.7% | $202.25 Million | $3.02 Billion | $2.82 Billion | ▲ +0.7 pp |
| 2008 | 6.0% | $161.09 Million | $2.70 Billion | $2.54 Billion | ▼ -0.1 pp |
| 2007 | 6.0% | $132.83 Million | $2.20 Billion | $2.06 Billion | ▲ +0.2 pp |
| 2006 | 5.8% | $110.60 Million | $1.89 Billion | $1.78 Billion | ▼ -0.3 pp |
| 2005 | 6.1% | $109.29 Million | $1.78 Billion | $1.67 Billion | ▼ -0.3 pp |
| 2004 | 6.5% | $104.70 Million | $1.62 Billion | $1.51 Billion | ▼ -0.4 pp |
| 2003 | 6.9% | $100.39 Million | $1.45 Billion | $1.35 Billion | ▲ +0.8 pp |
| 2002 | 6.1% | $82.17 Million | $1.35 Billion | $1.27 Billion | ▲ +0.7 pp |
| 2001 | 5.4% | $68.58 Million | $1.28 Billion | $1.21 Billion | ▲ +0.9 pp |
| 2000 | 4.5% | $51.70 Million | $1.15 Billion | $1.10 Billion | ▲ +0.8 pp |
| 1999 | 3.7% | $37.70 Million | $1.01 Billion | $974.90 Million | ▼ -1.6 pp |
| 1998 | 5.3% | $46.40 Million | $876.30 Million | $829.90 Million | ▼ -1.7 pp |
| 1997 | 7.0% | $40.03 Million | $571.14 Million | $531.11 Million | ▼ -0.6 pp |
| 1996 | 7.6% | $36.60 Million | $482.69 Million | $446.09 Million | ▲ +0.1 pp |
| 1995 | 7.4% | $33.35 Million | $448.67 Million | $415.32 Million | — |