Southside Bancshares, Inc. Net Asset Quality Index
Southside Bancshares, Inc. net asset quality index. Southside Bancshares, Inc. (SBSI) has a Net Asset Quality Index of 10.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $8.38 Billion minus total liabilities of $7.55 Billion yields net assets of $834.85 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Southside Bancshares, Inc. (SBSI) net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Southside Bancshares, Inc. (1995–2024)
Net asset quality index of Southside Bancshares, Inc. from 1995 to 2024. This chart shows how Southside Bancshares, Inc.'s Net Asset Quality Index has evolved across 30 annual periods from 1995 to 2024. As of September 2025, the index stands at 10.0%, representing net assets of $834.85 Million against total assets of $8.38 Billion USD. Check asset allocation strategy of Southside Bancshares, Inc. to assess the company's strategic physical and investment asset allocation.
Southside Bancshares, Inc. Net Asset Quality Index by Year (1995–2024)
Southside Bancshares, Inc. net asset quality index by year from 1995 to 2024. The table below presents the year-by-year Net Asset Quality Index for Southside Bancshares, Inc. from 1995 to 2024, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market value of Southside Bancshares, Inc..
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 9.5% | $811.94 Million | $8.52 Billion | $7.71 Billion | ▲ +0.2 pp |
| 2023 | 9.3% | $773.29 Million | $8.28 Billion | $7.51 Billion | ▼ -0.5 pp |
| 2022 | 9.9% | $746.00 Million | $7.56 Billion | $6.81 Billion | ▼ -2.7 pp |
| 2021 | 12.6% | $912.17 Million | $7.26 Billion | $6.35 Billion | ▲ +0.1 pp |
| 2020 | 12.5% | $875.30 Million | $7.01 Billion | $6.13 Billion | ▼ -70.5 pp |
| 2019 | 83.0% | $5.60 Billion | $6.75 Billion | $1.15 Billion | ▲ +71.1 pp |
| 2018 | 11.9% | $731.29 Million | $6.12 Billion | $5.39 Billion | ▲ +0.3 pp |
| 2017 | 11.6% | $754.14 Million | $6.50 Billion | $5.74 Billion | ▲ +2.3 pp |
| 2016 | 9.3% | $518.27 Million | $5.56 Billion | $5.05 Billion | ▲ +0.7 pp |
| 2015 | 8.6% | $444.06 Million | $5.16 Billion | $4.72 Billion | ▼ -0.2 pp |
| 2014 | 8.8% | $425.24 Million | $4.81 Billion | $4.38 Billion | ▲ +1.3 pp |
| 2013 | 7.5% | $259.52 Million | $3.45 Billion | $3.19 Billion | ▼ -0.4 pp |
| 2012 | 8.0% | $257.76 Million | $3.24 Billion | $2.98 Billion | ▲ +0.1 pp |
| 2011 | 7.8% | $258.93 Million | $3.30 Billion | $3.04 Billion | ▲ +0.7 pp |
| 2010 | 7.2% | $215.44 Million | $3.00 Billion | $2.78 Billion | ▲ +0.5 pp |
| 2009 | 6.7% | $202.25 Million | $3.02 Billion | $2.82 Billion | ▲ +0.7 pp |
| 2008 | 6.0% | $161.09 Million | $2.70 Billion | $2.54 Billion | ▼ -0.1 pp |
| 2007 | 6.0% | $132.83 Million | $2.20 Billion | $2.06 Billion | ▲ +0.2 pp |
| 2006 | 5.8% | $110.60 Million | $1.89 Billion | $1.78 Billion | ▼ -0.3 pp |
| 2005 | 6.1% | $109.29 Million | $1.78 Billion | $1.67 Billion | ▼ -0.3 pp |
| 2004 | 6.5% | $104.70 Million | $1.62 Billion | $1.51 Billion | ▼ -0.4 pp |
| 2003 | 6.9% | $100.39 Million | $1.45 Billion | $1.35 Billion | ▲ +0.8 pp |
| 2002 | 6.1% | $82.17 Million | $1.35 Billion | $1.27 Billion | ▲ +0.7 pp |
| 2001 | 5.4% | $68.58 Million | $1.28 Billion | $1.21 Billion | ▲ +0.9 pp |
| 2000 | 4.5% | $51.70 Million | $1.15 Billion | $1.10 Billion | ▲ +0.8 pp |
| 1999 | 3.7% | $37.70 Million | $1.01 Billion | $974.90 Million | ▼ -1.6 pp |
| 1998 | 5.3% | $46.40 Million | $876.30 Million | $829.90 Million | ▼ -1.7 pp |
| 1997 | 7.0% | $40.03 Million | $571.14 Million | $531.11 Million | ▼ -0.6 pp |
| 1996 | 7.6% | $36.60 Million | $482.69 Million | $446.09 Million | ▲ +0.1 pp |
| 1995 | 7.4% | $33.35 Million | $448.67 Million | $415.32 Million | — |