Southside Bancshares, Inc. (SBSI) — Net Asset Quality Index
Southside Bancshares, Inc. (SBSI) has a Net Asset Quality Index of 10.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $8.38 Billion minus total liabilities of $7.55 Billion yields net assets of $834.85 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Southside Bancshares, Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Southside Bancshares, Inc. Net Asset Quality Index Over Time (1995–2024)
This chart shows how Southside Bancshares, Inc.'s Net Asset Quality Index has evolved across 30 annual periods from 1995 to 2024. As of September 2025, the index stands at 10.0%, representing net assets of $834.85 Million against total assets of $8.38 Billion USD. Explore Southside Bancshares, Inc. cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Southside Bancshares, Inc. (1995–2024)
The table below presents the year-by-year Net Asset Quality Index for Southside Bancshares, Inc. from 1995 to 2024, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SBSI market cap.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 9.5% | $811.94 Million | $8.52 Billion | $7.71 Billion | ▲ +0.2 pp |
| 2023 | 9.3% | $773.29 Million | $8.28 Billion | $7.51 Billion | ▼ -0.5 pp |
| 2022 | 9.9% | $746.00 Million | $7.56 Billion | $6.81 Billion | ▼ -2.7 pp |
| 2021 | 12.6% | $912.17 Million | $7.26 Billion | $6.35 Billion | ▲ +0.1 pp |
| 2020 | 12.5% | $875.30 Million | $7.01 Billion | $6.13 Billion | ▼ -70.5 pp |
| 2019 | 83.0% | $5.60 Billion | $6.75 Billion | $1.15 Billion | ▲ +71.1 pp |
| 2018 | 11.9% | $731.29 Million | $6.12 Billion | $5.39 Billion | ▲ +0.3 pp |
| 2017 | 11.6% | $754.14 Million | $6.50 Billion | $5.74 Billion | ▲ +2.3 pp |
| 2016 | 9.3% | $518.27 Million | $5.56 Billion | $5.05 Billion | ▲ +0.7 pp |
| 2015 | 8.6% | $444.06 Million | $5.16 Billion | $4.72 Billion | ▼ -0.2 pp |
| 2014 | 8.8% | $425.24 Million | $4.81 Billion | $4.38 Billion | ▲ +1.3 pp |
| 2013 | 7.5% | $259.52 Million | $3.45 Billion | $3.19 Billion | ▼ -0.4 pp |
| 2012 | 8.0% | $257.76 Million | $3.24 Billion | $2.98 Billion | ▲ +0.1 pp |
| 2011 | 7.8% | $258.93 Million | $3.30 Billion | $3.04 Billion | ▲ +0.7 pp |
| 2010 | 7.2% | $215.44 Million | $3.00 Billion | $2.78 Billion | ▲ +0.5 pp |
| 2009 | 6.7% | $202.25 Million | $3.02 Billion | $2.82 Billion | ▲ +0.7 pp |
| 2008 | 6.0% | $161.09 Million | $2.70 Billion | $2.54 Billion | ▼ -0.1 pp |
| 2007 | 6.0% | $132.83 Million | $2.20 Billion | $2.06 Billion | ▲ +0.2 pp |
| 2006 | 5.8% | $110.60 Million | $1.89 Billion | $1.78 Billion | ▼ -0.3 pp |
| 2005 | 6.1% | $109.29 Million | $1.78 Billion | $1.67 Billion | ▼ -0.3 pp |
| 2004 | 6.5% | $104.70 Million | $1.62 Billion | $1.51 Billion | ▼ -0.4 pp |
| 2003 | 6.9% | $100.39 Million | $1.45 Billion | $1.35 Billion | ▲ +0.8 pp |
| 2002 | 6.1% | $82.17 Million | $1.35 Billion | $1.27 Billion | ▲ +0.7 pp |
| 2001 | 5.4% | $68.58 Million | $1.28 Billion | $1.21 Billion | ▲ +0.9 pp |
| 2000 | 4.5% | $51.70 Million | $1.15 Billion | $1.10 Billion | ▲ +0.8 pp |
| 1999 | 3.7% | $37.70 Million | $1.01 Billion | $974.90 Million | ▼ -1.6 pp |
| 1998 | 5.3% | $46.40 Million | $876.30 Million | $829.90 Million | ▼ -1.7 pp |
| 1997 | 7.0% | $40.03 Million | $571.14 Million | $531.11 Million | ▼ -0.6 pp |
| 1996 | 7.6% | $36.60 Million | $482.69 Million | $446.09 Million | ▲ +0.1 pp |
| 1995 | 7.4% | $33.35 Million | $448.67 Million | $415.32 Million | — |