Security National Financial (SNFCA) — Cash Flow Quality Index
Security National Financial (SNFCA) has a Cash Flow Quality Index of 0.44x as of June 2026. Operating cash flow of $3.99 Million is below net income of $8.98 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of Security National Financial to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Security National Financial Cash Flow Quality Index (1991–2025)
Historical Cash Flow Quality Index for Security National Financial across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SNFCA cash flow conversion.
Annual Cash Flow Quality Index for Security National Financial (1991–2025)
Year-by-year earnings quality comparison for Security National Financial.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.42x | $45.54 Million | $32.15 Million | ▼ -34.4% |
| 2024 | 2.16x | $57.32 Million | $26.54 Million | ▼ -41.9% |
| 2023 | 3.72x | $53.88 Million | $14.50 Million | ▼ -26.8% |
| 2022 | 5.08x | $130.45 Million | $25.69 Million | ▲ +38.7% |
| 2021 | 3.66x | $144.64 Million | $39.52 Million | ▲ +257.0% |
| 2020 | -2.33x | $-129.63 Million | $55.60 Million | ▲ +66.4% |
| 2019 | -6.94x | $-75.60 Million | $10.89 Million | ▼ -2247.2% |
| 2018 | 0.32x | $7.01 Million | $21.69 Million | ▼ -89.7% |
| 2017 | 3.14x | $44.32 Million | $14.11 Million | ▲ +2.2% |
| 2016 | 3.07x | $43.86 Million | $14.28 Million | ▲ +245.9% |
| 2015 | -2.11x | $-28.11 Million | $13.35 Million | ▼ -38.8% |
| 2014 | -1.52x | $-12.46 Million | $8.22 Million | ▼ -131.4% |
| 2013 | 4.83x | $36.65 Million | $7.59 Million | ▲ +260.2% |
| 2012 | 1.34x | $22.42 Million | $16.71 Million | ▼ -74.6% |
| 2011 | 5.29x | $6.87 Million | $1.30 Million | ▲ +16.2% |
| 2009 | 4.55x | $17.17 Million | $3.77 Million | ▼ -95.4% |
| 2008 | 99.36x | $57.12 Million | $574.85K | ▲ +2149.0% |
| 2007 | 4.42x | $10.01 Million | $2.27 Million | ▲ +93.9% |
| 2006 | 2.28x | $11.67 Million | $5.12 Million | ▼ -7.6% |
| 2005 | 2.47x | $8.60 Million | $3.49 Million | ▼ -93.2% |
| 2004 | 36.24x | $76.92 Million | $2.12 Million | ▲ +9805.5% |
| 2003 | -0.37x | $-2.46 Million | $6.60 Million | ▲ +94.5% |
| 2002 | -6.76x | $-26.96 Million | $3.99 Million | ▼ -78.0% |
| 2001 | -3.80x | $-10.78 Million | $2.84 Million | ▼ -132.5% |
| 2000 | 11.68x | $10.47 Million | $895.73K | ▲ +2426.9% |
| 1999 | -0.50x | $-490.05K | $975.89K | ▼ -165.8% |
| 1998 | 0.76x | $588.62K | $771.23K | ▼ -85.9% |
| 1997 | 5.41x | $7.08 Million | $1.31 Million | ▼ -43.0% |
| 1996 | 9.49x | $11.74 Million | $1.24 Million | ▲ +193.7% |
| 1995 | -10.13x | $-15.71 Million | $1.55 Million | ▼ -349.7% |
| 1994 | 4.05x | $4.22 Million | $1.04 Million | ▲ +27.4% |
| 1993 | 3.18x | $3.50 Million | $1.10 Million | ▼ -11.6% |
| 1992 | 3.60x | $3.60 Million | $1.00 Million | ▲ +167.4% |
| 1991 | 1.35x | $3.50 Million | $2.60 Million | — |