Security National Financial (SNFCA) — Defensive Interval Ratio
Security National Financial (SNFCA) has a Defensive Interval Ratio of 49 days as of June 2026. Defensive assets of $36.25 Million (cash $-, short-term investments $30.11 Million, receivables $6.14 Million) cover 49 days of daily cash needs of $746.03K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Security National Financial Defensive Interval Ratio (1992–2025)
This chart shows how Security National Financial's Defensive Interval Ratio has evolved across 33 annual periods from 1992 to 2025. As of June 2026, the ratio stands at 49 days, meaning defensive assets of $36.25 Million can fund 49 days of operations without new revenue. For the complete balance sheet picture, see Security National Financial assets under control.
Annual Defensive Interval Ratio for Security National Financial (1992–2025)
The table below presents the year-by-year Defensive Interval Ratio for Security National Financial from 1992 to 2025, covering 33 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See SNFCA current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 939 days | $88.09 Million | $93.82K/day | $- | $62.77 Million | ▼ -1794 days |
| 2024 | 2733 days | $101.28 Million | $37.05K/day | $- | $71.59 Million | ▼ -11352 days |
| 2023 | 14086 days | $411.73 Million | $29.23K/day | $- | $381.54 Million | ▲ +12003 days |
| 2022 | 2083 days | $389.47 Million | $186.96K/day | $- | $345.86 Million | ▲ +1461 days |
| 2021 | 623 days | $292.45 Million | $469.79K/day | $- | $259.29 Million | ▼ -10888 days |
| 2020 | 11511 days | $321.13 Million | $27.90K/day | $- | $294.66 Million | ▼ -10957 days |
| 2019 | 22468 days | $388.23 Million | $17.28K/day | $- | $363.25 Million | ▲ +22284 days |
| 2018 | 184 days | $25.31 Million | $137.35K/day | $- | $5.56 Million | ▲ +46 days |
| 2017 | 139 days | $10.60 Billion | $76.45 Million/day | $- | $10.57 Billion | ▲ +138 days |
| 2016 | 0 days | $59.45 Million | $121.86 Million/day | $- | $27.56 Million | ▲ +0 days |
| 2015 | 0 days | $46.10 Million | $113.34 Million/day | $- | $16.92 Million | ▼ 0 days |
| 2014 | 1 days | $53.36 Million | $97.13 Million/day | $- | $27.06 Million | ▼ 0 days |
| 2013 | 1 days | $35.51 Million | $36.28 Million/day | $- | $12.14 Million | ▲ +0 days |
| 2012 | 1 days | $71.67 Million | $93.29 Million/day | $- | $40.93 Million | ▲ +1 days |
| 2011 | 0 days | $16.87 Million | $84.45 Million/day | $- | $6.93 Million | ▼ -221 days |
| 2010 | 221 days | $10.45 Million | $47.26K/day | $- | $2.62 Million | ▼ -18 days |
| 2009 | 239 days | $18.02 Million | $75.37K/day | $- | $7.14 Million | ▲ +239 days |
| 2008 | 0 days | $18.42 Million | $36.99 Million/day | $- | $5.28 Million | ▼ 0 days |
| 2007 | 1 days | $19.83 Million | $34.73 Million/day | $- | $5.34 Million | ▼ -4043 days |
| 2006 | 4044 days | $20.17 Million | $4.99K/day | $- | $4.59 Million | ▼ -147 days |
| 2005 | 4191 days | $17.60 Million | $4.20K/day | $- | $3.21 Million | ▼ -15826 days |
| 2004 | 20017 days | $58.37 Million | $2.92K/day | $- | $4.63 Million | ▲ +16754 days |
| 2003 | 3263 days | $11.39 Million | $3.49K/day | $- | $2.05 Million | ▼ -863 days |
| 2002 | 4126 days | $17.56 Million | $4.26K/day | $- | $5.34 Million | ▲ +3998 days |
| 2001 | 128 days | $60.15 Million | $468.49K/day | $- | $1.45 Million | ▲ +47 days |
| 2000 | 81 days | $37.44 Million | $460.27K/day | $- | $1.03 Million | ▼ -2 days |
| 1999 | 83 days | $39.36 Million | $474.25K/day | $- | $1.29 Million | ▼ -2 days |
| 1998 | 85 days | $39.85 Million | $469.32K/day | $- | $11.54 Million | ▲ +9 days |
| 1997 | 76 days | $18.92 Million | $249.86K/day | $- | $3.70 Million | ▼ -5804 days |
| 1996 | 5879 days | $19.33 Million | $3.29K/day | $- | $2.26 Million | ▲ +1509 days |
| 1995 | 4370 days | $24.90 Million | $5.70K/day | $- | $722.59K | ▲ +2996 days |
| 1994 | 1374 days | $7.83 Million | $5.70K/day | $- | $4.01 Million | ▲ +507 days |
| 1992 | 867 days | $3.80 Million | $4.38K/day | $- | $- | — |