Bank of Baroda (BANKBARODA) — Cash Flow Quality Index
Bank of Baroda (BANKBARODA) has a Cash Flow Quality Index of -2.81x as of September 2025. Operating cash flow of Rs-241.32 Billion is below net income of Rs86.03 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of Bank of Baroda to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank of Baroda Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bank of Baroda across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Bank of Baroda generate cash.
Annual Cash Flow Quality Index for Bank of Baroda (2005–2025)
Year-by-year earnings quality comparison for Bank of Baroda.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.25x | Rs348.92 Billion | Rs278.76 Billion | ▲ +621.8% |
| 2024 | -0.24x | Rs-62.74 Billion | Rs261.57 Billion | ▲ +76.6% |
| 2023 | -1.02x | Rs-212.71 Billion | Rs207.82 Billion | ▼ -259.2% |
| 2022 | 0.64x | Rs65.32 Billion | Rs101.58 Billion | ▲ +568.8% |
| 2021 | -0.14x | Rs-8.87 Billion | Rs64.67 Billion | ▲ +85.4% |
| 2019 | -0.94x | Rs-14.49 Billion | Rs15.38 Billion | ▼ -116.2% |
| 2017 | 5.83x | Rs178.65 Billion | Rs30.62 Billion | ▲ +98.3% |
| 2015 | 2.94x | Rs178.38 Billion | Rs60.62 Billion | ▼ -57.7% |
| 2014 | 6.96x | Rs422.33 Billion | Rs60.66 Billion | ▲ +57.5% |
| 2013 | 4.42x | Rs231.96 Billion | Rs52.48 Billion | ▲ +91.3% |
| 2012 | 2.31x | Rs146.37 Billion | Rs63.36 Billion | ▲ +13.7% |
| 2011 | 2.03x | Rs120.06 Billion | Rs59.11 Billion | ▼ -19.5% |
| 2010 | 2.52x | Rs111.42 Billion | Rs44.15 Billion | ▲ +600.2% |
| 2009 | 0.36x | Rs12.79 Billion | Rs35.48 Billion | ▼ -65.1% |
| 2008 | 1.03x | Rs24.26 Billion | Rs23.51 Billion | ▼ -66.0% |
| 2007 | 3.03x | Rs54.00 Billion | Rs17.81 Billion | ▲ +18.4% |
| 2006 | 2.56x | Rs25.40 Billion | Rs9.92 Billion | ▼ -4.3% |
| 2005 | 2.67x | Rs25.70 Billion | Rs9.61 Billion | — |