Bank of Baroda (BANKBARODA) — Defensive Interval Ratio

Latest as of March 2025: 19 days

Bank of Baroda (BANKBARODA) has a Defensive Interval Ratio of 19 days as of March 2025. Defensive assets of Rs795.47 Billion (cash Rs-, short-term investments Rs-, receivables Rs795.47 Billion) cover 19 days of daily cash needs of Rs41.25 Billion/day.

Defensive Interval Ratio

19 days
Days of operational coverage

Defensive Assets

Rs795.47 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs41.25 Billion
Current Liabilities ÷ 365

Current Liabilities

Rs15.05 Trillion
INR

Bank of Baroda Defensive Interval Ratio (2012–2025)

This chart shows how Bank of Baroda's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2025, the ratio stands at 19 days, meaning defensive assets of Rs795.47 Billion can fund 19 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Bank of Baroda.

Annual Defensive Interval Ratio for Bank of Baroda (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank of Baroda from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of Bank of Baroda to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 19 days Rs795.47 Billion Rs41.25 Billion/day Rs- Rs- ▼ -105 days
2024 125 days Rs4.66 Trillion Rs37.45 Billion/day Rs- Rs4.05 Trillion ▲ +493 days
2023 -368 days Rs-57.25 Billion Rs155.39 Million/day Rs- Rs-527.64 Billion ▼ -379 days
2022 11 days Rs327.95 Billion Rs29.60 Billion/day Rs- Rs38.00K ▲ +13 days
2021 -2 days Rs-65.04 Billion Rs27.41 Billion/day Rs- Rs-358.38 Billion ▼ -6 days
2020 4 days Rs108.35 Billion Rs26.80 Billion/day Rs- Rs-293.57 Billion ▼ -14 days
2019 18 days Rs326.58 Billion Rs18.34 Billion/day Rs- Rs- ▼ -5630 days
2018 5647 days Rs533.38 Billion Rs94.45 Million/day Rs- Rs- ▲ +107 days
2017 5540 days Rs521.63 Billion Rs94.15 Million/day Rs- Rs- ▲ +467 days
2016 5074 days Rs555.01 Billion Rs109.39 Million/day Rs- Rs- ▲ +5038 days
2015 36 days Rs620.14 Billion Rs17.39 Billion/day Rs- Rs- ▼ 0 days
2014 36 days Rs578.06 Billion Rs15.99 Billion/day Rs- Rs- ▼ -3 days
2013 39 days Rs521.70 Billion Rs13.31 Billion/day Rs- Rs- ▼ 0 days
2012 39 days Rs426.94 Billion Rs10.83 Billion/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)