Indbank Merchant Banking Services Limited (INDBANK) — Cash Flow Quality Index
Indbank Merchant Banking Services Limited (INDBANK) has a Cash Flow Quality Index of -1.72x as of September 2025. Operating cash flow of Rs-31.90 Million is below net income of Rs18.56 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of Indbank Merchant Banking Services Limite to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Indbank Merchant Banking Services Limited Cash Flow Quality Index (2006–2026)
Historical Cash Flow Quality Index for Indbank Merchant Banking Services Limited across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Indbank Merchant Banking Services Limite.
Annual Cash Flow Quality Index for Indbank Merchant Banking Services Limited (2006–2026)
Year-by-year earnings quality comparison for Indbank Merchant Banking Services Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.19x | Rs13.23 Million | Rs70.17 Million | ▲ +2013.7% |
| 2025 | 0.01x | Rs755.00K | Rs84.63 Million | ▲ +106.9% |
| 2024 | -0.13x | Rs-11.57 Million | Rs89.99 Million | ▼ -2250.2% |
| 2023 | 0.01x | Rs304.00K | Rs50.85 Million | ▼ -92.6% |
| 2022 | 0.08x | Rs5.55 Million | Rs68.51 Million | ▼ -95.9% |
| 2021 | 2.00x | Rs81.43 Million | Rs40.74 Million | ▼ -73.6% |
| 2020 | 7.56x | Rs149.22 Million | Rs19.73 Million | ▲ +163.8% |
| 2019 | 2.87x | Rs49.53 Million | Rs17.27 Million | ▲ +32.7% |
| 2018 | 2.16x | Rs46.48 Million | Rs21.51 Million | ▲ +106.6% |
| 2017 | 1.05x | Rs55.54 Million | Rs53.09 Million | ▼ -33.6% |
| 2016 | 1.58x | Rs43.41 Million | Rs27.55 Million | ▲ +840.8% |
| 2015 | 0.17x | Rs8.35 Million | Rs49.88 Million | ▼ -99.4% |
| 2014 | 26.32x | Rs79.00 Million | Rs3.00 Million | ▲ +5166.0% |
| 2013 | -0.52x | Rs-3.79 Million | Rs7.29 Million | ▲ +87.5% |
| 2012 | -4.15x | Rs-4.64 Million | Rs1.12 Million | ▼ -2101.8% |
| 2008 | -0.19x | Rs-65.15 Million | Rs345.50 Million | ▼ -135.9% |
| 2007 | 0.53x | Rs111.19 Million | Rs211.72 Million | ▼ -78.0% |
| 2006 | 2.39x | Rs48.75 Million | Rs20.43 Million | — |