Indbank Merchant Banking Services Limited (INDBANK) — Financial Flexibility Index

Latest as of September 2025: -0.15x

Indbank Merchant Banking Services Limited (INDBANK) has a Financial Flexibility Index of -0.15x as of September 2025. Free cash flow of Rs-31.63 Million (operating CF Rs-31.90 Million minus capex Rs269.00K) represents 0% of total liabilities (Rs212.35 Million). Check Indbank Merchant Banking Services Limite total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.15x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-31.63 Million
Operating CF − Capex

Total Liabilities

Rs212.35 Million
INR

Capital Expenditures

Rs269.00K
INR

Indbank Merchant Banking Services Limited Financial Flexibility Index (2006–2026)

Historical Financial Flexibility Index trend for Indbank Merchant Banking Services Limited across 21 annual periods. For the full cash flow conversion analysis, see Indbank Merchant Banking Services Limite cash conversion from operations.

Annual Financial Flexibility Index for Indbank Merchant Banking Services Limited (2006–2026)

Year-by-year free cash flow to debt coverage for Indbank Merchant Banking Services Limited. Explore INDBANK cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.06x Rs14.94 Million Rs13.23 Million Rs243.98 Million ▲ +397.9%
2025 0.01x Rs3.25 Million Rs755.00K Rs264.38 Million ▲ +128.4%
2024 -0.04x Rs-9.94 Million Rs-11.57 Million Rs229.70 Million ▼ -907.7%
2023 0.01x Rs1.23 Million Rs304.00K Rs228.77 Million ▼ -89.7%
2022 0.05x Rs12.23 Million Rs5.55 Million Rs235.63 Million ▼ -87.6%
2021 0.42x Rs83.67 Million Rs81.43 Million Rs199.05 Million ▼ -61.0%
2020 1.08x Rs150.09 Million Rs149.22 Million Rs139.41 Million ▲ +98.8%
2019 0.54x Rs50.44 Million Rs49.53 Million Rs93.15 Million ▲ +8.5%
2018 0.50x Rs47.37 Million Rs46.48 Million Rs94.93 Million ▼ -3.2%
2017 0.52x Rs56.42 Million Rs55.54 Million Rs109.48 Million ▲ +0.1%
2016 0.52x Rs44.16 Million Rs43.41 Million Rs85.75 Million ▲ +125.9%
2015 0.23x Rs14.13 Million Rs8.35 Million Rs61.98 Million ▼ -72.3%
2014 0.82x Rs79.19 Million Rs79.00 Million Rs96.16 Million ▲ +420.6%
2013 0.16x Rs8.86 Million Rs-3.79 Million Rs56.00 Million ▲ +207.0%
2012 0.05x Rs4.72 Million Rs-4.64 Million Rs91.62 Million ▲ +117.9%
2011 -0.29x Rs-20.95 Million Rs-23.45 Million Rs72.71 Million ▲ +38.7%
2010 -0.47x Rs-62.23 Million Rs-68.67 Million Rs132.36 Million ▼ -277.5%
2009 0.26x Rs28.79 Million Rs13.58 Million Rs108.72 Million ▲ +175.6%
2008 -0.35x Rs-57.16 Million Rs-65.15 Million Rs163.18 Million ▼ -193.9%
2007 0.37x Rs122.48 Million Rs111.19 Million Rs328.23 Million ▲ +299.9%
2006 0.09x Rs51.30 Million Rs48.75 Million Rs549.83 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities