JIO Financial Services Ltd (JIOFIN) — Cash Flow Quality Index
JIO Financial Services Ltd (JIOFIN) has a Cash Flow Quality Index of -4.53x as of September 2025. Operating cash flow of Rs-46.15 Billion is below net income of Rs10.20 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of JIO Financial Services Ltd to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
JIO Financial Services Ltd Cash Flow Quality Index (2014–2026)
Historical Cash Flow Quality Index for JIO Financial Services Ltd across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see JIO Financial Services Ltd (JIOFIN) cash flow conversion.
Annual Cash Flow Quality Index for JIO Financial Services Ltd (2014–2026)
Year-by-year earnings quality comparison for JIO Financial Services Ltd.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.75x | Rs11.69 Billion | Rs15.61 Billion | ▲ +112.0% |
| 2025 | -6.25x | Rs-100.83 Billion | Rs16.13 Billion | ▼ -1380.7% |
| 2024 | -0.42x | Rs-6.78 Billion | Rs16.05 Billion | ▼ -101.0% |
| 2023 | 41.65x | Rs20.55 Billion | Rs493.40 Million | ▲ +5886.9% |
| 2022 | 0.70x | Rs12.30 Million | Rs17.69 Million | ▼ -96.6% |
| 2021 | 20.62x | Rs243.41 Million | Rs11.81 Million | ▲ +208.4% |
| 2020 | -19.02x | Rs-368.68 Million | Rs19.38 Million | ▼ -2408.3% |
| 2018 | 0.82x | Rs17.32 Million | Rs21.02 Million | ▲ +829.2% |
| 2017 | -0.11x | Rs-7.50 Million | Rs66.34 Million | ▲ +99.5% |
| 2015 | -25.01x | Rs-18.00 Billion | Rs720.00 Million | ▲ +3.2% |
| 2014 | -25.83x | Rs-4.04 Billion | Rs156.40 Million | — |