JIO Financial Services Ltd (JIOFIN) — Cash Flow-to-Debt Ratio
JIO Financial Services Ltd (JIOFIN) has a Cash Flow-to-Debt Ratio of -0.26x as of September 2025, meaning its operating cash flow of Rs-46.15 Billion could theoretically repay 0% of its total liabilities (Rs177.13 Billion) in one year. See JIOFIN financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
JIO Financial Services Ltd Cash Flow-to-Debt Ratio (2014–2026)
Historical debt coverage capacity for JIO Financial Services Ltd across 13 annual periods. For the full cash flow conversion analysis, see cash flow conversion of JIO Financial Services Ltd.
Annual Cash Flow-to-Debt Ratio for JIO Financial Services Ltd (2014–2026)
Year-by-year debt coverage analysis for JIO Financial Services Ltd. Check JIO Financial Services Ltd (JIOFIN) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.04x | Rs11.69 Billion | Rs296.43 Billion | ▲ +103.9% |
| 2025 | -1.01x | Rs-100.83 Billion | Rs100.13 Billion | ▼ -749.4% |
| 2024 | -0.12x | Rs-6.78 Billion | Rs57.15 Billion | ▼ -104.7% |
| 2023 | 2.54x | Rs20.55 Billion | Rs8.09 Billion | ▼ -81.2% |
| 2022 | 13.54x | Rs12.30 Million | Rs909.00K | ▼ -86.7% |
| 2021 | 101.42x | Rs243.41 Million | Rs2.40 Million | ▲ +7930.7% |
| 2020 | -1.30x | Rs-368.68 Million | Rs284.65 Million | ▲ +99.0% |
| 2019 | -126.44x | Rs-2.55 Billion | Rs20.20 Million | ▼ -128489.0% |
| 2018 | 0.10x | Rs17.32 Million | Rs175.87 Million | ▲ +359.9% |
| 2017 | -0.04x | Rs-7.50 Million | Rs197.89 Million | ▲ +99.9% |
| 2016 | -27.15x | Rs-9.20 Billion | Rs338.70 Million | ▲ +65.6% |
| 2015 | -78.98x | Rs-18.00 Billion | Rs227.97 Million | ▼ -10259.9% |
| 2014 | -0.76x | Rs-4.04 Billion | Rs5.30 Billion | — |