JIO Financial Services Ltd (JIOFIN) — Financial Flexibility Index
JIO Financial Services Ltd (JIOFIN) has a Financial Flexibility Index of -0.26x as of September 2025. Free cash flow of Rs-45.66 Billion (operating CF Rs-46.15 Billion minus capex Rs491.80 Million) represents 0% of total liabilities (Rs177.13 Billion). Check JIO Financial Services Ltd (JIOFIN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
JIO Financial Services Ltd Financial Flexibility Index (2014–2026)
Historical Financial Flexibility Index trend for JIO Financial Services Ltd across 13 annual periods. For the full cash flow conversion analysis, see JIOFIN operating cash flow.
Annual Financial Flexibility Index for JIO Financial Services Ltd (2014–2026)
Year-by-year free cash flow to debt coverage for JIO Financial Services Ltd. Explore cash flow to debt ratio of JIO Financial Services Ltd to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs12.74 Billion | Rs11.69 Billion | Rs296.43 Billion | ▲ +104.3% |
| 2025 | -1.00x | Rs-100.42 Billion | Rs-100.83 Billion | Rs100.13 Billion | ▼ -746.9% |
| 2024 | -0.12x | Rs-6.77 Billion | Rs-6.78 Billion | Rs57.15 Billion | ▼ -104.7% |
| 2023 | 2.54x | Rs20.55 Billion | Rs20.55 Billion | Rs8.09 Billion | ▼ -81.2% |
| 2022 | 13.54x | Rs12.30 Million | Rs12.30 Million | Rs909.00K | ▼ -86.7% |
| 2021 | 101.42x | Rs243.41 Million | Rs243.41 Million | Rs2.40 Million | ▲ +7930.7% |
| 2020 | -1.30x | Rs-368.68 Million | Rs-368.68 Million | Rs284.65 Million | ▲ +99.0% |
| 2019 | -126.44x | Rs-2.55 Billion | Rs-2.55 Billion | Rs20.20 Million | ▼ -128489.0% |
| 2018 | 0.10x | Rs17.32 Million | Rs17.32 Million | Rs175.87 Million | ▲ +359.9% |
| 2017 | -0.04x | Rs-7.50 Million | Rs-7.50 Million | Rs197.89 Million | ▲ +99.9% |
| 2016 | -27.15x | Rs-9.20 Billion | Rs-9.20 Billion | Rs338.70 Million | ▲ +65.6% |
| 2015 | -78.98x | Rs-18.00 Billion | Rs-18.00 Billion | Rs227.97 Million | ▼ -10259.9% |
| 2014 | -0.76x | Rs-4.04 Billion | Rs-4.04 Billion | Rs5.30 Billion | — |