JIO Financial Services Ltd (JIOFIN) — Financial Flexibility Index

Latest as of September 2025: -0.26x

JIO Financial Services Ltd (JIOFIN) has a Financial Flexibility Index of -0.26x as of September 2025. Free cash flow of Rs-45.66 Billion (operating CF Rs-46.15 Billion minus capex Rs491.80 Million) represents 0% of total liabilities (Rs177.13 Billion). Check JIOFIN asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Financial Flexibility Index

-0.26x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-45.66 Billion
Operating CF − Capex

Total Liabilities

Rs177.13 Billion
INR

Capital Expenditures

Rs491.80 Million
INR

JIO Financial Services Ltd Financial Flexibility Index (2014–2026)

Historical Financial Flexibility Index trend for JIO Financial Services Ltd across 13 annual periods. See working capital position of JIO Financial Services Ltd to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for JIO Financial Services Ltd (2014–2026)

Year-by-year free cash flow to debt coverage for JIO Financial Services Ltd. For the full company profile including market capitalisation, see JIO Financial Services Ltd (JIOFIN) total market value.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.04x Rs12.74 Billion Rs11.69 Billion Rs296.43 Billion ▲ +104.3%
2025 -1.00x Rs-100.42 Billion Rs-100.83 Billion Rs100.13 Billion ▼ -746.9%
2024 -0.12x Rs-6.77 Billion Rs-6.78 Billion Rs57.15 Billion ▼ -104.7%
2023 2.54x Rs20.55 Billion Rs20.55 Billion Rs8.09 Billion ▼ -81.4%
2022 13.67x Rs12.30 Million Rs12.30 Million Rs900.00K ▼ -86.5%
2021 101.42x Rs243.41 Million Rs243.41 Million Rs2.40 Million ▲ +7930.7%
2020 -1.30x Rs-368.68 Million Rs-368.68 Million Rs284.65 Million ▲ +99.0%
2019 -126.44x Rs-2.55 Billion Rs-2.55 Billion Rs20.20 Million ▼ -128489.0%
2018 0.10x Rs17.32 Million Rs17.32 Million Rs175.87 Million ▲ +359.9%
2017 -0.04x Rs-7.50 Million Rs-7.50 Million Rs197.89 Million ▲ +99.9%
2016 -27.15x Rs-9.20 Billion Rs-9.20 Billion Rs338.70 Million ▲ +65.6%
2015 -78.98x Rs-18.00 Billion Rs-18.00 Billion Rs227.97 Million ▼ -10259.9%
2014 -0.76x Rs-4.04 Billion Rs-4.04 Billion Rs5.30 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities