Sundaram Finance Limited (SUNDARMFIN) — Cash Flow Quality Index
Sundaram Finance Limited (SUNDARMFIN) has a Cash Flow Quality Index of -3.18x as of September 2025. Operating cash flow of Rs-30.64 Billion is below net income of Rs9.63 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SUNDARMFIN debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sundaram Finance Limited Cash Flow Quality Index (2005–2026)
Historical Cash Flow Quality Index for Sundaram Finance Limited across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Sundaram Finance Limited generate cash.
Annual Cash Flow Quality Index for Sundaram Finance Limited (2005–2026)
Year-by-year earnings quality comparison for Sundaram Finance Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.66x | Rs34.19 Billion | Rs20.59 Billion | ▲ +134.7% |
| 2025 | -4.78x | Rs-89.85 Billion | Rs18.79 Billion | ▲ +19.1% |
| 2024 | -5.91x | Rs-84.86 Billion | Rs14.36 Billion | ▼ -55.4% |
| 2023 | -3.80x | Rs-65.04 Billion | Rs17.11 Billion | ▼ -389.2% |
| 2022 | 1.31x | Rs18.62 Billion | Rs14.17 Billion | ▲ +288.8% |
| 2021 | 0.34x | Rs4.50 Billion | Rs13.30 Billion | ▲ +3749.2% |
| 2020 | 0.01x | Rs87.80 Million | Rs10.00 Billion | ▲ +100.3% |
| 2019 | -2.96x | Rs-41.98 Billion | Rs14.18 Billion | ▲ +29.5% |
| 2018 | -4.20x | Rs-29.89 Billion | Rs7.12 Billion | ▼ -197.6% |
| 2017 | -1.41x | Rs-9.65 Billion | Rs6.83 Billion | ▼ -365.3% |
| 2016 | 0.53x | Rs3.10 Billion | Rs5.83 Billion | ▲ +121.4% |
| 2015 | -2.48x | Rs-14.30 Billion | Rs5.76 Billion | ▼ -156.3% |
| 2014 | -0.97x | Rs-5.63 Billion | Rs5.81 Billion | ▲ +51.1% |
| 2013 | -1.98x | Rs-11.18 Billion | Rs5.64 Billion | ▲ +61.8% |
| 2012 | -5.18x | Rs-23.74 Billion | Rs4.58 Billion | ▼ -31.8% |
| 2011 | -3.93x | Rs-15.30 Billion | Rs3.89 Billion | ▲ +57.2% |
| 2010 | -9.19x | Rs-25.28 Billion | Rs2.75 Billion | ▼ -538.3% |
| 2009 | -1.44x | Rs-2.42 Billion | Rs1.68 Billion | ▲ +44.6% |
| 2008 | -2.60x | Rs-6.55 Billion | Rs2.52 Billion | ▲ +73.0% |
| 2007 | -9.61x | Rs-13.48 Billion | Rs1.40 Billion | ▼ -221.9% |
| 2006 | -2.99x | Rs-5.87 Billion | Rs1.96 Billion | ▲ +68.1% |
| 2005 | -9.36x | Rs-8.32 Billion | Rs888.93 Million | — |