Sundaram Finance Limited (SUNDARMFIN) — Defensive Interval Ratio
Sundaram Finance Limited (SUNDARMFIN) has a Defensive Interval Ratio of 3131 days as of September 2025. Defensive assets of Rs16.44 Billion (cash Rs15.28 Billion, short-term investments Rs-, receivables Rs1.16 Billion) cover 3131 days of daily cash needs of Rs5.25 Million/day. Check tangible equity quality of Sundaram Finance Limited to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Sundaram Finance Limited Defensive Interval Ratio (2005–2025)
This chart shows how Sundaram Finance Limited's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the ratio stands at 3131 days, meaning defensive assets of Rs16.44 Billion can fund 3131 days of operations without new revenue. Also explore Sundaram Finance Limited net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Sundaram Finance Limited (2005–2025)
The table below presents the year-by-year Defensive Interval Ratio for Sundaram Finance Limited from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Sundaram Finance Limited worth.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 83 days | Rs20.49 Billion | Rs245.63 Million/day | Rs18.21 Billion | Rs- | ▼ -954 days |
| 2024 | 1037 days | Rs10.01 Billion | Rs9.65 Million/day | Rs- | Rs8.59 Billion | ▲ +124 days |
| 2023 | 913 days | Rs3.14 Billion | Rs3.44 Million/day | Rs9.57 Billion | Rs-7.24 Billion | ▲ +2192 days |
| 2022 | -1279 days | Rs-4.51 Billion | Rs3.53 Million/day | Rs- | Rs-5.18 Billion | ▼ -1622 days |
| 2021 | 344 days | Rs614.77 Million | Rs1.79 Million/day | Rs- | Rs-239.97 Million | ▲ +147 days |
| 2020 | 196 days | Rs445.43 Million | Rs2.27 Million/day | Rs- | Rs-167.12 Million | ▼ -2294 days |
| 2019 | 2490 days | Rs7.09 Billion | Rs2.85 Million/day | Rs- | Rs6.48 Billion | ▲ +2254 days |
| 2018 | 236 days | Rs13.38 Billion | Rs56.77 Million/day | Rs- | Rs8.69 Billion | ▼ -255 days |
| 2017 | 491 days | Rs21.08 Billion | Rs42.93 Million/day | Rs-1.00K | Rs20.61 Billion | ▲ +66 days |
| 2016 | 425 days | Rs18.62 Billion | Rs43.83 Million/day | Rs- | Rs15.19 Billion | ▲ +313 days |
| 2015 | 112 days | Rs2.95 Billion | Rs26.38 Million/day | Rs- | Rs- | ▲ +6 days |
| 2014 | 105 days | Rs2.85 Billion | Rs27.02 Million/day | Rs- | Rs- | ▼ -1 days |
| 2013 | 106 days | Rs2.64 Billion | Rs24.82 Million/day | Rs- | Rs- | ▼ -194 days |
| 2012 | 300 days | Rs61.11 Billion | Rs203.51 Million/day | Rs- | Rs4.21 Billion | ▼ -1384 days |
| 2011 | 1685 days | Rs66.74 Billion | Rs39.62 Million/day | Rs- | Rs16.08 Billion | ▼ -1544 days |
| 2010 | 3229 days | Rs111.97 Billion | Rs34.68 Million/day | Rs- | Rs10.09 Billion | ▲ +361 days |
| 2009 | 2867 days | Rs81.61 Billion | Rs28.46 Million/day | Rs- | Rs- | ▼ -20 days |
| 2008 | 2888 days | Rs78.26 Billion | Rs27.10 Million/day | Rs- | Rs- | ▼ -588 days |
| 2007 | 3476 days | Rs62.76 Billion | Rs18.06 Million/day | Rs- | Rs- | ▲ +3062 days |
| 2006 | 414 days | Rs7.80 Billion | Rs18.82 Million/day | Rs- | Rs7.80 Billion | ▲ +86 days |
| 2005 | 329 days | Rs4.76 Billion | Rs14.47 Million/day | Rs- | Rs4.76 Billion | — |