Ameris Bancorp (ABCB) — Cash Flow Quality Index
Ameris Bancorp (ABCB) has a Cash Flow Quality Index of 2.33x as of March 2026. Operating cash flow of $257.15 Million exceeds net income of $110.49 Million, indicating high earnings quality where cash backs reported profits. Explore ABCB cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Ameris Bancorp Cash Flow Quality Index (1994–2025)
Historical Cash Flow Quality Index for Ameris Bancorp across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Ameris Bancorp cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Ameris Bancorp (1994–2025)
Year-by-year earnings quality comparison for Ameris Bancorp. For live market cap and the full company financial profile, see ABCB market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.95x | $390.18 Million | $412.15 Million | ▲ +120.2% |
| 2024 | 0.43x | $154.19 Million | $358.69 Million | ▼ -79.7% |
| 2023 | 2.11x | $568.96 Million | $269.11 Million | ▼ -31.0% |
| 2022 | 3.07x | $1.06 Billion | $346.54 Million | ▲ +12543.3% |
| 2021 | 0.02x | $9.14 Million | $376.91 Million | ▼ -99.2% |
| 2020 | 3.05x | $798.40 Million | $261.99 Million | ▲ +152.3% |
| 2019 | -5.82x | $-940.21 Million | $161.44 Million | ▼ -547.8% |
| 2018 | -0.90x | $-108.80 Million | $121.03 Million | ▼ -5.7% |
| 2017 | -0.85x | $-62.56 Million | $73.55 Million | ▲ +12.1% |
| 2016 | -0.97x | $-69.77 Million | $72.10 Million | ▼ -56.7% |
| 2015 | -0.62x | $-25.22 Million | $40.85 Million | ▼ -327.3% |
| 2014 | -0.14x | $-5.60 Million | $38.72 Million | ▼ -113.2% |
| 2013 | 1.09x | $21.85 Million | $20.02 Million | ▲ +301.3% |
| 2012 | -0.54x | $-7.83 Million | $14.44 Million | ▼ -124.8% |
| 2011 | 2.19x | $46.17 Million | $21.09 Million | ▲ +44.0% |
| 2007 | 1.52x | $23.02 Million | $15.15 Million | ▼ -3.1% |
| 2006 | 1.57x | $34.70 Million | $22.13 Million | ▼ -0.8% |
| 2005 | 1.58x | $21.70 Million | $13.73 Million | ▼ -0.9% |
| 2004 | 1.60x | $20.90 Million | $13.10 Million | ▲ +2.9% |
| 2003 | 1.55x | $18.62 Million | $12.01 Million | ▼ -28.5% |
| 2002 | 2.17x | $22.45 Million | $10.36 Million | ▲ +21.0% |
| 2001 | 1.79x | $17.26 Million | $9.63 Million | ▲ +33.6% |
| 2000 | 1.34x | $13.54 Million | $10.10 Million | ▼ -22.1% |
| 1999 | 1.72x | $15.50 Million | $9.00 Million | ▼ -18.0% |
| 1998 | 2.10x | $14.50 Million | $6.90 Million | ▲ +63.7% |
| 1997 | 1.28x | $9.50 Million | $7.40 Million | ▼ -16.7% |
| 1996 | 1.54x | $11.10 Million | $7.20 Million | ▲ +24.9% |
| 1995 | 1.23x | $7.90 Million | $6.40 Million | ▼ -25.0% |
| 1994 | 1.65x | $5.10 Million | $3.10 Million | — |