Ameris Bancorp (ABCB) — Free Cash Flow Generation Index
Ameris Bancorp (ABCB) has a Free Cash Flow Generation Index of 0.89x as of June 2026. Free cash flow of $70.81 Million represents 1% of operating cash flow ($79.42 Million). Explore Ameris Bancorp (ABCB) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Ameris Bancorp Free Cash Flow Generation Index (1994–2025)
Historical FCF Generation Index trend for Ameris Bancorp across 25 annual periods. For the full cash flow conversion analysis, see ABCB operating cash flow.
Annual Free Cash Flow Generation for Ameris Bancorp (1994–2025)
Year-by-year Free Cash Flow Generation Index for Ameris Bancorp. Check Ameris Bancorp investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.95x | $369.64 Million | $390.18 Million | $20.54 Million | ▲ +3.8% |
| 2024 | 0.91x | $140.72 Million | $154.19 Million | $13.48 Million | ▼ -5.8% |
| 2023 | 0.97x | $551.43 Million | $568.96 Million | $17.53 Million | ▼ -1.8% |
| 2022 | 0.99x | $1.05 Billion | $1.06 Billion | $13.57 Million | ▲ +155.3% |
| 2021 | -1.78x | $-16.31 Million | $9.14 Million | $25.45 Million | ▼ -282.6% |
| 2020 | 0.98x | $780.28 Million | $798.40 Million | $18.12 Million | ▲ +31.7% |
| 2013 | 0.74x | $16.21 Million | $21.85 Million | $5.63 Million | ▲ +0.3% |
| 2011 | 0.74x | $34.14 Million | $46.17 Million | $12.02 Million | ▼ -16.7% |
| 2010 | 0.89x | $39.95 Million | $45.01 Million | $5.06 Million | ▲ +24.6% |
| 2009 | 0.71x | $17.06 Million | $23.95 Million | $6.88 Million | ▲ +18.1% |
| 2008 | 0.60x | $15.45 Million | $25.60 Million | $10.15 Million | ▲ +88.5% |
| 2007 | 0.32x | $7.37 Million | $23.02 Million | $15.65 Million | ▼ -60.8% |
| 2006 | 0.82x | $28.35 Million | $34.70 Million | $6.34 Million | ▼ -5.4% |
| 2005 | 0.86x | $18.75 Million | $21.70 Million | $2.95 Million | ▼ -0.2% |
| 2004 | 0.87x | $18.08 Million | $20.90 Million | $2.82 Million | ▼ -2.0% |
| 2003 | 0.88x | $16.45 Million | $18.62 Million | $2.07 Million | ▼ -4.3% |
| 2002 | 0.92x | $20.72 Million | $22.45 Million | $1.73 Million | ▲ +3.7% |
| 2001 | 0.89x | $15.36 Million | $17.26 Million | $1.90 Million | ▲ +7.8% |
| 2000 | 0.83x | $11.18 Million | $13.54 Million | $2.36 Million | ▼ -0.8% |
| 1999 | 0.83x | $12.90 Million | $15.50 Million | $2.60 Million | ▼ -0.3% |
| 1998 | 0.83x | $12.10 Million | $14.50 Million | $2.40 Million | ▲ +61.8% |
| 1997 | 0.52x | $4.90 Million | $9.50 Million | $4.60 Million | ▼ -22.6% |
| 1996 | 0.67x | $7.40 Million | $11.10 Million | $3.70 Million | ▼ -24.8% |
| 1995 | 0.89x | $7.00 Million | $7.90 Million | $900.00K | ▲ +61.4% |
| 1994 | 0.55x | $2.80 Million | $5.10 Million | $2.30 Million | — |