Ameris Bancorp (ABCB) — Free Cash Flow Generation Index
Ameris Bancorp (ABCB) has a Free Cash Flow Generation Index of 0.97x as of March 2026. Free cash flow of $249.41 Million represents 1% of operating cash flow ($257.15 Million). Read ABCB total debt and obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Ameris Bancorp Free Cash Flow Generation Index (1994–2025)
Historical FCF Generation Index trend for Ameris Bancorp across 25 annual periods. Explore how much does Ameris Bancorp reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Ameris Bancorp (1994–2025)
Year-by-year Free Cash Flow Generation Index for Ameris Bancorp. For the full company profile including market capitalisation, see ABCB market cap overview.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.95x | $369.64 Million | $390.18 Million | $20.54 Million | ▲ +3.8% |
| 2024 | 0.91x | $140.72 Million | $154.19 Million | $13.48 Million | ▼ -5.8% |
| 2023 | 0.97x | $551.43 Million | $568.96 Million | $17.53 Million | ▼ -1.8% |
| 2022 | 0.99x | $1.05 Billion | $1.06 Billion | $13.57 Million | ▲ +155.3% |
| 2021 | -1.78x | $-16.31 Million | $9.14 Million | $25.45 Million | ▼ -282.6% |
| 2020 | 0.98x | $780.28 Million | $798.40 Million | $18.12 Million | ▲ +31.7% |
| 2013 | 0.74x | $16.21 Million | $21.85 Million | $5.63 Million | ▲ +0.3% |
| 2011 | 0.74x | $34.14 Million | $46.17 Million | $12.02 Million | ▼ -16.7% |
| 2010 | 0.89x | $39.95 Million | $45.01 Million | $5.06 Million | ▲ +24.6% |
| 2009 | 0.71x | $17.06 Million | $23.95 Million | $6.88 Million | ▲ +18.1% |
| 2008 | 0.60x | $15.45 Million | $25.60 Million | $10.15 Million | ▲ +88.5% |
| 2007 | 0.32x | $7.37 Million | $23.02 Million | $15.65 Million | ▼ -60.8% |
| 2006 | 0.82x | $28.35 Million | $34.70 Million | $6.34 Million | ▼ -5.4% |
| 2005 | 0.86x | $18.75 Million | $21.70 Million | $2.95 Million | ▼ -0.2% |
| 2004 | 0.87x | $18.08 Million | $20.90 Million | $2.82 Million | ▼ -2.0% |
| 2003 | 0.88x | $16.45 Million | $18.62 Million | $2.07 Million | ▼ -4.3% |
| 2002 | 0.92x | $20.72 Million | $22.45 Million | $1.73 Million | ▲ +3.7% |
| 2001 | 0.89x | $15.36 Million | $17.26 Million | $1.90 Million | ▲ +7.8% |
| 2000 | 0.83x | $11.18 Million | $13.54 Million | $2.36 Million | ▼ -0.8% |
| 1999 | 0.83x | $12.90 Million | $15.50 Million | $2.60 Million | ▼ -0.3% |
| 1998 | 0.83x | $12.10 Million | $14.50 Million | $2.40 Million | ▲ +61.8% |
| 1997 | 0.52x | $4.90 Million | $9.50 Million | $4.60 Million | ▼ -22.6% |
| 1996 | 0.67x | $7.40 Million | $11.10 Million | $3.70 Million | ▼ -24.8% |
| 1995 | 0.89x | $7.00 Million | $7.90 Million | $900.00K | ▲ +61.4% |
| 1994 | 0.55x | $2.80 Million | $5.10 Million | $2.30 Million | — |