Ameris Bancorp (ABCB) — Cash Flow Reinvestment Rate
Ameris Bancorp (ABCB) has a Cash Flow Reinvestment Rate of 1.95x as of June 2026, reinvesting $155.08 Million (capex $8.61 Million plus investments $-146.47 Million) from operating cash flow of $79.42 Million. See ABCB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Ameris Bancorp Cash Flow Reinvestment Rate (1994–2025)
Historical reinvestment intensity for Ameris Bancorp across 25 annual periods. For the full cash flow conversion analysis, see Ameris Bancorp cash flow conversion.
Annual Cash Flow Reinvestment Rate for Ameris Bancorp (1994–2025)
Year-by-year capital reinvestment analysis for Ameris Bancorp. See financial agility of Ameris Bancorp to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.42x | $555.65 Million | $390.18 Million | $20.54 Million | ▼ -74.5% |
| 2024 | 5.58x | $860.16 Million | $154.19 Million | $13.48 Million | ▲ +85.8% |
| 2023 | 3.00x | $1.71 Billion | $568.96 Million | $17.53 Million | ▼ -34.7% |
| 2022 | 4.60x | $4.89 Billion | $1.06 Billion | $13.57 Million | ▼ -85.6% |
| 2021 | 31.93x | $291.82 Million | $9.14 Million | $25.45 Million | ▲ +4447.8% |
| 2020 | 0.70x | $560.51 Million | $798.40 Million | $18.12 Million | ▼ -84.5% |
| 2013 | 4.54x | $99.28 Million | $21.85 Million | $5.63 Million | ▲ +20.8% |
| 2011 | 3.76x | $173.62 Million | $46.17 Million | $12.02 Million | ▲ +3244.6% |
| 2010 | 0.11x | $5.06 Million | $45.01 Million | $5.06 Million | ▼ -60.9% |
| 2009 | 0.29x | $6.88 Million | $23.95 Million | $6.88 Million | ▼ -27.5% |
| 2008 | 0.40x | $10.15 Million | $25.60 Million | $10.15 Million | ▼ -41.7% |
| 2007 | 0.68x | $15.65 Million | $23.02 Million | $15.65 Million | ▲ +271.8% |
| 2006 | 0.18x | $6.34 Million | $34.70 Million | $6.34 Million | ▲ +34.3% |
| 2005 | 0.14x | $2.95 Million | $21.70 Million | $2.95 Million | ▲ +1.0% |
| 2004 | 0.13x | $2.82 Million | $20.90 Million | $2.82 Million | ▲ +21.2% |
| 2003 | 0.11x | $2.07 Million | $18.62 Million | $2.07 Million | ▲ +44.6% |
| 2002 | 0.08x | $1.73 Million | $22.45 Million | $1.73 Million | ▼ -30.0% |
| 2001 | 0.11x | $1.90 Million | $17.26 Million | $1.90 Million | ▼ -36.9% |
| 2000 | 0.17x | $2.36 Million | $13.54 Million | $2.36 Million | ▲ +3.9% |
| 1999 | 0.17x | $2.60 Million | $15.50 Million | $2.60 Million | ▲ +1.3% |
| 1998 | 0.17x | $2.40 Million | $14.50 Million | $2.40 Million | ▼ -65.8% |
| 1997 | 0.48x | $4.60 Million | $9.50 Million | $4.60 Million | ▲ +45.3% |
| 1996 | 0.33x | $3.70 Million | $11.10 Million | $3.70 Million | ▲ +192.6% |
| 1995 | 0.11x | $900.00K | $7.90 Million | $900.00K | ▼ -74.7% |
| 1994 | 0.45x | $2.30 Million | $5.10 Million | $2.30 Million | — |