Intercorp Financial Services Inc (IFS) — Cash Flow Quality Index
Intercorp Financial Services Inc (IFS) has a Cash Flow Quality Index of -0.17x as of March 2026. Operating cash flow of $-104.65 Million is below net income of $601.94 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Intercorp Financial Services Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Intercorp Financial Services Inc Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for Intercorp Financial Services Inc across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Intercorp Financial Services Inc.
Annual Cash Flow Quality Index for Intercorp Financial Services Inc (2006–2025)
Year-by-year earnings quality comparison for Intercorp Financial Services Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.94x | $1.83 Billion | $1.94 Billion | ▲ +169.3% |
| 2024 | -1.36x | $-1.78 Billion | $1.31 Billion | ▼ -151.0% |
| 2023 | 2.66x | $2.88 Billion | $1.08 Billion | ▲ +539.8% |
| 2022 | -0.61x | $-1.01 Billion | $1.67 Billion | ▼ -181.0% |
| 2021 | 0.75x | $1.35 Billion | $1.80 Billion | ▼ -97.8% |
| 2020 | 33.88x | $12.99 Billion | $383.55 Million | ▲ +2843.8% |
| 2019 | 1.15x | $1.67 Billion | $1.45 Billion | ▲ +161.4% |
| 2018 | -1.87x | $-2.05 Billion | $1.09 Billion | ▼ -156.9% |
| 2017 | 3.30x | $3.41 Billion | $1.03 Billion | ▲ +124.2% |
| 2016 | 1.47x | $1.40 Billion | $950.19 Million | ▼ -60.4% |
| 2015 | 3.71x | $4.60 Billion | $1.24 Billion | ▲ +415.0% |
| 2014 | 0.72x | $693.98 Million | $962.51 Million | ▼ -75.2% |
| 2013 | 2.91x | $2.84 Billion | $974.61 Million | ▲ +45.2% |
| 2012 | 2.00x | $1.42 Billion | $709.83 Million | ▼ -0.7% |
| 2011 | 2.02x | $1.42 Billion | $702.31 Million | ▼ -11.6% |
| 2010 | 2.28x | $1.15 Billion | $502.25 Million | ▲ +36.4% |
| 2009 | 1.67x | $853.65 Million | $510.09 Million | ▼ -16.4% |
| 2008 | 2.00x | $503.13 Million | $251.32 Million | ▲ +28.9% |
| 2007 | 1.55x | $442.87 Million | $285.12 Million | ▼ -35.6% |
| 2006 | 2.41x | $484.40 Million | $200.84 Million | — |