Evans Bancorp Inc (EVBN) — Cash Flow Quality Index
Evans Bancorp Inc (EVBN) has a Cash Flow Quality Index of -1.06x as of December 2024. Operating cash flow of $-3.96 Million is below net income of $3.73 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore EVBN cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Evans Bancorp Inc Cash Flow Quality Index (1996–2024)
Historical Cash Flow Quality Index for Evans Bancorp Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Evans Bancorp Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Evans Bancorp Inc (1996–2024)
Year-by-year earnings quality comparison for Evans Bancorp Inc. For live market cap and the full company financial profile, see Evans Bancorp Inc (EVBN) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -0.23x | $-2.76 Million | $11.95 Million | ▼ -136.0% |
| 2023 | 0.64x | $15.70 Million | $24.52 Million | ▼ -45.7% |
| 2022 | 1.18x | $26.41 Million | $22.39 Million | ▲ +38.2% |
| 2021 | 0.85x | $20.51 Million | $24.04 Million | ▲ +23.2% |
| 2020 | 0.69x | $7.79 Million | $11.25 Million | ▼ -44.1% |
| 2019 | 1.24x | $21.07 Million | $17.01 Million | ▼ -19.4% |
| 2018 | 1.54x | $25.12 Million | $16.36 Million | ▲ +19.4% |
| 2017 | 1.29x | $13.48 Million | $10.48 Million | ▼ -7.8% |
| 2016 | 1.40x | $11.54 Million | $8.27 Million | ▲ +35.1% |
| 2015 | 1.03x | $8.10 Million | $7.84 Million | ▼ -23.3% |
| 2014 | 1.35x | $11.02 Million | $8.19 Million | ▼ -19.3% |
| 2013 | 1.67x | $13.10 Million | $7.86 Million | ▼ -4.2% |
| 2012 | 1.74x | $14.15 Million | $8.13 Million | ▼ -1.7% |
| 2011 | 1.77x | $10.81 Million | $6.11 Million | ▼ -10.9% |
| 2010 | 1.99x | $9.61 Million | $4.84 Million | ▼ -86.9% |
| 2009 | 15.13x | $10.70 Million | $707.00K | ▲ +592.9% |
| 2008 | 2.18x | $10.72 Million | $4.91 Million | ▼ -24.1% |
| 2007 | 2.88x | $9.69 Million | $3.37 Million | ▲ +73.1% |
| 2006 | 1.66x | $8.18 Million | $4.92 Million | ▼ -12.0% |
| 2005 | 1.89x | $9.10 Million | $4.82 Million | ▲ +40.5% |
| 2004 | 1.34x | $6.06 Million | $4.51 Million | ▲ +2.4% |
| 2003 | 1.31x | $5.34 Million | $4.07 Million | ▲ +7.1% |
| 2002 | 1.23x | $4.42 Million | $3.61 Million | ▼ -41.9% |
| 2001 | 2.11x | $5.44 Million | $2.58 Million | ▲ +217.8% |
| 2000 | 0.66x | $2.14 Million | $3.22 Million | ▼ -38.8% |
| 1999 | 1.08x | $2.20 Million | $2.03 Million | ▼ -1.7% |
| 1998 | 1.10x | $2.18 Million | $1.98 Million | ▼ -1.7% |
| 1997 | 1.12x | $1.99 Million | $1.77 Million | ▼ -11.7% |
| 1996 | 1.27x | $2.04 Million | $1.60 Million | — |