Evans Bancorp Inc Cash Flow Quality Index
Evans Bancorp Inc cash flow quality index. Evans Bancorp Inc (EVBN) has a Cash Flow Quality Index of -1.06x as of December 2024. Operating cash flow of $-3.96 Million is below net income of $3.73 Million, suggesting accrual-heavy earnings not yet converted to cash. See how financially flexible is Evans Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Evans Bancorp Inc (1996–2024)
Cash flow quality index of Evans Bancorp Inc from 1996 to 2024. Historical Cash Flow Quality Index for Evans Bancorp Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore EVBN operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Evans Bancorp Inc Cash Flow Quality Index by Year (1996–2024)
Evans Bancorp Inc cash flow quality index by year from 1996 to 2024. Year-by-year earnings quality comparison for Evans Bancorp Inc. For the full cash flow conversion analysis, see Evans Bancorp Inc cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -0.23x | $-2.76 Million | $11.95 Million | ▼ -136.0% |
| 2023 | 0.64x | $15.70 Million | $24.52 Million | ▼ -45.7% |
| 2022 | 1.18x | $26.41 Million | $22.39 Million | ▲ +38.2% |
| 2021 | 0.85x | $20.51 Million | $24.04 Million | ▲ +23.2% |
| 2020 | 0.69x | $7.79 Million | $11.25 Million | ▼ -44.1% |
| 2019 | 1.24x | $21.07 Million | $17.01 Million | ▼ -19.4% |
| 2018 | 1.54x | $25.12 Million | $16.36 Million | ▲ +19.4% |
| 2017 | 1.29x | $13.48 Million | $10.48 Million | ▼ -7.8% |
| 2016 | 1.40x | $11.54 Million | $8.27 Million | ▲ +35.1% |
| 2015 | 1.03x | $8.10 Million | $7.84 Million | ▼ -23.3% |
| 2014 | 1.35x | $11.02 Million | $8.19 Million | ▼ -19.3% |
| 2013 | 1.67x | $13.10 Million | $7.86 Million | ▼ -4.2% |
| 2012 | 1.74x | $14.15 Million | $8.13 Million | ▼ -1.7% |
| 2011 | 1.77x | $10.81 Million | $6.11 Million | ▼ -10.9% |
| 2010 | 1.99x | $9.61 Million | $4.84 Million | ▼ -86.9% |
| 2009 | 15.13x | $10.70 Million | $707.00K | ▲ +592.9% |
| 2008 | 2.18x | $10.72 Million | $4.91 Million | ▼ -24.1% |
| 2007 | 2.88x | $9.69 Million | $3.37 Million | ▲ +73.1% |
| 2006 | 1.66x | $8.18 Million | $4.92 Million | ▼ -12.0% |
| 2005 | 1.89x | $9.10 Million | $4.82 Million | ▲ +40.5% |
| 2004 | 1.34x | $6.06 Million | $4.51 Million | ▲ +2.4% |
| 2003 | 1.31x | $5.34 Million | $4.07 Million | ▲ +7.1% |
| 2002 | 1.23x | $4.42 Million | $3.61 Million | ▼ -41.9% |
| 2001 | 2.11x | $5.44 Million | $2.58 Million | ▲ +217.8% |
| 2000 | 0.66x | $2.14 Million | $3.22 Million | ▼ -38.8% |
| 1999 | 1.08x | $2.20 Million | $2.03 Million | ▼ -1.7% |
| 1998 | 1.10x | $2.18 Million | $1.98 Million | ▼ -1.7% |
| 1997 | 1.12x | $1.99 Million | $1.77 Million | ▼ -11.7% |
| 1996 | 1.27x | $2.04 Million | $1.60 Million | — |