Evans Bancorp Inc (EVBN) — Net Asset Quality Index

Latest as of December 2024: 8.4%

Evans Bancorp Inc (EVBN) has a Net Asset Quality Index of 8.4% as of December 2024. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.19 Billion minus total liabilities of $2.00 Billion yields net assets of $183.14 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Evans Bancorp Inc (EVBN) defensive interval to measure how many days the company can operate on defensive assets alone.

Quality Index

8.4%
Equity / Total Assets

Net Assets

$183.14 Million
USD

Total Assets

$2.19 Billion
USD

Total Liabilities

$2.00 Billion
USD

Evans Bancorp Inc Net Asset Quality Index Over Time (1996–2024)

This chart shows how Evans Bancorp Inc's Net Asset Quality Index has evolved across 29 annual periods from 1996 to 2024. As of December 2024, the index stands at 8.4%, representing net assets of $183.14 Million against total assets of $2.19 Billion USD. Explore cash flow conversion of Evans Bancorp Inc to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Evans Bancorp Inc (1996–2024)

The table below presents the year-by-year Net Asset Quality Index for Evans Bancorp Inc from 1996 to 2024, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Evans Bancorp Inc market cap and net worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2024 8.4% $183.14 Million $2.19 Billion $2.00 Billion ▼ -0.1 pp
2023 8.5% $178.22 Million $2.11 Billion $1.93 Billion ▲ +1.4 pp
2022 7.1% $153.99 Million $2.18 Billion $2.02 Billion ▼ -89.9 pp
2021 96.9% $2.14 Billion $2.21 Billion $67.97 Million ▲ +88.7 pp
2020 8.3% $168.91 Million $2.04 Billion $1.88 Billion ▼ -1.9 pp
2019 10.2% $148.45 Million $1.46 Billion $1.31 Billion ▲ +0.7 pp
2018 9.5% $131.65 Million $1.39 Billion $1.26 Billion ▲ +0.3 pp
2017 9.1% $118.34 Million $1.30 Billion $1.18 Billion ▲ +0.3 pp
2016 8.8% $96.75 Million $1.10 Billion $1.00 Billion ▼ -0.9 pp
2015 9.7% $91.26 Million $939.11 Million $847.85 Million ▼ -0.4 pp
2014 10.1% $85.79 Million $846.81 Million $761.02 Million ▲ +0.4 pp
2013 9.7% $80.71 Million $833.50 Million $752.79 Million ▲ +0.4 pp
2012 9.2% $74.83 Million $809.68 Million $734.85 Million ▼ -0.1 pp
2011 9.3% $68.99 Million $740.90 Million $671.91 Million ▼ 0.0 pp
2010 9.4% $63.06 Million $673.92 Million $610.85 Million ▲ +1.5 pp
2009 7.9% $49.24 Million $622.73 Million $573.49 Million ▼ -1.1 pp
2008 9.0% $48.03 Million $531.08 Million $483.06 Million ▼ -0.7 pp
2007 9.7% $43.30 Million $444.40 Million $401.10 Million ▲ +1.4 pp
2006 8.3% $39.54 Million $473.89 Million $434.35 Million ▲ +0.5 pp
2005 7.9% $36.88 Million $468.55 Million $431.67 Million ▼ -0.4 pp
2004 8.3% $35.47 Million $429.04 Million $393.57 Million ▼ -1.7 pp
2003 10.0% $33.32 Million $334.68 Million $301.35 Million ▼ -0.7 pp
2002 10.7% $30.86 Million $288.71 Million $257.85 Million ▼ -0.1 pp
2001 10.8% $26.96 Million $249.15 Million $222.19 Million ▼ -0.4 pp
2000 11.2% $25.18 Million $224.55 Million $199.37 Million ▲ +2.0 pp
1999 9.2% $18.28 Million $198.79 Million $180.50 Million ▼ -1.5 pp
1998 10.7% $18.62 Million $174.12 Million $155.50 Million ▼ -0.1 pp
1997 10.7% $17.04 Million $158.54 Million $141.50 Million ▼ -0.3 pp
1996 11.0% $15.51 Million $140.90 Million $125.39 Million
pp = percentage points