Progressive Corp (PGR) — Cash Flow Quality Index

Latest as of September 2025: 1.99x

Progressive Corp (PGR) has a Cash Flow Quality Index of 1.99x as of September 2025. Operating cash flow of $5.20 Billion exceeds net income of $2.62 Billion, indicating high earnings quality where cash backs reported profits. Explore Progressive Corp (PGR) investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.99x
Operating CF / Net Income

Operating Cash Flow

$5.20 Billion
USD

Net Income

$2.62 Billion
USD

Data as of

Sep 2025
Most recent filing

Progressive Corp Cash Flow Quality Index (1989–2024)

Historical Cash Flow Quality Index for Progressive Corp across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Progressive Corp tangible book value ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Progressive Corp (1989–2024)

Year-by-year earnings quality comparison for Progressive Corp. For live market cap and the full company financial profile, see market cap of Progressive Corp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.78x $15.12 Billion $8.48 Billion ▼ -34.6%
2023 2.73x $10.64 Billion $3.90 Billion ▼ -71.3%
2022 9.49x $6.85 Billion $721.50 Million ▲ +309.8%
2021 2.32x $7.76 Billion $3.35 Billion ▲ +91.3%
2020 1.21x $6.91 Billion $5.70 Billion ▼ -23.1%
2019 1.57x $6.26 Billion $3.98 Billion ▼ -34.4%
2018 2.40x $6.28 Billion $2.62 Billion ▲ +2.0%
2017 2.35x $3.76 Billion $1.60 Billion ▼ -8.0%
2016 2.56x $2.70 Billion $1.06 Billion ▲ +45.0%
2015 1.76x $2.29 Billion $1.30 Billion ▲ +30.9%
2014 1.35x $1.73 Billion $1.28 Billion ▼ -17.4%
2013 1.63x $1.90 Billion $1.17 Billion ▼ -13.0%
2012 1.87x $1.69 Billion $902.30 Million ▲ +27.1%
2011 1.48x $1.50 Billion $1.02 Billion ▼ -6.2%
2010 1.57x $1.68 Billion $1.07 Billion ▲ +11.8%
2009 1.41x $1.49 Billion $1.06 Billion ▼ -7.1%
2007 1.51x $1.79 Billion $1.18 Billion ▲ +23.3%
2006 1.23x $2.02 Billion $1.65 Billion ▼ -14.1%
2005 1.43x $1.99 Billion $1.39 Billion ▼ -11.4%
2004 1.61x $2.66 Billion $1.65 Billion ▼ -16.8%
2003 1.94x $2.44 Billion $1.26 Billion ▼ -32.3%
2002 2.87x $1.91 Billion $667.30 Million ▼ -4.5%
2001 3.00x $1.23 Billion $411.40 Million ▼ -83.2%
2000 17.84x $822.40 Million $46.10 Million ▲ +579.4%
1999 2.63x $775.10 Million $295.20 Million ▲ +94.0%
1998 1.35x $618.00 Million $456.70 Million ▼ -26.3%
1997 1.84x $734.70 Million $400.00 Million ▼ -11.7%
1996 2.08x $652.20 Million $313.70 Million ▼ -1.8%
1995 2.12x $530.60 Million $250.50 Million ▲ +28.7%
1994 1.65x $451.30 Million $274.30 Million ▲ +35.9%
1993 1.21x $323.50 Million $267.30 Million ▲ +12.2%
1992 1.08x $150.60 Million $139.60 Million ▼ -81.4%
1991 5.79x $190.60 Million $32.90 Million ▲ +849.4%
1990 -0.77x $-72.20 Million $93.40 Million ▼ -131.2%
1989 2.47x $193.00 Million $78.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.