Progressive Corp (PGR) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.98x

Progressive Corp (PGR) has a Cash Flow Reinvestment Rate of 0.98x as of September 2025, reinvesting $5.11 Billion (capex $66.00 Million plus investments $-5.05 Billion) from operating cash flow of $5.20 Billion. Check Progressive Corp (PGR) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.98x
(Capex + Investments) / Operating CF

Total Reinvested

$5.11 Billion
Capex + Investments

Operating Cash Flow

$5.20 Billion
USD

Capital Expenditures

$66.00 Million
USD

Progressive Corp Cash Flow Reinvestment Rate (1989–2024)

Historical reinvestment intensity for Progressive Corp across 35 annual periods. Explore investment intensity of Progressive Corp to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Progressive Corp (1989–2024)

Year-by-year capital reinvestment analysis for Progressive Corp. For live market cap and broader valuation context, see Progressive Corp market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.93x $14.03 Billion $15.12 Billion $285.00 Million ▲ +1.4%
2023 0.92x $9.74 Billion $10.64 Billion $252.00 Million ▼ -24.0%
2022 1.20x $8.25 Billion $6.85 Billion $292.00 Million ▲ +220.0%
2021 0.38x $2.92 Billion $7.76 Billion $243.50 Million ▼ -58.4%
2020 0.91x $6.25 Billion $6.91 Billion $223.50 Million ▲ +27.7%
2019 0.71x $4.44 Billion $6.26 Billion $363.50 Million ▼ -37.0%
2018 1.13x $7.07 Billion $6.28 Billion $266.00 Million ▲ +22.4%
2017 0.92x $3.45 Billion $3.76 Billion $155.70 Million ▲ +0.5%
2016 0.91x $2.47 Billion $2.70 Billion $215.00 Million ▲ +77.5%
2015 0.52x $1.18 Billion $2.29 Billion $130.70 Million ▲ +3.7%
2014 0.50x $857.10 Million $1.73 Billion $108.10 Million ▼ -31.7%
2013 0.73x $1.38 Billion $1.90 Billion $140.40 Million ▲ +332.1%
2012 0.17x $284.70 Million $1.69 Billion $127.70 Million ▼ -66.3%
2011 0.50x $747.90 Million $1.50 Billion $78.90 Million ▲ +69.6%
2010 0.29x $494.50 Million $1.68 Billion $64.70 Million ▼ -63.4%
2009 0.80x $1.20 Billion $1.49 Billion $66.60 Million ▲ +1165.3%
2008 0.06x $98.50 Million $1.55 Billion $98.50 Million ▼ -16.5%
2007 0.08x $136.30 Million $1.79 Billion $136.30 Million ▼ -53.9%
2006 0.17x $334.30 Million $2.02 Billion $334.30 Million ▲ +50.1%
2005 0.11x $219.30 Million $1.99 Billion $219.30 Million ▲ +52.5%
2004 0.07x $192.00 Million $2.66 Billion $192.00 Million ▲ +2.7%
2003 0.07x $171.10 Million $2.44 Billion $171.10 Million ▲ +49.3%
2002 0.05x $89.90 Million $1.91 Billion $89.90 Million ▼ -22.5%
2001 0.06x $74.90 Million $1.23 Billion $74.90 Million ▼ -61.7%
2000 0.16x $130.30 Million $822.40 Million $130.30 Million ▼ -16.7%
1999 0.19x $147.50 Million $775.10 Million $147.50 Million ▼ -32.5%
1998 0.28x $174.20 Million $618.00 Million $174.20 Million ▲ +69.9%
1997 0.17x $121.90 Million $734.70 Million $121.90 Million ▲ +202.3%
1996 0.05x $35.80 Million $652.20 Million $35.80 Million ▼ -24.0%
1995 0.07x $38.30 Million $530.60 Million $38.30 Million ▼ -44.0%
1994 0.13x $58.20 Million $451.30 Million $58.20 Million ▼ -30.5%
1993 0.19x $60.00 Million $323.50 Million $60.00 Million ▲ +130.8%
1992 0.08x $12.10 Million $150.60 Million $12.10 Million ▼ -66.0%
1991 0.24x $45.10 Million $190.60 Million $45.10 Million ▲ +170.2%
1989 0.09x $16.90 Million $193.00 Million $16.90 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow