Progressive Corp (PGR) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.98x

Progressive Corp (PGR) has a Cash Flow Reinvestment Rate of 0.98x as of September 2025, reinvesting $5.11 Billion (capex $66.00 Million plus investments $-5.05 Billion) from operating cash flow of $5.20 Billion. Explore Progressive Corp capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.98x
(Capex + Investments) / Operating CF

Total Reinvested

$5.11 Billion
Capex + Investments

Operating Cash Flow

$5.20 Billion
USD

Capital Expenditures

$66.00 Million
USD

Progressive Corp Cash Flow Reinvestment Rate (1989–2024)

Historical reinvestment intensity for Progressive Corp across 35 annual periods. Also explore how large is Progressive Corp's balance sheet for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Progressive Corp (1989–2024)

Year-by-year capital reinvestment analysis for Progressive Corp. For live market cap and broader valuation context, see Progressive Corp stock valuation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.93x $14.03 Billion $15.12 Billion $285.00 Million ▲ +1.4%
2023 0.92x $9.74 Billion $10.64 Billion $252.00 Million ▼ -24.0%
2022 1.20x $8.25 Billion $6.85 Billion $292.00 Million ▲ +220.0%
2021 0.38x $2.92 Billion $7.76 Billion $243.50 Million ▼ -58.4%
2020 0.91x $6.25 Billion $6.91 Billion $223.50 Million ▲ +27.7%
2019 0.71x $4.44 Billion $6.26 Billion $363.50 Million ▼ -37.0%
2018 1.13x $7.07 Billion $6.28 Billion $266.00 Million ▲ +22.4%
2017 0.92x $3.45 Billion $3.76 Billion $155.70 Million ▲ +0.5%
2016 0.91x $2.47 Billion $2.70 Billion $215.00 Million ▲ +77.5%
2015 0.52x $1.18 Billion $2.29 Billion $130.70 Million ▲ +3.7%
2014 0.50x $857.10 Million $1.73 Billion $108.10 Million ▼ -31.7%
2013 0.73x $1.38 Billion $1.90 Billion $140.40 Million ▲ +332.1%
2012 0.17x $284.70 Million $1.69 Billion $127.70 Million ▼ -66.3%
2011 0.50x $747.90 Million $1.50 Billion $78.90 Million ▲ +69.6%
2010 0.29x $494.50 Million $1.68 Billion $64.70 Million ▼ -63.4%
2009 0.80x $1.20 Billion $1.49 Billion $66.60 Million ▲ +1165.3%
2008 0.06x $98.50 Million $1.55 Billion $98.50 Million ▼ -16.5%
2007 0.08x $136.30 Million $1.79 Billion $136.30 Million ▼ -53.9%
2006 0.17x $334.30 Million $2.02 Billion $334.30 Million ▲ +50.1%
2005 0.11x $219.30 Million $1.99 Billion $219.30 Million ▲ +52.5%
2004 0.07x $192.00 Million $2.66 Billion $192.00 Million ▲ +2.7%
2003 0.07x $171.10 Million $2.44 Billion $171.10 Million ▲ +49.3%
2002 0.05x $89.90 Million $1.91 Billion $89.90 Million ▼ -22.5%
2001 0.06x $74.90 Million $1.23 Billion $74.90 Million ▼ -61.7%
2000 0.16x $130.30 Million $822.40 Million $130.30 Million ▼ -16.7%
1999 0.19x $147.50 Million $775.10 Million $147.50 Million ▼ -32.5%
1998 0.28x $174.20 Million $618.00 Million $174.20 Million ▲ +69.9%
1997 0.17x $121.90 Million $734.70 Million $121.90 Million ▲ +202.3%
1996 0.05x $35.80 Million $652.20 Million $35.80 Million ▼ -24.0%
1995 0.07x $38.30 Million $530.60 Million $38.30 Million ▼ -44.0%
1994 0.13x $58.20 Million $451.30 Million $58.20 Million ▼ -30.5%
1993 0.19x $60.00 Million $323.50 Million $60.00 Million ▲ +130.8%
1992 0.08x $12.10 Million $150.60 Million $12.10 Million ▼ -66.0%
1991 0.24x $45.10 Million $190.60 Million $45.10 Million ▲ +170.2%
1989 0.09x $16.90 Million $193.00 Million $16.90 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow