Progressive Corp (PGR) — Free Cash Flow Generation Index

Latest as of June 2026: 0.96x

Progressive Corp (PGR) has a Free Cash Flow Generation Index of 0.96x as of June 2026. Free cash flow of $3.47 Billion represents 1% of operating cash flow ($3.61 Billion). Explore capital reinvestment ratio of Progressive Corp to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.96x
Free Cash Flow / Operating CF

Free Cash Flow

$3.47 Billion
USD

Operating Cash Flow

$3.61 Billion
USD

Capital Expenditures

$138.00 Million
USD

Progressive Corp Free Cash Flow Generation Index (1989–2025)

Historical FCF Generation Index trend for Progressive Corp across 36 annual periods. For the full cash flow conversion analysis, see Progressive Corp cash flow conversion.

Annual Free Cash Flow Generation for Progressive Corp (1989–2025)

Year-by-year Free Cash Flow Generation Index for Progressive Corp. Check Progressive Corp (PGR) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.98x $17.20 Billion $17.55 Billion $348.00 Million ▼ -0.1%
2024 0.98x $14.83 Billion $15.12 Billion $285.00 Million ▲ +0.5%
2023 0.98x $10.39 Billion $10.64 Billion $252.00 Million ▲ +2.0%
2022 0.96x $6.56 Billion $6.85 Billion $292.00 Million ▼ -1.2%
2021 0.97x $7.52 Billion $7.76 Billion $243.50 Million ▲ +0.1%
2020 0.97x $6.68 Billion $6.91 Billion $223.50 Million ▲ +2.7%
2019 0.94x $5.90 Billion $6.26 Billion $363.50 Million ▼ -1.6%
2018 0.96x $6.02 Billion $6.28 Billion $266.00 Million ▼ -0.1%
2017 0.96x $3.60 Billion $3.76 Billion $155.70 Million ▲ +4.1%
2016 0.92x $2.49 Billion $2.70 Billion $215.00 Million ▼ -2.4%
2015 0.94x $2.16 Billion $2.29 Billion $130.70 Million ▲ +0.6%
2014 0.94x $1.62 Billion $1.73 Billion $108.10 Million ▲ +1.2%
2013 0.93x $1.76 Billion $1.90 Billion $140.40 Million ▲ +0.2%
2012 0.92x $1.56 Billion $1.69 Billion $127.70 Million ▼ -2.4%
2011 0.95x $1.42 Billion $1.50 Billion $78.90 Million ▼ -1.5%
2010 0.96x $1.61 Billion $1.68 Billion $64.70 Million ▲ +0.7%
2009 0.96x $1.42 Billion $1.49 Billion $66.60 Million ▲ +2.0%
2008 0.94x $1.45 Billion $1.55 Billion $98.50 Million ▲ +1.4%
2007 0.92x $1.65 Billion $1.79 Billion $136.30 Million ▲ +10.7%
2006 0.83x $1.69 Billion $2.02 Billion $334.30 Million ▼ -6.2%
2005 0.89x $1.77 Billion $1.99 Billion $219.30 Million ▼ -4.1%
2004 0.93x $2.47 Billion $2.66 Billion $192.00 Million ▼ -0.2%
2003 0.93x $2.27 Billion $2.44 Billion $171.10 Million ▼ -2.4%
2002 0.95x $1.82 Billion $1.91 Billion $89.90 Million ▲ +1.5%
2001 0.94x $1.16 Billion $1.23 Billion $74.90 Million ▲ +11.6%
2000 0.84x $692.10 Million $822.40 Million $130.30 Million ▲ +3.9%
1999 0.81x $627.60 Million $775.10 Million $147.50 Million ▲ +12.8%
1998 0.72x $443.80 Million $618.00 Million $174.20 Million ▼ -13.9%
1997 0.83x $612.80 Million $734.70 Million $121.90 Million ▼ -11.7%
1996 0.95x $616.40 Million $652.20 Million $35.80 Million ▲ +1.9%
1995 0.93x $492.30 Million $530.60 Million $38.30 Million ▲ +6.5%
1994 0.87x $393.10 Million $451.30 Million $58.20 Million ▲ +6.9%
1993 0.81x $263.50 Million $323.50 Million $60.00 Million ▼ -11.4%
1992 0.92x $138.50 Million $150.60 Million $12.10 Million ▲ +20.5%
1991 0.76x $145.50 Million $190.60 Million $45.10 Million ▼ -16.3%
1989 0.91x $176.10 Million $193.00 Million $16.90 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).