PennyMac Mortgage Investment Trust (PMT) — Cash Flow Quality Index
PennyMac Mortgage Investment Trust (PMT) has a Cash Flow Quality Index of -22.26x as of September 2025. Operating cash flow of $-1.30 Billion is below net income of $58.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PennyMac Mortgage Investment Trust cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
PennyMac Mortgage Investment Trust Cash Flow Quality Index (2010–2024)
Historical Cash Flow Quality Index for PennyMac Mortgage Investment Trust across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see PMT operating cash flow.
Annual Cash Flow Quality Index for PennyMac Mortgage Investment Trust (2010–2024)
Year-by-year earnings quality comparison for PennyMac Mortgage Investment Trust.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -16.87x | $-2.70 Billion | $160.20 Million | ▼ -351.4% |
| 2023 | 6.71x | $1.34 Billion | $199.65 Million | ▲ +113.5% |
| 2021 | -49.60x | $-2.82 Billion | $56.85 Million | ▼ -486.7% |
| 2020 | 12.82x | $671.66 Million | $52.37 Million | ▲ +197.2% |
| 2019 | -13.19x | $-2.99 Billion | $226.36 Million | ▼ -251.2% |
| 2018 | -3.75x | $-573.75 Million | $152.80 Million | ▼ -298.2% |
| 2017 | 1.89x | $223.12 Million | $117.75 Million | ▲ +123.1% |
| 2016 | -8.20x | $-621.54 Million | $75.81 Million | ▲ +14.4% |
| 2015 | -9.58x | $-863.19 Million | $90.10 Million | ▼ -409.2% |
| 2014 | -1.88x | $-366.04 Million | $194.54 Million | ▼ -55.1% |
| 2013 | -1.21x | $-242.83 Million | $200.19 Million | ▲ +79.6% |
| 2012 | -5.93x | $-820.40 Million | $138.25 Million | ▼ -39.0% |
| 2011 | -4.27x | $-275.13 Million | $64.44 Million | ▼ -358.7% |
| 2010 | -0.93x | $-22.79 Million | $24.48 Million | — |