Third Coast Bancshares, Inc. (TCBX) — Cash Flow Quality Index
Third Coast Bancshares, Inc. (TCBX) has a Cash Flow Quality Index of -2.36x as of March 2026. Operating cash flow of $-38.70 Million is below net income of $16.37 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore TCBX long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Third Coast Bancshares, Inc. Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Third Coast Bancshares, Inc. across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TCBX tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Third Coast Bancshares, Inc. (2019–2025)
Year-by-year earnings quality comparison for Third Coast Bancshares, Inc.. For live market cap and the full company financial profile, see how much is Third Coast Bancshares, Inc. worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.77x | $50.84 Million | $66.29 Million | ▲ +4.0% |
| 2024 | 0.74x | $35.14 Million | $47.67 Million | ▼ -37.0% |
| 2023 | 1.17x | $39.08 Million | $33.40 Million | ▲ +0.2% |
| 2022 | 1.17x | $21.79 Million | $18.66 Million | ▲ +191.0% |
| 2021 | 0.40x | $4.58 Million | $11.42 Million | ▲ +233.0% |
| 2020 | -0.30x | $-3.65 Million | $12.12 Million | ▼ -120.0% |
| 2019 | 1.51x | $3.59 Million | $2.38 Million | — |