Third Coast Bancshares, Inc. (TCBX) — Cash Flow Quality Index
Third Coast Bancshares, Inc. (TCBX) has a Cash Flow Quality Index of -2.36x as of March 2026. Operating cash flow of $-38.70 Million is below net income of $16.37 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Third Coast Bancshares, Inc. operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Third Coast Bancshares, Inc. Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Third Coast Bancshares, Inc. across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TCBX capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Third Coast Bancshares, Inc. (2019–2025)
Year-by-year earnings quality comparison for Third Coast Bancshares, Inc.. For live market cap and the full company financial profile, see Third Coast Bancshares, Inc. stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.77x | $50.84 Million | $66.29 Million | ▲ +4.0% |
| 2024 | 0.74x | $35.14 Million | $47.67 Million | ▼ -37.0% |
| 2023 | 1.17x | $39.08 Million | $33.40 Million | ▲ +0.2% |
| 2022 | 1.17x | $21.79 Million | $18.66 Million | ▲ +191.0% |
| 2021 | 0.40x | $4.58 Million | $11.42 Million | ▲ +233.0% |
| 2020 | -0.30x | $-3.65 Million | $12.12 Million | ▼ -120.0% |
| 2019 | 1.51x | $3.59 Million | $2.38 Million | — |