Third Coast Bancshares, Inc. Cash Flow Quality Index
Third Coast Bancshares, Inc. cash flow quality index. Third Coast Bancshares, Inc. (TCBX) has a Cash Flow Quality Index of 0.16x as of June 2026. Operating cash flow of $6.26 Million is below net income of $38.35 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore TCBX debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Third Coast Bancshares, Inc. (2019–2025)
Cash flow quality index of Third Coast Bancshares, Inc. from 2019 to 2025. Historical Cash Flow Quality Index for Third Coast Bancshares, Inc. across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. See debt-free asset ratio of Third Coast Bancshares, Inc. to measure how much of total assets are equity-financed.
Third Coast Bancshares, Inc. Cash Flow Quality Index by Year (2019–2025)
Third Coast Bancshares, Inc. cash flow quality index by year from 2019 to 2025. Year-by-year earnings quality comparison for Third Coast Bancshares, Inc.. For the full cash flow conversion analysis, see Third Coast Bancshares, Inc. cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.77x | $50.84 Million | $66.29 Million | ▲ +4.0% |
| 2024 | 0.74x | $35.14 Million | $47.67 Million | ▼ -37.0% |
| 2023 | 1.17x | $39.08 Million | $33.40 Million | ▲ +0.2% |
| 2022 | 1.17x | $21.79 Million | $18.66 Million | ▲ +191.0% |
| 2021 | 0.40x | $4.58 Million | $11.42 Million | ▲ +233.0% |
| 2020 | -0.30x | $-3.65 Million | $12.12 Million | ▼ -120.0% |
| 2019 | 1.51x | $3.59 Million | $2.38 Million | — |