Third Coast Bancshares, Inc. (TCBX) — Working Capital to Net Assets Ratio
Third Coast Bancshares, Inc. (TCBX) has a Working Capital to Net Assets ratio of -727.8% as of June 2026. Working capital of $-4.88 Billion (current assets of $1.04 Billion minus current liabilities of $5.92 Billion) is measured against net assets of $670.77 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See operational self-sufficiency of Third Coast Bancshares, Inc. to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Third Coast Bancshares, Inc. Working Capital to Net Assets (2019–2025)
This chart shows how Third Coast Bancshares, Inc.'s Working Capital to Net Assets ratio has evolved across 7 annual periods from 2019 to 2025. As of June 2026, the ratio stands at -727.8%, reflecting working capital of $-4.88 Billion against net assets of $670.77 Million USD. For the complete balance sheet picture, see how large is Third Coast Bancshares, Inc.'s balance sheet.
Annual Working Capital to Net Assets for Third Coast Bancshares, Inc. (2019–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Third Coast Bancshares, Inc. from 2019 to 2025, covering 7 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Third Coast Bancshares, Inc. (TCBX) asset resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -798.8% | $-4.24 Billion | $531.03 Million | $428.62 Million | $4.67 Billion | ▼ -24.8 pp |
| 2024 | -774.1% | $-3.57 Billion | $460.72 Million | $781.36 Million | $4.35 Billion | ▲ +38.8 pp |
| 2023 | -812.8% | $-3.35 Billion | $411.97 Million | $498.13 Million | $3.85 Billion | ▼ -93.8 pp |
| 2022 | -719.1% | $-2.75 Billion | $381.78 Million | $524.27 Million | $3.27 Billion | ▼ -124.1 pp |
| 2021 | -595.0% | $-1.78 Billion | $299.01 Million | $363.52 Million | $2.14 Billion | ▲ +550.6 pp |
| 2020 | -1145.6% | $-1.39 Billion | $121.72 Million | $240.67 Million | $1.64 Billion | ▲ +92.3 pp |
| 2019 | -1237.9% | $-709.37 Million | $57.30 Million | $99.64 Million | $809.00 Million | — |