Third Coast Bancshares, Inc. (TCBX) — Defensive Interval Ratio

Latest as of March 2026: 64452 days

Third Coast Bancshares, Inc. (TCBX) has a Defensive Interval Ratio of 64452 days as of March 2026. Defensive assets of $467.23 Million (cash $-, short-term investments $435.85 Million, receivables $31.39 Million) cover 64452 days of daily cash needs of $7.25K/day. Check Third Coast Bancshares, Inc. (TCBX) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

64452 days
Days of operational coverage

Defensive Assets

$467.23 Million
Cash + ST Investments + Receivables

Daily Cash Need

$7.25K
Current Liabilities ÷ 365

Current Liabilities

$2.65 Million
USD

Third Coast Bancshares, Inc. Defensive Interval Ratio (2019–2025)

This chart shows how Third Coast Bancshares, Inc.'s Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 64452 days, meaning defensive assets of $467.23 Million can fund 64452 days of operations without new revenue. Also explore how fast is Third Coast Bancshares, Inc. growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Third Coast Bancshares, Inc. (2019–2025)

The table below presents the year-by-year Defensive Interval Ratio for Third Coast Bancshares, Inc. from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Third Coast Bancshares, Inc..

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 20 days $253.15 Million $12.80 Million/day $- $223.91 Million ▼ -15 days
2024 34 days $409.85 Million $11.91 Million/day $- $384.02 Million ▲ +15 days
2023 19 days $201.21 Million $10.54 Million/day $- $178.09 Million ▼ -3 days
2022 22 days $194.41 Million $8.96 Million/day $- $176.07 Million ▲ +15 days
2021 6 days $36.66 Million $5.87 Million/day $- $26.43 Million ▼ -3 days
2020 9 days $39.27 Million $4.48 Million/day $- $25.59 Million ▲ +7 days
2019 2 days $3.79 Million $2.22 Million/day $- $536.33K
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)