Third Coast Bancshares, Inc. (TCBX) — Defensive Interval Ratio
Third Coast Bancshares, Inc. (TCBX) has a Defensive Interval Ratio of 64452 days as of March 2026. Defensive assets of $467.23 Million (cash $-, short-term investments $435.85 Million, receivables $31.39 Million) cover 64452 days of daily cash needs of $7.25K/day. See Third Coast Bancshares, Inc. (TCBX) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Third Coast Bancshares, Inc. Defensive Interval Ratio (2019–2025)
This chart shows how Third Coast Bancshares, Inc.'s Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 64452 days, meaning defensive assets of $467.23 Million can fund 64452 days of operations without new revenue. See Third Coast Bancshares, Inc. balance sheet independence to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Third Coast Bancshares, Inc. (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Third Coast Bancshares, Inc. from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Third Coast Bancshares, Inc. market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 20 days | $253.15 Million | $12.80 Million/day | $- | $223.91 Million | ▼ -15 days |
| 2024 | 34 days | $409.85 Million | $11.91 Million/day | $- | $384.02 Million | ▲ +15 days |
| 2023 | 19 days | $201.21 Million | $10.54 Million/day | $- | $178.09 Million | ▼ -3 days |
| 2022 | 22 days | $194.41 Million | $8.96 Million/day | $- | $176.07 Million | ▲ +15 days |
| 2021 | 6 days | $36.66 Million | $5.87 Million/day | $- | $26.43 Million | ▼ -3 days |
| 2020 | 9 days | $39.27 Million | $4.48 Million/day | $- | $25.59 Million | ▲ +7 days |
| 2019 | 2 days | $3.79 Million | $2.22 Million/day | $- | $536.33K | — |