Third Coast Bancshares, Inc. Defensive Interval Ratio
Third Coast Bancshares, Inc. defensive interval ratio. Third Coast Bancshares, Inc. (TCBX) has a Defensive Interval Ratio of 39 days as of June 2026. Defensive assets of $633.81 Million (cash $-, short-term investments $603.50 Million, receivables $30.31 Million) cover 39 days of daily cash needs of $16.22 Million/day. Explore TCBX long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Third Coast Bancshares, Inc. (2019–2025)
Defensive interval ratio of Third Coast Bancshares, Inc. from 2019 to 2025. This chart shows how Third Coast Bancshares, Inc.'s Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of June 2026, the ratio stands at 39 days, meaning defensive assets of $633.81 Million can fund 39 days of operations without new revenue. Read TCBX current and long-term liabilities for a breakdown of total debt and financial obligations.
Third Coast Bancshares, Inc. Defensive Interval Ratio by Year (2019–2025)
Third Coast Bancshares, Inc. defensive interval ratio by year from 2019 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Third Coast Bancshares, Inc. from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see TCBX current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 20 days | $253.15 Million | $12.80 Million/day | $- | $223.91 Million | ▼ -15 days |
| 2024 | 34 days | $409.85 Million | $11.91 Million/day | $- | $384.02 Million | ▲ +15 days |
| 2023 | 19 days | $201.21 Million | $10.54 Million/day | $- | $178.09 Million | ▼ -3 days |
| 2022 | 22 days | $194.41 Million | $8.96 Million/day | $- | $176.07 Million | ▲ +15 days |
| 2021 | 6 days | $36.66 Million | $5.87 Million/day | $- | $26.43 Million | ▼ -3 days |
| 2020 | 9 days | $39.27 Million | $4.48 Million/day | $- | $25.59 Million | ▲ +7 days |
| 2019 | 2 days | $3.79 Million | $2.22 Million/day | $- | $536.33K | — |