Truist Financial Corp (TFC) — Cash Flow Quality Index
Truist Financial Corp (TFC) has a Cash Flow Quality Index of 0.46x as of March 2026. Operating cash flow of $679.00 Million is below net income of $1.48 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore TFC operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Truist Financial Corp Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Truist Financial Corp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Truist Financial Corp.
Annual Cash Flow Quality Index for Truist Financial Corp (1989–2025)
Year-by-year earnings quality comparison for Truist Financial Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.08x | $5.74 Billion | $5.31 Billion | ▲ +141.9% |
| 2024 | 0.45x | $2.16 Billion | $4.84 Billion | ▼ -74.7% |
| 2022 | 1.77x | $11.08 Billion | $6.27 Billion | ▲ +44.2% |
| 2021 | 1.23x | $7.89 Billion | $6.44 Billion | ▼ -25.9% |
| 2020 | 1.66x | $7.44 Billion | $4.49 Billion | ▲ +252.6% |
| 2019 | 0.47x | $1.52 Billion | $3.24 Billion | ▼ -64.8% |
| 2018 | 1.34x | $4.35 Billion | $3.26 Billion | ▼ -30.4% |
| 2017 | 1.92x | $4.63 Billion | $2.42 Billion | ▲ +50.5% |
| 2016 | 1.28x | $3.12 Billion | $2.44 Billion | ▼ -13.5% |
| 2015 | 1.47x | $3.13 Billion | $2.12 Billion | ▲ +1.4% |
| 2014 | 1.46x | $3.21 Billion | $2.21 Billion | ▼ -52.8% |
| 2013 | 3.09x | $5.34 Billion | $1.73 Billion | ▲ +69.2% |
| 2012 | 1.82x | $3.70 Billion | $2.03 Billion | ▼ -43.2% |
| 2011 | 3.21x | $4.28 Billion | $1.33 Billion | ▼ -5.4% |
| 2010 | 3.39x | $2.90 Billion | $854.00 Million | ▲ +703.7% |
| 2009 | -0.56x | $-493.00 Million | $877.00 Million | ▼ -116.1% |
| 2008 | 3.50x | $5.36 Billion | $1.53 Billion | ▲ +449.9% |
| 2007 | 0.64x | $1.11 Billion | $1.75 Billion | ▲ +26.9% |
| 2006 | 0.50x | $767.00 Million | $1.53 Billion | ▼ -51.4% |
| 2005 | 1.03x | $1.71 Billion | $1.65 Billion | ▼ -44.3% |
| 2004 | 1.85x | $2.89 Billion | $1.56 Billion | ▼ -48.1% |
| 2003 | 3.57x | $3.81 Billion | $1.06 Billion | ▲ +470.5% |
| 2002 | 0.63x | $816.46 Million | $1.30 Billion | ▲ +549.5% |
| 2001 | 0.10x | $93.92 Million | $973.64 Million | ▼ -77.5% |
| 2000 | 0.43x | $299.82 Million | $698.49 Million | ▼ -83.1% |
| 1999 | 2.55x | $1.98 Billion | $778.73 Million | ▲ +589.2% |
| 1998 | 0.37x | $240.86 Million | $651.74 Million | ▼ -54.0% |
| 1997 | 0.80x | $328.40 Million | $408.40 Million | ▼ -32.2% |
| 1996 | 1.19x | $406.90 Million | $343.30 Million | ▼ -6.8% |
| 1995 | 1.27x | $289.20 Million | $227.30 Million | ▼ -68.6% |
| 1994 | 4.05x | $443.50 Million | $109.60 Million | ▲ +1153.8% |
| 1993 | 0.32x | $24.40 Million | $75.60 Million | ▼ -76.7% |
| 1992 | 1.39x | $69.50 Million | $50.10 Million | ▼ -17.5% |
| 1991 | 1.68x | $51.80 Million | $30.80 Million | ▼ -11.9% |
| 1990 | 1.91x | $43.70 Million | $22.90 Million | ▼ -3.3% |
| 1989 | 1.97x | $50.70 Million | $25.70 Million | — |