Truist Financial Corp (TFC) — Cash Flow Quality Index
Truist Financial Corp (TFC) has a Cash Flow Quality Index of 0.46x as of March 2026. Operating cash flow of $679.00 Million is below net income of $1.48 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Truist Financial Corp generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Truist Financial Corp Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Truist Financial Corp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Truist Financial Corp (TFC) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Truist Financial Corp (1989–2025)
Year-by-year earnings quality comparison for Truist Financial Corp. For live market cap and the full company financial profile, see market value of Truist Financial Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.08x | $5.74 Billion | $5.31 Billion | ▲ +141.9% |
| 2024 | 0.45x | $2.16 Billion | $4.84 Billion | ▼ -74.7% |
| 2022 | 1.77x | $11.08 Billion | $6.27 Billion | ▲ +44.2% |
| 2021 | 1.23x | $7.89 Billion | $6.44 Billion | ▼ -25.9% |
| 2020 | 1.66x | $7.44 Billion | $4.49 Billion | ▲ +252.6% |
| 2019 | 0.47x | $1.52 Billion | $3.24 Billion | ▼ -64.8% |
| 2018 | 1.34x | $4.35 Billion | $3.26 Billion | ▼ -30.4% |
| 2017 | 1.92x | $4.63 Billion | $2.42 Billion | ▲ +50.5% |
| 2016 | 1.28x | $3.12 Billion | $2.44 Billion | ▼ -13.5% |
| 2015 | 1.47x | $3.13 Billion | $2.12 Billion | ▲ +1.4% |
| 2014 | 1.46x | $3.21 Billion | $2.21 Billion | ▼ -52.8% |
| 2013 | 3.09x | $5.34 Billion | $1.73 Billion | ▲ +69.2% |
| 2012 | 1.82x | $3.70 Billion | $2.03 Billion | ▼ -43.2% |
| 2011 | 3.21x | $4.28 Billion | $1.33 Billion | ▼ -5.4% |
| 2010 | 3.39x | $2.90 Billion | $854.00 Million | ▲ +703.7% |
| 2009 | -0.56x | $-493.00 Million | $877.00 Million | ▼ -116.1% |
| 2008 | 3.50x | $5.36 Billion | $1.53 Billion | ▲ +449.9% |
| 2007 | 0.64x | $1.11 Billion | $1.75 Billion | ▲ +26.9% |
| 2006 | 0.50x | $767.00 Million | $1.53 Billion | ▼ -51.4% |
| 2005 | 1.03x | $1.71 Billion | $1.65 Billion | ▼ -44.3% |
| 2004 | 1.85x | $2.89 Billion | $1.56 Billion | ▼ -48.1% |
| 2003 | 3.57x | $3.81 Billion | $1.06 Billion | ▲ +470.5% |
| 2002 | 0.63x | $816.46 Million | $1.30 Billion | ▲ +549.5% |
| 2001 | 0.10x | $93.92 Million | $973.64 Million | ▼ -77.5% |
| 2000 | 0.43x | $299.82 Million | $698.49 Million | ▼ -83.1% |
| 1999 | 2.55x | $1.98 Billion | $778.73 Million | ▲ +589.2% |
| 1998 | 0.37x | $240.86 Million | $651.74 Million | ▼ -54.0% |
| 1997 | 0.80x | $328.40 Million | $408.40 Million | ▼ -32.2% |
| 1996 | 1.19x | $406.90 Million | $343.30 Million | ▼ -6.8% |
| 1995 | 1.27x | $289.20 Million | $227.30 Million | ▼ -68.6% |
| 1994 | 4.05x | $443.50 Million | $109.60 Million | ▲ +1153.8% |
| 1993 | 0.32x | $24.40 Million | $75.60 Million | ▼ -76.7% |
| 1992 | 1.39x | $69.50 Million | $50.10 Million | ▼ -17.5% |
| 1991 | 1.68x | $51.80 Million | $30.80 Million | ▼ -11.9% |
| 1990 | 1.91x | $43.70 Million | $22.90 Million | ▼ -3.3% |
| 1989 | 1.97x | $50.70 Million | $25.70 Million | — |