Truist Financial Corp (TFC) — Cash Flow Quality Index
Truist Financial Corp (TFC) has a Cash Flow Quality Index of 0.46x as of March 2026. Operating cash flow of $679.00 Million is below net income of $1.48 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Truist Financial Corp strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Truist Financial Corp Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Truist Financial Corp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TFC tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Truist Financial Corp (1989–2025)
Year-by-year earnings quality comparison for Truist Financial Corp. For live market cap and the full company financial profile, see Truist Financial Corp market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.08x | $5.74 Billion | $5.31 Billion | ▲ +141.9% |
| 2024 | 0.45x | $2.16 Billion | $4.84 Billion | ▼ -74.7% |
| 2022 | 1.77x | $11.08 Billion | $6.27 Billion | ▲ +44.2% |
| 2021 | 1.23x | $7.89 Billion | $6.44 Billion | ▼ -25.9% |
| 2020 | 1.66x | $7.44 Billion | $4.49 Billion | ▲ +252.6% |
| 2019 | 0.47x | $1.52 Billion | $3.24 Billion | ▼ -64.8% |
| 2018 | 1.34x | $4.35 Billion | $3.26 Billion | ▼ -30.4% |
| 2017 | 1.92x | $4.63 Billion | $2.42 Billion | ▲ +50.5% |
| 2016 | 1.28x | $3.12 Billion | $2.44 Billion | ▼ -13.5% |
| 2015 | 1.47x | $3.13 Billion | $2.12 Billion | ▲ +1.4% |
| 2014 | 1.46x | $3.21 Billion | $2.21 Billion | ▼ -52.8% |
| 2013 | 3.09x | $5.34 Billion | $1.73 Billion | ▲ +69.2% |
| 2012 | 1.82x | $3.70 Billion | $2.03 Billion | ▼ -43.2% |
| 2011 | 3.21x | $4.28 Billion | $1.33 Billion | ▼ -5.4% |
| 2010 | 3.39x | $2.90 Billion | $854.00 Million | ▲ +703.7% |
| 2009 | -0.56x | $-493.00 Million | $877.00 Million | ▼ -116.1% |
| 2008 | 3.50x | $5.36 Billion | $1.53 Billion | ▲ +449.9% |
| 2007 | 0.64x | $1.11 Billion | $1.75 Billion | ▲ +26.9% |
| 2006 | 0.50x | $767.00 Million | $1.53 Billion | ▼ -51.4% |
| 2005 | 1.03x | $1.71 Billion | $1.65 Billion | ▼ -44.3% |
| 2004 | 1.85x | $2.89 Billion | $1.56 Billion | ▼ -48.1% |
| 2003 | 3.57x | $3.81 Billion | $1.06 Billion | ▲ +470.5% |
| 2002 | 0.63x | $816.46 Million | $1.30 Billion | ▲ +549.5% |
| 2001 | 0.10x | $93.92 Million | $973.64 Million | ▼ -77.5% |
| 2000 | 0.43x | $299.82 Million | $698.49 Million | ▼ -83.1% |
| 1999 | 2.55x | $1.98 Billion | $778.73 Million | ▲ +589.2% |
| 1998 | 0.37x | $240.86 Million | $651.74 Million | ▼ -54.0% |
| 1997 | 0.80x | $328.40 Million | $408.40 Million | ▼ -32.2% |
| 1996 | 1.19x | $406.90 Million | $343.30 Million | ▼ -6.8% |
| 1995 | 1.27x | $289.20 Million | $227.30 Million | ▼ -68.6% |
| 1994 | 4.05x | $443.50 Million | $109.60 Million | ▲ +1153.8% |
| 1993 | 0.32x | $24.40 Million | $75.60 Million | ▼ -76.7% |
| 1992 | 1.39x | $69.50 Million | $50.10 Million | ▼ -17.5% |
| 1991 | 1.68x | $51.80 Million | $30.80 Million | ▼ -11.9% |
| 1990 | 1.91x | $43.70 Million | $22.90 Million | ▼ -3.3% |
| 1989 | 1.97x | $50.70 Million | $25.70 Million | — |