Truist Financial Corp (TFC) — Cash Flow-to-Debt Ratio
Truist Financial Corp (TFC) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $679.00 Million could theoretically repay 0% of its total liabilities ($484.76 Billion) in one year. See Truist Financial Corp (TFC) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Truist Financial Corp Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for Truist Financial Corp across 37 annual periods. For the full cash flow conversion analysis, see Truist Financial Corp (TFC) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Truist Financial Corp (1989–2025)
Year-by-year debt coverage analysis for Truist Financial Corp. Check Truist Financial Corp cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $5.74 Billion | $482.35 Billion | ▲ +157.0% |
| 2024 | 0.00x | $2.16 Billion | $467.50 Billion | ▼ -74.5% |
| 2023 | 0.02x | $8.63 Billion | $476.10 Billion | ▼ -19.1% |
| 2022 | 0.02x | $11.08 Billion | $494.72 Billion | ▲ +34.0% |
| 2021 | 0.02x | $7.89 Billion | $471.97 Billion | ▼ -1.4% |
| 2020 | 0.02x | $7.44 Billion | $438.32 Billion | ▲ +353.8% |
| 2019 | 0.00x | $1.52 Billion | $406.52 Billion | ▼ -83.2% |
| 2018 | 0.02x | $4.35 Billion | $195.52 Billion | ▼ -7.9% |
| 2017 | 0.02x | $4.63 Billion | $191.95 Billion | ▲ +46.8% |
| 2016 | 0.02x | $3.12 Billion | $189.35 Billion | ▼ -4.1% |
| 2015 | 0.02x | $3.13 Billion | $182.61 Billion | ▼ -13.2% |
| 2014 | 0.02x | $3.21 Billion | $162.46 Billion | ▼ -40.7% |
| 2013 | 0.03x | $5.34 Billion | $160.20 Billion | ▲ +46.6% |
| 2012 | 0.02x | $3.70 Billion | $162.65 Billion | ▼ -16.5% |
| 2011 | 0.03x | $4.28 Billion | $157.10 Billion | ▲ +32.0% |
| 2010 | 0.02x | $2.90 Billion | $140.58 Billion | ▲ +725.2% |
| 2009 | 0.00x | $-493.00 Million | $149.52 Billion | ▼ -108.4% |
| 2008 | 0.04x | $5.36 Billion | $135.93 Billion | ▲ +325.1% |
| 2007 | 0.01x | $1.11 Billion | $119.99 Billion | ▲ +32.4% |
| 2006 | 0.01x | $767.00 Million | $109.61 Billion | ▼ -59.8% |
| 2005 | 0.02x | $1.71 Billion | $98.04 Billion | ▼ -45.9% |
| 2004 | 0.03x | $2.89 Billion | $89.64 Billion | ▼ -31.8% |
| 2003 | 0.05x | $3.81 Billion | $80.53 Billion | ▲ +321.6% |
| 2002 | 0.01x | $816.46 Million | $72.83 Billion | ▲ +672.5% |
| 2001 | 0.00x | $93.92 Million | $64.72 Billion | ▼ -70.4% |
| 2000 | 0.00x | $299.82 Million | $61.13 Billion | ▼ -87.9% |
| 1999 | 0.04x | $1.98 Billion | $48.94 Billion | ▲ +510.9% |
| 1998 | 0.01x | $240.86 Million | $36.30 Billion | ▼ -41.7% |
| 1997 | 0.01x | $328.40 Million | $28.85 Billion | ▼ -33.9% |
| 1996 | 0.02x | $406.90 Million | $23.64 Billion | ▲ +12.0% |
| 1995 | 0.02x | $289.20 Million | $18.82 Billion | ▼ -71.9% |
| 1994 | 0.05x | $443.50 Million | $8.12 Billion | ▲ +1107.1% |
| 1993 | 0.00x | $24.40 Million | $5.40 Billion | ▼ -72.5% |
| 1992 | 0.02x | $69.50 Million | $4.22 Billion | ▲ +11.1% |
| 1991 | 0.01x | $51.80 Million | $3.49 Billion | ▲ +6.1% |
| 1990 | 0.01x | $43.70 Million | $3.13 Billion | ▼ -19.3% |
| 1989 | 0.02x | $50.70 Million | $2.93 Billion | — |