Yirendai Ltd (YRD) — Cash Flow Quality Index
Latest as of September 2025:
-0.02x
Yirendai Ltd (YRD) has a Cash Flow Quality Index of -0.02x as of September 2025. Operating cash flow of $-5.48 Million is below net income of $317.64 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Yirendai Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-0.02x
Operating CF / Net Income
Operating Cash Flow
$-5.48 Million
USD
Net Income
$317.64 Million
USD
Data as of
Sep 2025
Most recent filing
Yirendai Ltd Cash Flow Quality Index (2015–2024)
Historical Cash Flow Quality Index for Yirendai Ltd across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Yirendai Ltd generate cash.
Annual Cash Flow Quality Index for Yirendai Ltd (2015–2024)
Year-by-year earnings quality comparison for Yirendai Ltd.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.90x | $1.42 Billion | $1.58 Billion | ▼ -13.8% |
| 2023 | 1.04x | $2.17 Billion | $2.08 Billion | ▼ -32.6% |
| 2022 | 1.55x | $1.85 Billion | $1.19 Billion | ▲ +910.7% |
| 2021 | 0.15x | $158.19 Million | $1.03 Billion | ▼ -35.5% |
| 2019 | 0.24x | $274.17 Million | $1.16 Billion | ▲ +109.5% |
| 2018 | -2.51x | $-3.96 Billion | $1.58 Billion | ▼ -232.4% |
| 2016 | 1.89x | $2.11 Billion | $1.12 Billion | ▼ -39.5% |
| 2015 | 3.13x | $861.28 Million | $275.34 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.