Yirendai Ltd (YRD) — Defensive Interval Ratio
Yirendai Ltd (YRD) has a Defensive Interval Ratio of 2097 days as of September 2025. Defensive assets of $10.05 Billion (cash $3.86 Billion, short-term investments $-, receivables $6.19 Billion) cover 2097 days of daily cash needs of $4.79 Million/day. Check YRD tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Yirendai Ltd Defensive Interval Ratio (2013–2024)
This chart shows how Yirendai Ltd's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of September 2025, the ratio stands at 2097 days, meaning defensive assets of $10.05 Billion can fund 2097 days of operations without new revenue. Also explore YRD shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Yirendai Ltd (2013–2024)
The table below presents the year-by-year Defensive Interval Ratio for Yirendai Ltd from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Yirendai Ltd stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 1601 days | $9.19 Billion | $5.74 Million/day | $3.84 Billion | $430.62 Million | ▼ -542 days |
| 2023 | 2144 days | $8.48 Billion | $3.96 Million/day | $5.79 Billion | $514.14 Million | ▼ -3092 days |
| 2022 | 5236 days | $7.41 Billion | $1.41 Million/day | $4.27 Billion | $177.36 Million | ▲ +995 days |
| 2021 | 4241 days | $6.00 Billion | $1.41 Million/day | $2.86 Billion | $177.36 Million | ▲ +2524 days |
| 2020 | 1717 days | $5.10 Billion | $2.97 Million/day | $2.47 Billion | $175.51 Million | ▲ +877 days |
| 2019 | 840 days | $6.26 Billion | $7.46 Million/day | $3.20 Billion | $460.99 Million | ▼ -2274 days |
| 2018 | 3113 days | $4.64 Billion | $1.49 Million/day | $2.61 Billion | $832.47 Million | ▲ +44 days |
| 2017 | 3070 days | $3.76 Billion | $1.22 Million/day | $1.86 Billion | $969.76 Million | ▲ +893 days |
| 2016 | 2177 days | $2.50 Billion | $1.15 Million/day | $968.23 Million | $1.16 Billion | ▲ +1814 days |
| 2015 | 363 days | $251.86 Million | $694.52K/day | $- | $30.07 Million | ▼ -423 days |
| 2014 | 786 days | $384.89 Million | $489.67K/day | $- | $3.11K | ▼ -114 days |
| 2013 | 900 days | $26.52 Million | $29.47K/day | $- | $1.72 Million | — |