Jaeren Sparebank Cash Flow Quality Index
Jaeren Sparebank cash flow quality index. Jaeren Sparebank (JAREN) has a Cash Flow Quality Index of -4.44x as of December 2025. Operating cash flow of Nkr-294.64 Million is below net income of Nkr66.41 Million, suggesting accrual-heavy earnings not yet converted to cash. See Jaeren Sparebank financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Jaeren Sparebank (2017–2025)
Cash flow quality index of Jaeren Sparebank from 2017 to 2025. Historical Cash Flow Quality Index for Jaeren Sparebank across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore JAREN operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Jaeren Sparebank Cash Flow Quality Index by Year (2017–2025)
Jaeren Sparebank cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for Jaeren Sparebank. For the full cash flow conversion analysis, see cash efficiency ratio of Jaeren Sparebank.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.96x | Nkr-294.64 Million | Nkr307.21 Million | ▼ -107.5% |
| 2024 | -0.46x | Nkr-127.14 Million | Nkr275.06 Million | ▼ -413.0% |
| 2023 | 0.15x | Nkr35.31 Million | Nkr239.14 Million | ▼ -76.9% |
| 2022 | 0.64x | Nkr119.15 Million | Nkr186.60 Million | ▼ -38.7% |
| 2021 | 1.04x | Nkr157.51 Million | Nkr151.24 Million | ▼ -15.6% |
| 2020 | 1.23x | Nkr137.74 Million | Nkr111.67 Million | ▲ +7.3% |
| 2019 | 1.15x | Nkr176.71 Million | Nkr153.79 Million | ▲ +8.6% |
| 2018 | 1.06x | Nkr127.92 Million | Nkr120.88 Million | ▼ -0.3% |
| 2017 | 1.06x | Nkr126.83 Million | Nkr119.53 Million | — |