Jaeren Sparebank (JAREN) — Cash Flow Quality Index
Jaeren Sparebank (JAREN) has a Cash Flow Quality Index of -4.44x as of December 2025. Operating cash flow of Nkr-294.64 Million is below net income of Nkr66.41 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Jaeren Sparebank cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Jaeren Sparebank Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Jaeren Sparebank across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check JAREN cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Jaeren Sparebank (2017–2025)
Year-by-year earnings quality comparison for Jaeren Sparebank. For live market cap and the full company financial profile, see Jaeren Sparebank market capitalisation.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.96x | Nkr-294.64 Million | Nkr307.21 Million | ▼ -107.5% |
| 2024 | -0.46x | Nkr-127.14 Million | Nkr275.06 Million | ▼ -413.0% |
| 2023 | 0.15x | Nkr35.31 Million | Nkr239.14 Million | ▼ -76.9% |
| 2022 | 0.64x | Nkr119.15 Million | Nkr186.60 Million | ▼ -38.7% |
| 2021 | 1.04x | Nkr157.51 Million | Nkr151.24 Million | ▼ -15.6% |
| 2020 | 1.23x | Nkr137.74 Million | Nkr111.67 Million | ▲ +7.3% |
| 2019 | 1.15x | Nkr176.71 Million | Nkr153.79 Million | ▲ +8.6% |
| 2018 | 1.06x | Nkr127.92 Million | Nkr120.88 Million | ▼ -0.3% |
| 2017 | 1.06x | Nkr126.83 Million | Nkr119.53 Million | — |