Jaeren Sparebank (JAREN) — Cash Flow Quality Index
Jaeren Sparebank (JAREN) has a Cash Flow Quality Index of -4.44x as of December 2025. Operating cash flow of Nkr-294.64 Million is below net income of Nkr66.41 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore JAREN strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Jaeren Sparebank Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Jaeren Sparebank across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check JAREN tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Jaeren Sparebank (2017–2025)
Year-by-year earnings quality comparison for Jaeren Sparebank. For live market cap and the full company financial profile, see Jaeren Sparebank (JAREN) market capitalisation.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.96x | Nkr-294.64 Million | Nkr307.21 Million | ▼ -107.5% |
| 2024 | -0.46x | Nkr-127.14 Million | Nkr275.06 Million | ▼ -413.0% |
| 2023 | 0.15x | Nkr35.31 Million | Nkr239.14 Million | ▼ -76.9% |
| 2022 | 0.64x | Nkr119.15 Million | Nkr186.60 Million | ▼ -38.7% |
| 2021 | 1.04x | Nkr157.51 Million | Nkr151.24 Million | ▼ -15.6% |
| 2020 | 1.23x | Nkr137.74 Million | Nkr111.67 Million | ▲ +7.3% |
| 2019 | 1.15x | Nkr176.71 Million | Nkr153.79 Million | ▲ +8.6% |
| 2018 | 1.06x | Nkr127.92 Million | Nkr120.88 Million | ▼ -0.3% |
| 2017 | 1.06x | Nkr126.83 Million | Nkr119.53 Million | — |