Jaeren Sparebank (JAREN) — Financial Flexibility Index
Jaeren Sparebank (JAREN) has a Financial Flexibility Index of -0.02x as of December 2025. Free cash flow of Nkr-286.77 Million (operating CF Nkr-294.64 Million minus capex Nkr7.87 Million) represents 0% of total liabilities (Nkr18.13 Billion). Also explore JAREN year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Jaeren Sparebank Financial Flexibility Index (2016–2025)
Historical Financial Flexibility Index trend for Jaeren Sparebank across 10 annual periods. Check Jaeren Sparebank strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Jaeren Sparebank (2016–2025)
Year-by-year free cash flow to debt coverage for Jaeren Sparebank. For the full company profile including market capitalisation, see JAREN company net worth.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.02x | Nkr-286.77 Million | Nkr-294.64 Million | Nkr18.13 Billion | ▼ -114.7% |
| 2024 | -0.01x | Nkr-119.66 Million | Nkr-127.14 Million | Nkr16.24 Billion | ▼ -344.6% |
| 2023 | 0.00x | Nkr44.82 Million | Nkr35.31 Million | Nkr14.88 Billion | ▼ -64.2% |
| 2022 | 0.01x | Nkr121.08 Million | Nkr119.15 Million | Nkr14.40 Billion | ▼ -30.9% |
| 2021 | 0.01x | Nkr167.61 Million | Nkr157.51 Million | Nkr13.78 Billion | ▲ +14.6% |
| 2020 | 0.01x | Nkr139.60 Million | Nkr137.74 Million | Nkr13.15 Billion | ▼ -24.3% |
| 2019 | 0.01x | Nkr177.03 Million | Nkr176.71 Million | Nkr12.63 Billion | ▲ +33.9% |
| 2018 | 0.01x | Nkr128.43 Million | Nkr127.92 Million | Nkr12.27 Billion | ▼ -1.7% |
| 2017 | 0.01x | Nkr129.41 Million | Nkr126.83 Million | Nkr12.15 Billion | ▲ +4.8% |
| 2016 | 0.01x | Nkr117.66 Million | Nkr117.19 Million | Nkr11.58 Billion | — |