Jaeren Sparebank (JAREN) — Financial Flexibility Index
Jaeren Sparebank (JAREN) has a Financial Flexibility Index of -0.02x as of December 2025. Free cash flow of Nkr-286.77 Million (operating CF Nkr-294.64 Million minus capex Nkr7.87 Million) represents 0% of total liabilities (Nkr18.13 Billion). Check Jaeren Sparebank (JAREN) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Jaeren Sparebank Financial Flexibility Index (2016–2025)
Historical Financial Flexibility Index trend for Jaeren Sparebank across 10 annual periods. See Jaeren Sparebank working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Jaeren Sparebank (2016–2025)
Year-by-year free cash flow to debt coverage for Jaeren Sparebank. For the full company profile including market capitalisation, see Jaeren Sparebank market capitalisation.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.02x | Nkr-286.77 Million | Nkr-294.64 Million | Nkr18.13 Billion | ▼ -114.7% |
| 2024 | -0.01x | Nkr-119.66 Million | Nkr-127.14 Million | Nkr16.24 Billion | ▼ -344.6% |
| 2023 | 0.00x | Nkr44.82 Million | Nkr35.31 Million | Nkr14.88 Billion | ▼ -64.2% |
| 2022 | 0.01x | Nkr121.08 Million | Nkr119.15 Million | Nkr14.40 Billion | ▼ -30.9% |
| 2021 | 0.01x | Nkr167.61 Million | Nkr157.51 Million | Nkr13.78 Billion | ▲ +14.6% |
| 2020 | 0.01x | Nkr139.60 Million | Nkr137.74 Million | Nkr13.15 Billion | ▼ -24.3% |
| 2019 | 0.01x | Nkr177.03 Million | Nkr176.71 Million | Nkr12.63 Billion | ▲ +33.9% |
| 2018 | 0.01x | Nkr128.43 Million | Nkr127.92 Million | Nkr12.27 Billion | ▼ -1.7% |
| 2017 | 0.01x | Nkr129.41 Million | Nkr126.83 Million | Nkr12.15 Billion | ▲ +4.8% |
| 2016 | 0.01x | Nkr117.66 Million | Nkr117.19 Million | Nkr11.58 Billion | — |