Jaeren Sparebank (JAREN) — Cash Flow-to-Debt Ratio
Jaeren Sparebank (JAREN) has a Cash Flow-to-Debt Ratio of -0.02x as of December 2025, meaning its operating cash flow of Nkr-294.64 Million could theoretically repay 0% of its total liabilities (Nkr18.13 Billion) in one year. See financial agility of Jaeren Sparebank to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Jaeren Sparebank Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for Jaeren Sparebank across 10 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Jaeren Sparebank.
Annual Cash Flow-to-Debt Ratio for Jaeren Sparebank (2016–2025)
Year-by-year debt coverage analysis for Jaeren Sparebank. Check JAREN cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (NOK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.02x | Nkr-294.64 Million | Nkr18.13 Billion | ▼ -107.6% |
| 2024 | -0.01x | Nkr-127.14 Million | Nkr16.24 Billion | ▼ -429.9% |
| 2023 | 0.00x | Nkr35.31 Million | Nkr14.88 Billion | ▼ -71.3% |
| 2022 | 0.01x | Nkr119.15 Million | Nkr14.40 Billion | ▼ -27.6% |
| 2021 | 0.01x | Nkr157.51 Million | Nkr13.78 Billion | ▲ +9.1% |
| 2020 | 0.01x | Nkr137.74 Million | Nkr13.15 Billion | ▼ -25.2% |
| 2019 | 0.01x | Nkr176.71 Million | Nkr12.63 Billion | ▲ +34.2% |
| 2018 | 0.01x | Nkr127.92 Million | Nkr12.27 Billion | ▼ -0.1% |
| 2017 | 0.01x | Nkr126.83 Million | Nkr12.15 Billion | ▲ +3.2% |
| 2016 | 0.01x | Nkr117.19 Million | Nkr11.58 Billion | — |