Sparebank 1 Ringerike Hadeland (RING) — Cash Flow Quality Index
Sparebank 1 Ringerike Hadeland (RING) has a Cash Flow Quality Index of 5.73x as of December 2025. Operating cash flow of Nkr1.05 Billion exceeds net income of Nkr184.00 Million, indicating high earnings quality where cash backs reported profits. Explore RING cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sparebank 1 Ringerike Hadeland Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for Sparebank 1 Ringerike Hadeland across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Sparebank 1 Ringerike Hadeland generate cash.
Annual Cash Flow Quality Index for Sparebank 1 Ringerike Hadeland (2007–2025)
Year-by-year earnings quality comparison for Sparebank 1 Ringerike Hadeland.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.44x | Nkr1.05 Billion | Nkr734.00 Million | ▼ -31.7% |
| 2024 | 2.10x | Nkr1.48 Billion | Nkr704.00 Million | ▲ +1415.3% |
| 2023 | 0.14x | Nkr64.00 Million | Nkr461.00 Million | ▼ -62.8% |
| 2022 | 0.37x | Nkr157.00 Million | Nkr421.00 Million | ▼ -69.6% |
| 2021 | 1.23x | Nkr547.00 Million | Nkr445.50 Million | ▲ +254.3% |
| 2020 | 0.35x | Nkr127.00 Million | Nkr366.50 Million | ▲ +374.3% |
| 2019 | 0.07x | Nkr31.07 Million | Nkr425.26 Million | ▲ +130.3% |
| 2018 | -0.24x | Nkr-81.94 Million | Nkr339.28 Million | ▼ -123.8% |
| 2017 | 1.02x | Nkr335.29 Million | Nkr329.80 Million | ▲ +130.0% |
| 2016 | -3.39x | Nkr-1.10 Billion | Nkr322.98 Million | ▼ -215.0% |
| 2015 | 2.95x | Nkr659.74 Million | Nkr223.81 Million | ▲ +756.9% |
| 2014 | 0.34x | Nkr98.78 Million | Nkr287.14 Million | ▼ -71.8% |
| 2013 | 1.22x | Nkr284.03 Million | Nkr232.66 Million | ▲ +157.7% |
| 2012 | -2.12x | Nkr-365.45 Million | Nkr172.59 Million | ▼ -1178.8% |
| 2011 | 0.20x | Nkr30.90 Million | Nkr157.44 Million | ▲ +107.5% |
| 2010 | -2.61x | Nkr-1.02 Billion | Nkr390.60 Million | ▼ -263.2% |
| 2009 | 1.60x | Nkr119.22 Million | Nkr74.42 Million | ▲ +133.2% |
| 2008 | -4.83x | Nkr-240.01 Million | Nkr49.67 Million | ▲ +30.2% |
| 2007 | -6.92x | Nkr-429.11 Million | Nkr61.97 Million | — |