Sparebank 1 Ringerike Hadeland Financial Flexibility Index
Sparebank 1 Ringerike Hadeland financial flexibility index. Sparebank 1 Ringerike Hadeland (RING) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of Nkr1.09 Billion (operating CF Nkr1.05 Billion minus capex Nkr31.00 Million) represents 0% of total liabilities (Nkr27.21 Billion). Explore RING capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Sparebank 1 Ringerike Hadeland (2007–2025)
Financial flexibility index of Sparebank 1 Ringerike Hadeland from 2007 to 2025. Historical Financial Flexibility Index trend for Sparebank 1 Ringerike Hadeland across 19 annual periods. Check cash flow reinvestment rate of Sparebank 1 Ringerike Hadeland to assess the company's total reinvestment commitment from operating cash flow.
Sparebank 1 Ringerike Hadeland Financial Flexibility Index by Year (2007–2025)
Sparebank 1 Ringerike Hadeland financial flexibility index by year from 2007 to 2025. Year-by-year free cash flow to debt coverage for Sparebank 1 Ringerike Hadeland. For the full cash flow conversion analysis, see cash flow conversion of Sparebank 1 Ringerike Hadeland.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | Nkr1.09 Billion | Nkr1.05 Billion | Nkr27.21 Billion | ▼ -29.2% |
| 2024 | 0.06x | Nkr1.48 Billion | Nkr1.48 Billion | Nkr26.25 Billion | ▲ +2151.2% |
| 2023 | 0.00x | Nkr64.00 Million | Nkr64.00 Million | Nkr25.54 Billion | ▼ -59.6% |
| 2022 | 0.01x | Nkr157.00 Million | Nkr157.00 Million | Nkr25.29 Billion | ▼ -73.2% |
| 2021 | 0.02x | Nkr552.00 Million | Nkr547.00 Million | Nkr23.80 Billion | ▲ +187.5% |
| 2020 | 0.01x | Nkr188.00 Million | Nkr127.00 Million | Nkr23.30 Billion | ▲ +404.7% |
| 2019 | 0.00x | Nkr34.00 Million | Nkr31.07 Million | Nkr21.27 Billion | ▲ +139.6% |
| 2018 | 0.00x | Nkr-81.64 Million | Nkr-81.94 Million | Nkr20.25 Billion | ▼ -122.2% |
| 2017 | 0.02x | Nkr341.27 Million | Nkr335.29 Million | Nkr18.79 Billion | ▲ +131.1% |
| 2016 | -0.06x | Nkr-1.09 Billion | Nkr-1.10 Billion | Nkr18.75 Billion | ▼ -249.7% |
| 2015 | 0.04x | Nkr664.32 Million | Nkr659.74 Million | Nkr17.03 Billion | ▲ +443.9% |
| 2014 | 0.01x | Nkr119.27 Million | Nkr98.78 Million | Nkr16.63 Billion | ▼ -61.7% |
| 2013 | 0.02x | Nkr291.45 Million | Nkr284.03 Million | Nkr15.58 Billion | ▲ +179.3% |
| 2012 | -0.02x | Nkr-346.42 Million | Nkr-365.45 Million | Nkr14.68 Billion | ▼ -880.0% |
| 2011 | 0.00x | Nkr41.40 Million | Nkr30.90 Million | Nkr13.68 Billion | ▲ +105.6% |
| 2010 | -0.05x | Nkr-720.65 Million | Nkr-1.02 Billion | Nkr13.36 Billion | ▼ -378.7% |
| 2009 | 0.02x | Nkr120.74 Million | Nkr119.22 Million | Nkr6.24 Billion | ▲ +152.2% |
| 2008 | -0.04x | Nkr-232.74 Million | Nkr-240.01 Million | Nkr6.27 Billion | ▲ +50.5% |
| 2007 | -0.07x | Nkr-425.56 Million | Nkr-429.11 Million | Nkr5.68 Billion | — |