Sparebanken Sor (SOR) — Cash Flow Quality Index
Latest as of December 2024:
4.03x
Sparebanken Sor (SOR) has a Cash Flow Quality Index of 4.03x as of December 2024. Operating cash flow of Nkr1.71 Billion exceeds net income of Nkr425.00 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Sparebanken Sor to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
4.03x
Operating CF / Net Income
Operating Cash Flow
Nkr1.71 Billion
NOK
Net Income
Nkr425.00 Million
NOK
Data as of
Dec 2024
Most recent filing
Sparebanken Sor Cash Flow Quality Index (2008–2024)
Historical Cash Flow Quality Index for Sparebanken Sor across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SOR cash flow metrics.
Annual Cash Flow Quality Index for Sparebanken Sor (2008–2024)
Year-by-year earnings quality comparison for Sparebanken Sor.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.33x | Nkr2.64 Billion | Nkr1.99 Billion | ▼ -3.9% |
| 2023 | 1.38x | Nkr2.45 Billion | Nkr1.77 Billion | ▲ +129.2% |
| 2022 | -4.73x | Nkr-6.07 Billion | Nkr1.28 Billion | ▼ -123.8% |
| 2021 | -2.11x | Nkr-2.59 Billion | Nkr1.22 Billion | ▼ -358.1% |
| 2020 | -0.46x | Nkr-505.00 Million | Nkr1.09 Billion | ▲ +50.0% |
| 2019 | -0.92x | Nkr-1.04 Billion | Nkr1.12 Billion | ▲ +74.9% |
| 2018 | -3.67x | Nkr-3.44 Billion | Nkr938.00 Million | ▼ -108.1% |
| 2017 | -1.76x | Nkr-1.73 Billion | Nkr983.00 Million | ▼ -227.7% |
| 2016 | 1.38x | Nkr1.36 Billion | Nkr988.00 Million | ▲ +112.9% |
| 2015 | -10.70x | Nkr-6.66 Billion | Nkr622.00 Million | ▼ -629.2% |
| 2014 | 2.02x | Nkr1.79 Billion | Nkr885.00 Million | ▲ +357.7% |
| 2013 | -0.78x | Nkr-237.00 Million | Nkr302.00 Million | ▼ -111.5% |
| 2012 | 6.83x | Nkr1.98 Billion | Nkr290.00 Million | ▲ +168.5% |
| 2011 | -9.97x | Nkr-1.95 Billion | Nkr195.00 Million | ▼ -16.0% |
| 2010 | -8.60x | Nkr-2.20 Billion | Nkr256.00 Million | ▼ -349.8% |
| 2009 | -1.91x | Nkr-497.00 Million | Nkr260.00 Million | ▲ +92.3% |
| 2008 | -24.79x | Nkr-3.62 Billion | Nkr146.00 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.