Sparebanken Sor (SOR) — Financial Flexibility Index
Sparebanken Sor (SOR) has a Financial Flexibility Index of 0.01x as of December 2024. Free cash flow of Nkr1.72 Billion (operating CF Nkr1.71 Billion minus capex Nkr3.00 Million) represents 0% of total liabilities (Nkr158.47 Billion). Check total reinvestment intensity of Sparebanken Sor to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparebanken Sor Financial Flexibility Index (2008–2024)
Historical Financial Flexibility Index trend for Sparebanken Sor across 17 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Sparebanken Sor.
Annual Financial Flexibility Index for Sparebanken Sor (2008–2024)
Year-by-year free cash flow to debt coverage for Sparebanken Sor. Explore cash flow to debt ratio of Sparebanken Sor to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | Nkr2.69 Billion | Nkr2.64 Billion | Nkr158.47 Billion | ▼ -6.3% |
| 2023 | 0.02x | Nkr2.55 Billion | Nkr2.45 Billion | Nkr140.65 Billion | ▲ +142.7% |
| 2022 | -0.04x | Nkr-6.01 Billion | Nkr-6.07 Billion | Nkr141.66 Billion | ▼ -118.4% |
| 2021 | -0.02x | Nkr-2.51 Billion | Nkr-2.59 Billion | Nkr129.24 Billion | ▼ -473.1% |
| 2020 | 0.00x | Nkr-435.00 Million | Nkr-505.00 Million | Nkr128.37 Billion | ▲ +60.5% |
| 2019 | -0.01x | Nkr-998.00 Million | Nkr-1.04 Billion | Nkr116.42 Billion | ▲ +72.4% |
| 2018 | -0.03x | Nkr-3.39 Billion | Nkr-3.44 Billion | Nkr109.28 Billion | ▼ -87.8% |
| 2017 | -0.02x | Nkr-1.71 Billion | Nkr-1.73 Billion | Nkr103.20 Billion | ▼ -210.8% |
| 2016 | 0.01x | Nkr1.42 Billion | Nkr1.36 Billion | Nkr95.40 Billion | ▲ +121.1% |
| 2015 | -0.07x | Nkr-6.63 Billion | Nkr-6.66 Billion | Nkr93.58 Billion | ▼ -435.8% |
| 2014 | 0.02x | Nkr1.83 Billion | Nkr1.79 Billion | Nkr86.91 Billion | ▲ +493.0% |
| 2013 | -0.01x | Nkr-229.00 Million | Nkr-237.00 Million | Nkr42.65 Billion | ▼ -111.1% |
| 2012 | 0.05x | Nkr1.99 Billion | Nkr1.98 Billion | Nkr41.27 Billion | ▲ +195.0% |
| 2011 | -0.05x | Nkr-1.93 Billion | Nkr-1.95 Billion | Nkr37.94 Billion | ▲ +19.6% |
| 2010 | -0.06x | Nkr-2.18 Billion | Nkr-2.20 Billion | Nkr34.50 Billion | ▼ -349.9% |
| 2009 | -0.01x | Nkr-464.00 Million | Nkr-497.00 Million | Nkr33.03 Billion | ▲ +88.9% |
| 2008 | -0.13x | Nkr-3.60 Billion | Nkr-3.62 Billion | Nkr28.58 Billion | — |