SpareBank 1 Østlandet (SPOL) — Cash Flow Quality Index

Latest as of December 2025: -0.58x

SpareBank 1 Østlandet (SPOL) has a Cash Flow Quality Index of -0.58x as of December 2025. Operating cash flow of Nkr-489.00 Million is below net income of Nkr848.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of SpareBank 1 Østlandet to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-0.58x
Operating CF / Net Income

Operating Cash Flow

Nkr-489.00 Million
NOK

Net Income

Nkr848.00 Million
NOK

Data as of

Dec 2025
Most recent filing

SpareBank 1 Østlandet Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for SpareBank 1 Østlandet across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SPOL tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for SpareBank 1 Østlandet (2014–2025)

Year-by-year earnings quality comparison for SpareBank 1 Østlandet. For live market cap and the full company financial profile, see SpareBank 1 Østlandet (SPOL) market capitalisation.

Year Quality Index Operating CF (NOK) Net Income YoY Change
2025 1.89x Nkr6.63 Billion Nkr3.52 Billion ▼ -15.5%
2024 2.23x Nkr7.15 Billion Nkr3.21 Billion ▲ +7.8%
2023 2.07x Nkr4.45 Billion Nkr2.15 Billion ▲ +136.9%
2022 -5.61x Nkr-10.54 Billion Nkr1.88 Billion ▼ -261.3%
2021 -1.55x Nkr-3.12 Billion Nkr2.01 Billion ▼ -525.8%
2020 0.36x Nkr584.00 Million Nkr1.60 Billion ▲ +193.4%
2019 -0.39x Nkr-751.00 Million Nkr1.92 Billion ▲ +90.4%
2018 -4.06x Nkr-5.71 Billion Nkr1.41 Billion ▼ -164.5%
2017 -1.53x Nkr-1.93 Billion Nkr1.26 Billion ▼ -838.6%
2016 -0.16x Nkr-196.00 Million Nkr1.20 Billion ▲ +95.0%
2015 -3.29x Nkr-3.06 Billion Nkr930.00 Million ▼ -7329.5%
2014 -0.04x Nkr-46.00 Million Nkr1.04 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.