SpareBank 1 Østlandet (SPOL) — Cash Flow Quality Index

Latest as of December 2025: -0.58x

SpareBank 1 Østlandet (SPOL) has a Cash Flow Quality Index of -0.58x as of December 2025. Operating cash flow of Nkr-489.00 Million is below net income of Nkr848.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does SpareBank 1 Østlandet generate cash to assess how effectively this company generates cash.

Cash Flow Quality Index

-0.58x
Operating CF / Net Income

Operating Cash Flow

Nkr-489.00 Million
NOK

Net Income

Nkr848.00 Million
NOK

Data as of

Dec 2025
Most recent filing

SpareBank 1 Østlandet Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for SpareBank 1 Østlandet across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SpareBank 1 Østlandet (SPOL) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for SpareBank 1 Østlandet (2014–2025)

Year-by-year earnings quality comparison for SpareBank 1 Østlandet. For live market cap and the full company financial profile, see SPOL stock market capitalisation.

Year Quality Index Operating CF (NOK) Net Income YoY Change
2025 1.89x Nkr6.63 Billion Nkr3.52 Billion ▼ -15.5%
2024 2.23x Nkr7.15 Billion Nkr3.21 Billion ▲ +7.8%
2023 2.07x Nkr4.45 Billion Nkr2.15 Billion ▲ +136.9%
2022 -5.61x Nkr-10.54 Billion Nkr1.88 Billion ▼ -261.3%
2021 -1.55x Nkr-3.12 Billion Nkr2.01 Billion ▼ -525.8%
2020 0.36x Nkr584.00 Million Nkr1.60 Billion ▲ +193.4%
2019 -0.39x Nkr-751.00 Million Nkr1.92 Billion ▲ +90.4%
2018 -4.06x Nkr-5.71 Billion Nkr1.41 Billion ▼ -164.5%
2017 -1.53x Nkr-1.93 Billion Nkr1.26 Billion ▼ -838.6%
2016 -0.16x Nkr-196.00 Million Nkr1.20 Billion ▲ +95.0%
2015 -3.29x Nkr-3.06 Billion Nkr930.00 Million ▼ -7329.5%
2014 -0.04x Nkr-46.00 Million Nkr1.04 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.