SpareBank 1 Østlandet (SPOL) — Cash Flow Quality Index
SpareBank 1 Østlandet (SPOL) has a Cash Flow Quality Index of -0.58x as of December 2025. Operating cash flow of Nkr-489.00 Million is below net income of Nkr848.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SPOL operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SpareBank 1 Østlandet Cash Flow Quality Index (2014–2025)
Historical Cash Flow Quality Index for SpareBank 1 Østlandet across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SpareBank 1 Østlandet cash conversion from operations.
Annual Cash Flow Quality Index for SpareBank 1 Østlandet (2014–2025)
Year-by-year earnings quality comparison for SpareBank 1 Østlandet.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.89x | Nkr6.63 Billion | Nkr3.52 Billion | ▼ -15.5% |
| 2024 | 2.23x | Nkr7.15 Billion | Nkr3.21 Billion | ▲ +7.8% |
| 2023 | 2.07x | Nkr4.45 Billion | Nkr2.15 Billion | ▲ +136.9% |
| 2022 | -5.61x | Nkr-10.54 Billion | Nkr1.88 Billion | ▼ -261.3% |
| 2021 | -1.55x | Nkr-3.12 Billion | Nkr2.01 Billion | ▼ -525.8% |
| 2020 | 0.36x | Nkr584.00 Million | Nkr1.60 Billion | ▲ +193.4% |
| 2019 | -0.39x | Nkr-751.00 Million | Nkr1.92 Billion | ▲ +90.4% |
| 2018 | -4.06x | Nkr-5.71 Billion | Nkr1.41 Billion | ▼ -164.5% |
| 2017 | -1.53x | Nkr-1.93 Billion | Nkr1.26 Billion | ▼ -838.6% |
| 2016 | -0.16x | Nkr-196.00 Million | Nkr1.20 Billion | ▲ +95.0% |
| 2015 | -3.29x | Nkr-3.06 Billion | Nkr930.00 Million | ▼ -7329.5% |
| 2014 | -0.04x | Nkr-46.00 Million | Nkr1.04 Billion | — |