SpareBank 1 Østlandet (SPOL) — Financial Flexibility Index

Latest as of December 2025: 0.00x

SpareBank 1 Østlandet (SPOL) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of Nkr-489.00 Million (operating CF Nkr-489.00 Million minus capex Nkr0.00) represents 0% of total liabilities (Nkr186.90 Billion). Check SpareBank 1 Østlandet investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

Nkr-489.00 Million
Operating CF − Capex

Total Liabilities

Nkr186.90 Billion
NOK

Capital Expenditures

Nkr0.00
NOK

SpareBank 1 Østlandet Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for SpareBank 1 Østlandet across 12 annual periods. For the full cash flow conversion analysis, see SpareBank 1 Østlandet cash conversion from operations.

Annual Financial Flexibility Index for SpareBank 1 Østlandet (2014–2025)

Year-by-year free cash flow to debt coverage for SpareBank 1 Østlandet. Explore SpareBank 1 Østlandet cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (NOK) Operating CF Total Liabilities YoY Change
2025 0.04x Nkr6.74 Billion Nkr6.63 Billion Nkr186.90 Billion ▼ -10.0%
2024 0.04x Nkr7.38 Billion Nkr7.15 Billion Nkr184.35 Billion ▲ +37.1%
2023 0.03x Nkr4.55 Billion Nkr4.45 Billion Nkr155.68 Billion ▲ +141.7%
2022 -0.07x Nkr-10.54 Billion Nkr-10.54 Billion Nkr150.62 Billion ▼ -215.4%
2021 -0.02x Nkr-3.04 Billion Nkr-3.12 Billion Nkr136.75 Billion ▼ -544.3%
2020 0.00x Nkr644.00 Million Nkr584.00 Million Nkr128.94 Billion ▲ +185.7%
2019 -0.01x Nkr-693.00 Million Nkr-751.00 Million Nkr118.88 Billion ▲ +88.8%
2018 -0.05x Nkr-5.65 Billion Nkr-5.71 Billion Nkr108.71 Billion ▼ -165.0%
2017 -0.02x Nkr-1.86 Billion Nkr-1.93 Billion Nkr94.99 Billion ▼ -1042.0%
2016 0.00x Nkr-153.00 Million Nkr-196.00 Million Nkr89.13 Billion ▲ +97.3%
2015 -0.06x Nkr-3.01 Billion Nkr-3.06 Billion Nkr47.25 Billion ▼ -7388.8%
2014 0.00x Nkr37.00 Million Nkr-46.00 Million Nkr42.31 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities