SpareBank 1 Østlandet (SPOL) — Tangible Net Worth Ratio
SpareBank 1 Østlandet (SPOL) has a Tangible Net Worth Ratio of 98.9% as of December 2025. This metric is calculated by deducting intangible assets (Nkr311.00 Million) from net assets (Nkr27.84 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See SpareBank 1 Østlandet (SPOL) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
SpareBank 1 Østlandet Tangible Net Worth Ratio (2014–2025)
This chart shows how SpareBank 1 Østlandet's Tangible Net Worth Ratio has changed across 12 annual periods from 2014 to 2025. As of December 2025, the ratio stands at 98.9%, reflecting net assets of Nkr27.84 Billion with intangible assets of Nkr311.00 Million NOK. See SpareBank 1 Østlandet defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for SpareBank 1 Østlandet (2014–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for SpareBank 1 Østlandet from 2014 to 2025, covering 12 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see SpareBank 1 Østlandet market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (NOK) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 98.9% | Nkr27.84 Billion | Nkr311.00 Million | Nkr214.73 Billion | ▲ +0.2 pp |
| 2024 | 98.7% | Nkr26.21 Billion | Nkr343.00 Million | Nkr210.57 Billion | ▼ -1.0 pp |
| 2023 | 99.7% | Nkr20.66 Billion | Nkr66.00 Million | Nkr176.33 Billion | ▲ +0.1 pp |
| 2022 | 99.6% | Nkr19.93 Billion | Nkr74.00 Million | Nkr170.55 Billion | ▲ +0.1 pp |
| 2021 | 99.6% | Nkr18.71 Billion | Nkr83.00 Million | Nkr155.46 Billion | ▲ +0.2 pp |
| 2020 | 99.4% | Nkr17.14 Billion | Nkr103.00 Million | Nkr146.07 Billion | ▲ +0.0 pp |
| 2019 | 99.4% | Nkr15.90 Billion | Nkr101.00 Million | Nkr134.78 Billion | ▲ +0.0 pp |
| 2018 | 99.4% | Nkr14.76 Billion | Nkr95.00 Million | Nkr123.47 Billion | ▲ +0.1 pp |
| 2017 | 99.3% | Nkr13.33 Billion | Nkr98.00 Million | Nkr108.32 Billion | ▲ +0.1 pp |
| 2016 | 99.2% | Nkr12.11 Billion | Nkr101.00 Million | Nkr101.24 Billion | ▲ +0.3 pp |
| 2015 | 98.8% | Nkr8.72 Billion | Nkr103.00 Million | Nkr55.97 Billion | ▼ 0.0 pp |
| 2014 | 98.8% | Nkr7.62 Billion | Nkr90.00 Million | Nkr49.93 Billion | — |