Caisse Reg Cred Agric Mut Tourain Poitou (CRTO) — Cash Flow Quality Index
Caisse Reg Cred Agric Mut Tourain Poitou (CRTO) has a Cash Flow Quality Index of -2.39x as of December 2025. Operating cash flow of €-62.58 Million is below net income of €26.20 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CRTO debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Caisse Reg Cred Agric Mut Tourain Poitou Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Caisse Reg Cred Agric Mut Tourain Poitou across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CRTO operating cash flow.
Annual Cash Flow Quality Index for Caisse Reg Cred Agric Mut Tourain Poitou (2004–2025)
Year-by-year earnings quality comparison for Caisse Reg Cred Agric Mut Tourain Poitou.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.35x | €-122.84 Million | €90.77 Million | ▼ -199.8% |
| 2024 | 1.36x | €118.54 Million | €87.41 Million | ▲ +149.3% |
| 2023 | -2.75x | €-307.68 Million | €111.83 Million | ▼ -158.8% |
| 2022 | 4.68x | €437.93 Million | €93.62 Million | ▼ -46.2% |
| 2021 | 8.69x | €630.42 Million | €72.54 Million | ▲ +362.3% |
| 2020 | 1.88x | €85.94 Million | €45.72 Million | ▲ +24.2% |
| 2019 | 1.51x | €119.03 Million | €78.67 Million | ▲ +184.1% |
| 2018 | -1.80x | €-143.98 Million | €80.00 Million | ▼ -177.9% |
| 2017 | -0.65x | €-45.93 Million | €70.92 Million | ▼ -107.8% |
| 2016 | 8.36x | €585.27 Million | €70.04 Million | ▲ +2027.4% |
| 2015 | 0.39x | €33.67 Million | €85.72 Million | ▼ -42.6% |
| 2014 | 0.68x | €51.01 Million | €74.47 Million | ▲ +357.1% |
| 2013 | 0.15x | €16.15 Million | €107.78 Million | ▲ +128.4% |
| 2012 | -0.53x | €-44.75 Million | €84.82 Million | ▼ -170.6% |
| 2011 | 0.75x | €86.04 Million | €115.12 Million | ▲ +550.5% |
| 2010 | 0.11x | €12.27 Million | €106.83 Million | ▼ -86.2% |
| 2009 | 0.84x | €77.18 Million | €92.42 Million | ▼ -77.5% |
| 2008 | 3.71x | €273.27 Million | €73.62 Million | ▲ +113.9% |
| 2007 | 1.74x | €137.78 Million | €79.40 Million | ▲ +46.1% |
| 2006 | 1.19x | €88.08 Million | €74.16 Million | ▲ +1160.0% |
| 2005 | 0.09x | €6.31 Million | €66.95 Million | ▼ -94.3% |
| 2004 | 1.64x | €112.34 Million | €68.34 Million | — |