Banco do Nordeste do Brasil S.A (BNBR3) — Cash Flow Quality Index

Latest as of September 2025: -2.18x

Banco do Nordeste do Brasil S.A (BNBR3) has a Cash Flow Quality Index of -2.18x as of September 2025. Operating cash flow of R$-3.10 Billion is below net income of R$1.42 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BNBR3 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-2.18x
Operating CF / Net Income

Operating Cash Flow

R$-3.10 Billion
BRL

Net Income

R$1.42 Billion
BRL

Data as of

Sep 2025
Most recent filing

Banco do Nordeste do Brasil S.A Cash Flow Quality Index (2002–2024)

Historical Cash Flow Quality Index for Banco do Nordeste do Brasil S.A across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BNBR3 cash generation efficiency.

Annual Cash Flow Quality Index for Banco do Nordeste do Brasil S.A (2002–2024)

Year-by-year earnings quality comparison for Banco do Nordeste do Brasil S.A.

Year Quality Index Operating CF (BRL) Net Income YoY Change
2024 0.43x R$1.81 Billion R$4.26 Billion ▼ -61.9%
2023 1.12x R$3.82 Billion R$3.42 Billion ▲ +24.7%
2022 0.90x R$2.95 Billion R$3.30 Billion ▲ +206.9%
2021 -0.84x R$-2.37 Billion R$2.83 Billion ▼ -1373.9%
2020 -0.06x R$-57.90 Million R$1.02 Billion ▼ -110.3%
2019 0.55x R$955.17 Million R$1.74 Billion ▼ -91.0%
2018 6.12x R$4.44 Billion R$725.50 Million ▼ -57.2%
2017 14.31x R$9.76 Billion R$681.75 Million ▲ +492.3%
2016 -3.65x R$-2.67 Billion R$732.07 Million ▼ -138.4%
2015 9.50x R$2.91 Billion R$305.72 Million ▲ +135.5%
2014 4.04x R$3.02 Billion R$747.35 Million ▼ -26.2%
2013 5.47x R$1.97 Billion R$360.36 Million ▼ -36.7%
2012 8.63x R$4.39 Billion R$508.36 Million ▲ +37.6%
2011 6.28x R$1.98 Billion R$314.80 Million ▼ -33.8%
2010 9.47x R$2.97 Billion R$313.59 Million ▲ +807.2%
2009 -1.34x R$-614.98 Million R$459.01 Million ▲ +78.9%
2008 -6.34x R$-2.67 Billion R$421.03 Million ▲ +0.6%
2007 -6.38x R$-1.40 Billion R$219.74 Million ▼ -452.6%
2006 1.81x R$367.00 Million R$202.73 Million ▼ -58.8%
2005 4.39x R$691.63 Million R$157.39 Million ▲ +119.6%
2004 2.00x R$304.32 Million R$152.07 Million ▼ -27.1%
2003 2.75x R$232.65 Million R$84.72 Million ▼ -7.5%
2002 2.97x R$477.37 Million R$160.85 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.