Banco do Nordeste do Brasil S.A (BNBR3) — Financial Flexibility Index

Latest as of September 2025: -0.05x

Banco do Nordeste do Brasil S.A (BNBR3) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of R$-3.03 Billion (operating CF R$-3.10 Billion minus capex R$74.22 Million) represents 0% of total liabilities (R$55.66 Billion). Check Banco do Nordeste do Brasil S.A cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

R$-3.03 Billion
Operating CF − Capex

Total Liabilities

R$55.66 Billion
BRL

Capital Expenditures

R$74.22 Million
BRL

Banco do Nordeste do Brasil S.A Financial Flexibility Index (2003–2024)

Historical Financial Flexibility Index trend for Banco do Nordeste do Brasil S.A across 22 annual periods. For the full cash flow conversion analysis, see how efficiently does Banco do Nordeste do Brasil S.A generate cash.

Annual Financial Flexibility Index for Banco do Nordeste do Brasil S.A (2003–2024)

Year-by-year free cash flow to debt coverage for Banco do Nordeste do Brasil S.A. Explore BNBR3 debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (BRL) Operating CF Total Liabilities YoY Change
2024 0.04x R$1.97 Billion R$1.81 Billion R$56.01 Billion ▼ -51.1%
2023 0.07x R$3.95 Billion R$3.82 Billion R$55.02 Billion ▲ +29.7%
2022 0.06x R$2.99 Billion R$2.95 Billion R$54.17 Billion ▲ +116.2%
2021 -0.34x R$-2.32 Billion R$-2.37 Billion R$6.80 Billion ▼ -5627.0%
2020 -0.01x R$-40.53 Million R$-57.90 Million R$6.79 Billion ▼ -104.0%
2019 0.15x R$981.03 Million R$955.17 Million R$6.62 Billion ▲ +79.9%
2018 0.08x R$4.48 Billion R$4.44 Billion R$54.45 Billion ▼ -57.5%
2017 0.19x R$9.78 Billion R$9.76 Billion R$50.50 Billion ▲ +414.4%
2016 -0.06x R$-2.64 Billion R$-2.67 Billion R$42.96 Billion ▼ -180.2%
2015 0.08x R$2.96 Billion R$2.91 Billion R$38.58 Billion ▼ -12.4%
2014 0.09x R$3.05 Billion R$3.02 Billion R$34.84 Billion ▲ +32.1%
2013 0.07x R$2.04 Billion R$1.97 Billion R$30.78 Billion ▼ -56.3%
2012 0.15x R$4.43 Billion R$4.39 Billion R$29.21 Billion ▲ +82.6%
2011 0.08x R$2.00 Billion R$1.98 Billion R$24.11 Billion ▼ -40.0%
2010 0.14x R$2.99 Billion R$2.97 Billion R$21.61 Billion ▲ +509.1%
2009 -0.03x R$-578.13 Million R$-614.98 Million R$17.08 Billion ▲ +81.7%
2008 -0.18x R$-2.66 Billion R$-2.67 Billion R$14.38 Billion ▼ -69.1%
2007 -0.11x R$-1.37 Billion R$-1.40 Billion R$12.54 Billion ▼ -398.7%
2006 0.04x R$401.39 Million R$367.00 Million R$10.98 Billion ▼ -43.3%
2005 0.06x R$723.73 Million R$691.63 Million R$11.21 Billion ▲ +157.6%
2004 0.03x R$329.98 Million R$304.32 Million R$13.17 Billion ▲ +31.3%
2003 0.02x R$243.47 Million R$232.65 Million R$12.76 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities