Banco BTG Pactual S.A. (BPAC11) — Cash Flow Quality Index
Banco BTG Pactual S.A. (BPAC11) has a Cash Flow Quality Index of 0.32x as of December 2025. Operating cash flow of R$1.42 Billion is below net income of R$4.39 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco BTG Pactual S.A. cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco BTG Pactual S.A. Cash Flow Quality Index (2008–2025)
Historical Cash Flow Quality Index for Banco BTG Pactual S.A. across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BPAC11 cash generation efficiency.
Annual Cash Flow Quality Index for Banco BTG Pactual S.A. (2008–2025)
Year-by-year earnings quality comparison for Banco BTG Pactual S.A..
| Year | Quality Index | Operating CF (BRL) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.55x | R$-24.67 Billion | R$15.95 Billion | ▼ -666.4% |
| 2024 | 0.27x | R$2.93 Billion | R$10.75 Billion | ▲ +114.5% |
| 2023 | -1.88x | R$-18.66 Billion | R$9.92 Billion | ▼ -167.3% |
| 2022 | 2.79x | R$21.90 Billion | R$7.84 Billion | ▲ +213.2% |
| 2021 | -2.47x | R$-15.65 Billion | R$6.34 Billion | ▼ -518.1% |
| 2020 | 0.59x | R$2.35 Billion | R$3.98 Billion | ▲ +117.4% |
| 2019 | -3.38x | R$-12.95 Billion | R$3.83 Billion | ▼ -426.0% |
| 2018 | 1.04x | R$1.33 Billion | R$1.28 Billion | ▼ -81.3% |
| 2017 | 5.55x | R$13.19 Billion | R$2.38 Billion | ▲ +39.2% |
| 2016 | 3.99x | R$18.81 Billion | R$4.71 Billion | ▲ +127.6% |
| 2015 | -14.45x | R$-8.32 Billion | R$576.02 Million | ▼ -1545.9% |
| 2014 | 1.00x | R$1.90 Billion | R$1.90 Billion | ▲ +113.0% |
| 2013 | -7.71x | R$-19.93 Billion | R$2.58 Billion | ▼ -278.7% |
| 2012 | -2.04x | R$-4.39 Billion | R$2.15 Billion | ▲ +83.7% |
| 2011 | -12.48x | R$-16.71 Billion | R$1.34 Billion | ▼ -399.9% |
| 2010 | 4.16x | R$3.39 Billion | R$815.55 Million | ▲ +203.2% |
| 2009 | -4.03x | R$-2.54 Billion | R$629.28 Million | ▼ -427.4% |
| 2008 | 1.23x | R$1.03 Billion | R$838.82 Million | — |