Banco BTG Pactual S.A. (BPAC11) — Financial Flexibility Index
Banco BTG Pactual S.A. (BPAC11) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of R$1.86 Billion (operating CF R$1.42 Billion minus capex R$443.05 Million) represents 0% of total liabilities (R$729.06 Billion). Check total reinvestment intensity of Banco BTG Pactual S.A. to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco BTG Pactual S.A. Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Banco BTG Pactual S.A. across 18 annual periods. For the full cash flow conversion analysis, see how efficiently does Banco BTG Pactual S.A. generate cash.
Annual Financial Flexibility Index for Banco BTG Pactual S.A. (2008–2025)
Year-by-year free cash flow to debt coverage for Banco BTG Pactual S.A.. Explore Banco BTG Pactual S.A. debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | R$-22.81 Billion | R$-24.67 Billion | R$729.06 Billion | ▼ -609.4% |
| 2024 | 0.01x | R$3.58 Billion | R$2.93 Billion | R$583.31 Billion | ▲ +114.9% |
| 2023 | -0.04x | R$-18.13 Billion | R$-18.66 Billion | R$439.70 Billion | ▼ -171.0% |
| 2022 | 0.06x | R$23.48 Billion | R$21.90 Billion | R$404.00 Billion | ▲ +258.4% |
| 2021 | -0.04x | R$-11.21 Billion | R$-15.65 Billion | R$305.63 Billion | ▼ -240.9% |
| 2020 | 0.03x | R$2.56 Billion | R$2.35 Billion | R$98.29 Billion | ▲ +128.7% |
| 2019 | -0.09x | R$-12.93 Billion | R$-12.95 Billion | R$142.64 Billion | ▼ -1039.8% |
| 2018 | 0.01x | R$1.37 Billion | R$1.33 Billion | R$141.95 Billion | ▼ -99.9% |
| 2017 | 8.99x | R$13.19 Billion | R$13.19 Billion | R$1.47 Billion | ▲ +28.6% |
| 2016 | 6.99x | R$19.03 Billion | R$18.81 Billion | R$2.72 Billion | ▲ +17905.9% |
| 2015 | -0.04x | R$-8.12 Billion | R$-8.32 Billion | R$206.86 Billion | ▼ -368.4% |
| 2014 | 0.01x | R$2.08 Billion | R$1.90 Billion | R$142.22 Billion | ▲ +108.0% |
| 2013 | -0.18x | R$-19.69 Billion | R$-19.93 Billion | R$108.07 Billion | ▼ -387.9% |
| 2012 | -0.04x | R$-4.26 Billion | R$-4.39 Billion | R$113.98 Billion | ▲ +82.8% |
| 2011 | -0.22x | R$-16.44 Billion | R$-16.71 Billion | R$75.85 Billion | ▼ -490.2% |
| 2010 | 0.06x | R$3.75 Billion | R$3.39 Billion | R$67.51 Billion | ▲ +140.9% |
| 2009 | -0.14x | R$-2.53 Billion | R$-2.54 Billion | R$18.65 Billion | ▼ -299.4% |
| 2008 | 0.07x | R$1.05 Billion | R$1.03 Billion | R$15.41 Billion | — |