Bank of Qingdao Co Ltd (002948) — Cash Flow Quality Index

Latest as of December 2025: 0.69x

Bank of Qingdao Co Ltd (002948) has a Cash Flow Quality Index of 0.69x as of December 2025. Operating cash flow of CN¥668.79 Million is below net income of CN¥962.67 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Bank of Qingdao Co Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.69x
Operating CF / Net Income

Operating Cash Flow

CN¥668.79 Million
CNY

Net Income

CN¥962.67 Million
CNY

Data as of

Dec 2025
Most recent filing

Bank of Qingdao Co Ltd Cash Flow Quality Index (2008–2025)

Historical Cash Flow Quality Index for Bank of Qingdao Co Ltd across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see 002948 cash flow metrics.

Annual Cash Flow Quality Index for Bank of Qingdao Co Ltd (2008–2025)

Year-by-year earnings quality comparison for Bank of Qingdao Co Ltd.

Year Quality Index Operating CF (CNY) Net Income YoY Change
2025 1.49x CN¥7.39 Billion CN¥4.95 Billion ▼ -67.5%
2024 4.59x CN¥22.95 Billion CN¥5.00 Billion ▲ +78.3%
2023 2.58x CN¥10.14 Billion CN¥3.93 Billion ▲ +582.6%
2022 -0.53x CN¥-1.67 Billion CN¥3.14 Billion ▼ -157.3%
2021 0.93x CN¥3.01 Billion CN¥3.23 Billion ▼ -94.4%
2020 16.60x CN¥45.29 Billion CN¥2.73 Billion ▲ +770.3%
2019 -2.48x CN¥-7.01 Billion CN¥2.83 Billion ▲ +70.6%
2018 -8.42x CN¥-20.85 Billion CN¥2.48 Billion ▲ +22.2%
2017 -10.82x CN¥-25.65 Billion CN¥2.37 Billion ▼ -165.5%
2016 16.52x CN¥44.16 Billion CN¥2.67 Billion ▲ +355.7%
2015 3.62x CN¥8.51 Billion CN¥2.35 Billion ▼ -36.6%
2014 5.72x CN¥11.20 Billion CN¥1.96 Billion ▼ -37.1%
2013 9.08x CN¥10.37 Billion CN¥1.14 Billion ▼ -21.7%
2012 11.61x CN¥10.68 Billion CN¥920.03 Million ▲ +8.2%
2011 10.73x CN¥7.92 Billion CN¥738.45 Million ▼ -25.4%
2010 14.37x CN¥7.40 Billion CN¥514.53 Million ▲ +508.1%
2009 2.36x CN¥994.55 Million CN¥420.76 Million ▲ +146.9%
2008 -5.04x CN¥-1.63 Billion CN¥323.16 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.