Bank of Qingdao Co Ltd (002948) — Defensive Interval Ratio

Latest as of June 2025: 19 days

Bank of Qingdao Co Ltd (002948) has a Defensive Interval Ratio of 19 days as of June 2025. Defensive assets of CN¥26.07 Billion (cash CN¥-, short-term investments CN¥-, receivables CN¥26.07 Billion) cover 19 days of daily cash needs of CN¥1.41 Billion/day. Check Bank of Qingdao Co Ltd (002948) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

19 days
Days of operational coverage

Defensive Assets

CN¥26.07 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥1.41 Billion
Current Liabilities ÷ 365

Current Liabilities

CN¥513.35 Billion
CNY

Bank of Qingdao Co Ltd Defensive Interval Ratio (2008–2024)

This chart shows how Bank of Qingdao Co Ltd's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2024. As of June 2025, the ratio stands at 19 days, meaning defensive assets of CN¥26.07 Billion can fund 19 days of operations without new revenue. Also explore 002948 year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank of Qingdao Co Ltd (2008–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank of Qingdao Co Ltd from 2008 to 2024, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bank of Qingdao Co Ltd stock valuation.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2024 19 days CN¥24.32 Billion CN¥1.31 Billion/day CN¥- CN¥- ▼ -2 days
2023 20 days CN¥23.35 Billion CN¥1.15 Billion/day CN¥- CN¥- ▼ -3 days
2022 23 days CN¥23.59 Billion CN¥1.02 Billion/day CN¥- CN¥- ▲ +3 days
2021 20 days CN¥18.63 Billion CN¥936.70 Million/day CN¥- CN¥- ▲ +10 days
2020 10 days CN¥8.24 Billion CN¥838.42 Million/day CN¥- CN¥- ▼ -1076 days
2019 1086 days CN¥7.84 Billion CN¥7.22 Million/day CN¥- CN¥6.95 Billion ▲ +1076 days
2018 9 days CN¥5.12 Billion CN¥539.42 Million/day CN¥- CN¥4.48 Billion ▼ -98 days
2017 107 days CN¥56.79 Billion CN¥530.30 Million/day CN¥- CN¥3.99 Billion ▼ -32 days
2016 139 days CN¥74.68 Billion CN¥536.52 Million/day CN¥- CN¥6.34 Billion ▲ +9 days
2015 131 days CN¥52.76 Billion CN¥403.86 Million/day CN¥- CN¥3.18 Billion ▲ +41 days
2014 90 days CN¥30.92 Billion CN¥343.13 Million/day CN¥- CN¥- ▲ +20 days
2013 70 days CN¥21.18 Billion CN¥302.11 Million/day CN¥- CN¥- ▲ +65 days
2012 5 days CN¥1.18 Billion CN¥216.48 Million/day CN¥- CN¥- ▼ -2206 days
2011 2211 days CN¥1.59 Billion CN¥718.17K/day CN¥- CN¥- ▼ -1200 days
2010 3412 days CN¥1.71 Billion CN¥500.05K/day CN¥- CN¥- ▲ +3397 days
2009 14 days CN¥1.35 Billion CN¥93.42 Million/day CN¥- CN¥- ▲ +12 days
2008 2 days CN¥158.26 Million CN¥74.31 Million/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)