Bank of Qingdao Co Ltd (002948) — Defensive Interval Ratio

Latest as of December 2025: 7 days

Bank of Qingdao Co Ltd (002948) has a Defensive Interval Ratio of 7 days as of December 2025. Defensive assets of CN¥4.56 Billion (cash CN¥-, short-term investments CN¥-, receivables CN¥4.56 Billion) cover 7 days of daily cash needs of CN¥630.78 Million/day.

Defensive Interval Ratio

7 days
Days of operational coverage

Defensive Assets

CN¥4.56 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥630.78 Million
Current Liabilities ÷ 365

Current Liabilities

CN¥230.23 Billion
CNY

Bank of Qingdao Co Ltd Defensive Interval Ratio (2008–2025)

This chart shows how Bank of Qingdao Co Ltd's Defensive Interval Ratio has evolved across 18 annual periods from 2008 to 2025. As of December 2025, the ratio stands at 7 days, meaning defensive assets of CN¥4.56 Billion can fund 7 days of operations without new revenue. For the complete balance sheet picture, see Bank of Qingdao Co Ltd (002948) total assets.

Annual Defensive Interval Ratio for Bank of Qingdao Co Ltd (2008–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank of Qingdao Co Ltd from 2008 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See 002948 working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2025 70 days CN¥44.32 Billion CN¥630.78 Million/day CN¥- CN¥39.76 Billion ▲ +45 days
2024 25 days CN¥33.04 Billion CN¥1.31 Billion/day CN¥- CN¥8.71 Billion ▲ +2 days
2023 23 days CN¥26.90 Billion CN¥1.15 Billion/day CN¥- CN¥3.54 Billion ▲ +0 days
2022 23 days CN¥23.59 Billion CN¥1.03 Billion/day CN¥- CN¥- ▼ -10 days
2021 33 days CN¥30.92 Billion CN¥942.12 Million/day CN¥- CN¥12.28 Billion ▲ +11 days
2020 21 days CN¥17.96 Billion CN¥838.42 Million/day CN¥- CN¥9.73 Billion ▲ +7 days
2019 14 days CN¥9.46 Billion CN¥663.66 Million/day CN¥- CN¥2.33 Billion ▲ +13 days
2018 2 days CN¥940.33 Million CN¥539.42 Million/day CN¥- CN¥299.88 Million ▼ -105 days
2017 107 days CN¥56.56 Billion CN¥530.30 Million/day CN¥- CN¥3.76 Billion ▼ -29 days
2016 135 days CN¥72.62 Billion CN¥536.52 Million/day CN¥- CN¥4.28 Billion ▲ +6 days
2015 130 days CN¥52.39 Billion CN¥403.86 Million/day CN¥- CN¥2.81 Billion ▲ +31 days
2014 99 days CN¥33.81 Billion CN¥343.13 Million/day CN¥- CN¥2.89 Billion ▲ +1 days
2013 98 days CN¥29.57 Billion CN¥302.11 Million/day CN¥- CN¥8.39 Billion ▲ +92 days
2012 5 days CN¥1.18 Billion CN¥216.48 Million/day CN¥- CN¥- ▼ -4 days
2011 9 days CN¥1.59 Billion CN¥170.43 Million/day CN¥- CN¥- ▼ -3 days
2010 12 days CN¥1.71 Billion CN¥140.88 Million/day CN¥- CN¥- ▼ -2 days
2009 14 days CN¥1.35 Billion CN¥93.42 Million/day CN¥- CN¥- ▲ +12 days
2008 2 days CN¥158.26 Million CN¥74.31 Million/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)