Migdal Insurance (MGDL) — Cash Flow Quality Index

Latest as of June 2026: 7.22x

Migdal Insurance (MGDL) has a Cash Flow Quality Index of 7.22x as of June 2026. Operating cash flow of ILA4.14 Billion exceeds net income of ILA574.00 Million, indicating high earnings quality where cash backs reported profits. Explore Migdal Insurance debt service capacity to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

7.22x
Operating CF / Net Income

Operating Cash Flow

ILA4.14 Billion
ILA

Net Income

ILA574.00 Million
ILA

Data as of

Jun 2026
Most recent filing

Migdal Insurance Cash Flow Quality Index (2005–2025)

Historical Cash Flow Quality Index for Migdal Insurance across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Migdal Insurance.

Annual Cash Flow Quality Index for Migdal Insurance (2005–2025)

Year-by-year earnings quality comparison for Migdal Insurance.

Year Quality Index Operating CF (ILA) Net Income YoY Change
2025 3.06x ILA5.60 Billion ILA1.83 Billion ▼ -44.8%
2024 5.53x ILA3.38 Billion ILA610.50 Million ▲ +33.4%
2023 4.15x ILA2.44 Billion ILA588.73 Million ▲ +209.4%
2022 -3.79x ILA-2.85 Billion ILA752.43 Million ▼ -173.9%
2021 5.13x ILA7.12 Billion ILA1.39 Billion ▲ +139.6%
2020 -12.97x ILA-5.07 Billion ILA391.00 Million ▼ -798.5%
2018 1.86x ILA1.02 Billion ILA550.82 Million ▼ -65.2%
2017 5.34x ILA2.03 Billion ILA380.70 Million ▲ +160.8%
2016 -8.78x ILA-1.80 Billion ILA205.12 Million ▼ -186.7%
2015 10.13x ILA3.58 Billion ILA353.05 Million ▲ +519.4%
2014 -2.41x ILA-1.02 Billion ILA422.83 Million ▼ -155.9%
2013 4.32x ILA2.67 Billion ILA617.77 Million ▼ -55.5%
2012 9.72x ILA2.21 Billion ILA227.11 Million ▲ +450.3%
2011 1.77x ILA524.12 Million ILA296.71 Million ▲ +385.2%
2010 0.36x ILA284.59 Million ILA781.61 Million ▼ -84.4%
2009 2.34x ILA1.67 Billion ILA714.47 Million ▼ -38.6%
2007 3.80x ILA2.26 Billion ILA594.45 Million ▲ +186.5%
2006 1.33x ILA757.32 Million ILA570.33 Million ▲ +61.3%
2005 0.82x ILA457.46 Million ILA555.82 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.